creditocolombia.com Ads.txt file
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</head>
<body class="loading">
<div class="overlay_with_form h-100" id="form_container" >
<div class="container-fluid header">
<div class="container">
<div class="row pt-2 pt-md-4">
<div class="col-12 col-md-6">
<img src="https://chocopie.s3.eu-central-1.amazonaws.com/domains/logos/creditocolombia.png" class="logo">
</div>
<div class="col-6 d-none text-white d-md-flex info">
<p class="m-0 ml-auto"><i class="fas fa-envelope"></i>
info@www.creditocolombia.com</p>
</div>
<div class="col-12 text-uppercase text-center">
<h1 class="mt-5 mb-3 mb-md-5 big-text"><b>¡Aproveche hasta 900 000 $ en solo 5 minutos!</b></h1>
</div>
<div class="col-12 rounded shadow-xl py-3 form">
<div class="row">
<div class="col-12 mt-3 mt-md-5 mt-md-0">
<h3 class="mb-2 mb-md-5 text-center"><b>Formulario de solicitud</b></h3>
<form onsubmit="event.preventDefault(); submitForm(event);" id="fill_form">
<div class="row" style="display: none" id="error_row">
<div class="col-md-12">
<div class="alert alert-danger">Error</div>
</div>
</div>
<div class="row" style="display: none" id="success_row">
<div class="col-md-12">
<div class="alert alert-success">white_form.success_form</div>
</div>
</div>
<div class="row">
<div class="col-md-6 col-sm-12">
<div class="form-group">
<label>Nombre</label>
<input type="text" name="first_name" class="form-control" placeholder="Nombre"
required>
</div>
</div>
<div class="col-md-6 col-sm-12">
<div class="form-group">
<label>Apellido</label>
<input type="text" name="last_name" class="form-control"
placeholder="Apellido" required>
</div>
</div>
<div class="col-md-6 col-sm-12">
<div class="form-group">
<label>Número de teléfono</label>
<input type="text" name="mobile" class="form-control"
placeholder="Número de teléfono" required>
</div>
</div>
<div class="col-md-6 col-sm-12">
<div class="form-group">
<label>white_form.personal_id</label>
<input type="number" name="personal_id" class="form-control"
placeholder="white_form.personal_id" required>
</div>
</div>
<div class="col-md-6 col-sm-12">
<div class="form-group">
<label>E-mail</label>
<input type="email" name="email" class="form-control" placeholder="E-mail"
required>
</div>
</div>
<div class="col-md-3 col-sm-12">
<div class="form-group">
<label>white_form.loan_amount</label>
<input type="number" name="loan_amount" class="form-control"
placeholder="white_form.loan_amount" required value="70000">
</div>
</div>
<div class="col-md-3 col-sm-12">
<div class="form-group">
<label>white_form.loan_duration</label>
<input type="number" name="loan_duration" class="form-control"
placeholder="white_form.loan_duration" required>
</div>
</div>
<div class="col-md-12 col-sm-12">
<div class="agree-block form-group form-check pt-4" data-option="closed"
style="display: inline-block; font-size: 12px;">
<input checked="" type="checkbox" class="form-check-input">
<label class="form-check-label h-text">Acepto el procesamiento de mis datos personales para la prestación de servicios. www.creditocolombia.com</label>
</div>
</div>
<div class="col-12 mt-4">
<input type="hidden" name="ad_id" value="3169">
<input type="hidden" name="country" value="col">
<input type="hidden" name="user_id" id="input_user_id">
<input type="hidden" name="subid" id="input_subid">
<input type="hidden" name="dengiclick_api" value="1">
<div class="col-12 my-4 p-0">
<h6>Duración Del Préstamo: Mínimo 60 Días</h6>
</div>
<button type="submit"
class="btn btn-xl btn-warning btn-block rounded-pill">Obtener dinero</button>
</div>
</div>
</form>
</div>
</div>
</div>
</div>
</div>
</div>
<!--== Start head script ==-->
<div class="container-fluid my-5">
<div class="container">
<!-- CreditoGrande -->
<ins class="adsbygoogle"
style="display:block"
data-ad-client="ca-pub-8423281722534284"
data-ad-slot="5359773743"
data-ad-format="auto"
data-full-width-responsive="true"></ins>
<script>
(adsbygoogle = window.adsbygoogle || []).push({});
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</div>
</div>
<!--== End head script ==-->
<div class="container mt-5">
<h4 class="text-center">Porcentaje de Tasa Anual (Annual Percentage Rate APR)</h4><br />
El Porcentaje de Tasa Anual corresponde al costo total del préstamo, el cual se expresa en intereses. El cómputo del Porcentaje de Tasa Anual no incluye gastos que están relacionados con el incumplimiento de obligaciones del contrato de préstamo. El Porcentaje de Tasa Anual para los préstamos podrá ser de entre 12% hasta 6972% anuales.<br />
<h4 class="mt-4">Pagos como multa o información de la política de renovación</h4><br />
En caso de que la cantidad del préstamo no sea pagada en el período indicado, el prestamista podrá requerir pagar una multa de la cantidad total del pago vencido por cada día de demora. En caso de que el pago no se efectúe en un período extenso de tiempo sin acordar con el prestamista, éste podrá transmitir unilateralmente el cobro del préstamo a terceras compañías. Al pagar el préstamo a tiempo, creará un buen historial crediticio que en el fututo aumentará sus oportunidades de obtener otros préstamos bajo condiciones favorables.<br />
<h4 class="mt-4">Pida un préstamo responsablemente</h4><br />
<b>Los préstamos en línea serán oportunos si</b><br />
<ul><br />
<li>Han surgido gastos imprevistos, como la necesidad de pagar servicios o mercancía urgentemente.</li><br />
<li>Si no hay deudas en los pagos del préstamo.</li><br />
<li>Si el pago de préstamo no supera el 40% de sus ingresos mensuales</li><br />
</ul><br />
<b>Los préstamos en línea no serán admisibles si</b><br />
<ul><br />
<li>El objetivo de obtención del préstamo es el pago de otras obligaciones prestatarias.</li><br />
<li>Si planea una compra que no corresponde a su situación financiera.</li><br />
<li>Si sabe exactamente que no podrá pagar el préstamo en el plazo indicado.</li><br />
</ul><br />
Pida un préstamo con responsabilidad estimando sus verdaderas posibilidades de reembolsarlo. Antes de pedir prestado, conozca las condiciones del contrato de préstamo y asegúrese de que podrá cumplirlas.<br />
<br><br />
Incumplir tus obligaciones te puede generar comisiones e intereses moratorios. Contratar créditos por arriba de tu capacidad de pago puede afectar tu historial crediticio.<br />
La página principal creditocolombia.com no es un prestamista ni concede préstamos. Todos los prestamistas que han sido comparados poseen una licencia correspondiente de una entidad de crédito. El Porcentaje de Tasa Anual máx. es de 6972%. El período mínimo de pago de los préstamos es de 62 días, mientras que el período máximo de pago es de 10 años. Ejemplo de cálculo: si pide $5000 para 3 meses, la comisión es de $688.75, los gastos generales son de $5688.75 y el APR es del 55.1%.
</div>
<!-- Content -->
<div class="container-fluid mt-5">
<div class="container text-center">
<h1 class="mt-0">Cómo funciona</h1>
<h6 class="mt-4">Ayudamos a nuestros clientes a obtener acceso a las mejores ofertas del mercado</h6>
</div>
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<div class="container-fluid my-5">
<div class="container texts">
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<b class="m-0 col-12 col-md-4 font-weight-normal text-center px-4">
<img src="https://chocopie.s3.eu-central-1.amazonaws.com/images/forms/white_form/user.png"
class="img-thumbnail border-0">
<h5 class="mt-4">Complete una solicitud</h5>
<span class="d-block mt-4">
Complete una solicitud simple, usamos sus datos y lo intercambiaremos con compañías que proporcionan dinero en un préstamo.
Siempre elegimos la mejor oferta para el cliente
</span>
</b>
<b class="m-0 mt-md-0 mt-5 col-12 col-md-4 d-block font-weight-normal text-center px-4">
<img src="https://chocopie.s3.eu-central-1.amazonaws.com/images/forms/white_form/cards.png"
class="img-thumbnail border-0">
<h5 class="mt-4">Obtenga una lista de ofertas</h5>
<span class="d-block mt-4">
Obtenga una lista de las empresas que están listas para considerar su solicitud
</span>
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<img src="https://chocopie.s3.eu-central-1.amazonaws.com/images/forms/white_form/hand.png"
class="img-thumbnail border-0">
<h5 class="mt-4">Obtener dinero</h5>
<span class="d-block mt-4">
¡Elija la compañía que más le convenga y obtenga hasta 900 000 $ por tarjeta en 5 minutos!
</span>
</b>
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<div class="container-fluid my-0 my-md-5 py-0 py-md-5">
<div class="container">
<button
class="btn btn-warning btn-xl rounded-pill offset-0 offset-md-4 col-12 col-md-4">Obtener dinero</button>
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class="img-thumbnail border-0 float-left">
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<div class="col-12 col-md-6 user-comment">
<span
class="d-block p-3 text-secondary rounded shadow-sm font-italic">El salario se retrasó y prometí llevarla al club www.creditocolombia.com ayudó y muy rápido, ni siquiera tuve que pagar de más</span>
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class="btn btn-sm btn-block btn-warning mt-4 rounded-pill take-sum"
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class="img-thumbnail border-0 float-left">
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<div class="col-12 col-md-6 user-comment">
<span
class="d-block p-3 text-secondary rounded shadow-sm font-italic">Simplemente no tenía suficiente para las vacaciones de mis sueños, www.creditocolombia.com me seleccionó la opción más rentable, recibí el dinero en un par de minutos y pasé unas vacaciones inolvidables, ¡gracias!</span>
<div class="col-12 text-center">
<button
class="btn btn-sm btn-block btn-warning mt-4 rounded-pill take-sum"
onclick="takeSum(this)" data-sum="150000">Tomar
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<div class="row">
<div class="col-12 col-md-6">
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class="img-thumbnail border-0 float-left">
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<div class="col-12 col-md-6 user-comment">
<span
class="d-block p-3 text-secondary rounded shadow-sm font-italic">Hubo gastos inesperados y era escaso antes del salario, pero los chicos de www.creditocolombia.com ayudaron, ¡gracias por la profesionalidad!</span>
<div class="col-12 text-center">
<button
class="btn btn-sm btn-block btn-warning mt-4 rounded-pill take-sum"
onclick="takeSum(this)" data-sum="250000">Tomar
250000 $</button>
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class="img-thumbnail border-0 float-left">
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<div class="col-12 col-md-6 user-comment">
<span
class="d-block p-3 text-secondary rounded shadow-sm font-italic">Quería un teléfono nuevo y antes de las primas otros dos meses, recibí apoyo financiero de www.creditocolombia.com por 0%, pagué justo después del pago y no tuve que esperar el teléfono durante dos meses. Genial.</span>
<div class="col-12 text-center">
<button
class="btn btn-sm btn-block btn-warning mt-4 rounded-pill take-sum"
onclick="takeSum(this)" data-sum="200000">Tomar
200000 $</button>
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</div>
</div>
</div>
</div>
</div>
<div class="container-fluid mt-4">
<div class="container">
<div class="col-12">
<div class="row">
<div class="col-4 rounded p-3"
style="border: 1px solid #ddd; background-color: rgba(0,0,0,.03); font-size: 12px;">
www.creditocolombia.com es un servicio para seleccionar compañías de crédito para prestatarios potenciales, sin cobrar una tarifa por esto. La empresa no es acreedora y no emite préstamos.<br />
Propietario: NewValue LTD,<br />
domicilio social: Bucha / Kievomirockaya Ul. casa 16 / B, Irpen.
</div>
<div class="col-4 rounded p-3"
style="border: 1px solid #ddd; background-color: rgba(0,0,0,.03); font-size: 12px;">
Requisitos básicos para el prestatario:<br />
Una persona debe ser mayor de 18 años, tener la ciudadanía de Columbia, el historial de crédito no se tiene en cuenta al solicitar un préstamo.<br />
Intereses sobre el préstamo:<br />
Dependiendo del prestamista, el interés puede variar: por día del 1.3% al 2.2%, APR (tasa de interés anual) del 474.5% al 783%.<br />
Ejemplo de cálculo de préstamo:<br />
Una vez recibido el primer préstamo, por un monto de 900 000$ por un período de 90 días, el monto a pagar será de 900 000 $.<br />
Al volver a solicitar un préstamo, la tasa de interés es de 1.95% por día, la tasa de interés anual (APR) es de 714%. Cantidad del préstamo - 900 000$ por 7
</div>
<div class="col-4 rounded p-3"
style="border: 1px solid #ddd; background-color: rgba(0,0,0,.03); font-size: 12px;">
<a href="" class="menu_item" data-toggle="modal"
data-target="#user_agreement">
Acuerdo de usuario</a><br>
<a href="" class="menu_item" data-toggle="modal"
data-target="#cookies_politic">
Política de cookies</a><br>
<a href="" class="menu_item" data-toggle="modal"
data-target="#how_to_get_credit">
¿Cómo obtener un préstamo?</a><br>
<a href="" class="menu_item" data-toggle="modal"
data-target="#about_us">
Acerca de nosotros</a><br>
<a href="" class="menu_item" data-toggle="modal"
data-target="#contacts">
Datos de contacto</a><br>
</div>
</div>
</div>
</div>
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<h5 class="mt-5 pt-5"> </h5>
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<div class="col-12 col-md-9 mt-4 mt-md-0 pt-5 text-white d-flex align-items-end justify-content-end location">
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<!-- Privacy Policy -->
<div class="modal fade privacy-xl" tabindex="-1" role="dialog" aria-labelledby="myExtraLargeModalLabel"
aria-hidden="true">
<div class="modal-dialog modal-xl">
<div class="modal-content p-3">
<div class="modal-header mb-3">
<h5 class="modal-title">Privacy Policy</h5>
</div>
This privacy policy describes how LTD New Value (hereinafter "company" or "We", registered with the Armenian Ministry of Economics and located on Kotayk Marz Street, Hrazdan, Armenia) treats the personal data of its users (hereinafter, "You") in relation to the use of your website www.creditocolombia.com / (hereinafter, the "Website") and of the Services offered by company. In this sense, the company acts both as responsible for your personal data, taking care of their treatment. The purpose of this privacy policy is to explain how the company collects, uses and shares your personal data and what are the rights you have regarding your data.<br />
The terms in capital letters used and not expressly defined in this privacy policy will have the meaning attributed in the General Conditions of the Services offered by company and failing that designated in the GDPR (Regulation (EU) 2016/679 of the European Parliament and of the Council, dated April 27, 2016, on the protection of natural persons with regard to the processing of personal data and the free movement of these data and repealing Directive 95/46 / EC).<br />
<br />
Collection of personal data. We collect your personal data:<br />
<br />
when you provide them to us directly through the forms on our Website (e.g. when creating an Account, completing a loan application or in any other way);<br />
when provided by an advertiser on whose website you have provided your personal data (e.g. by filling out a loan application);<br />
when they are provided to us by third parties (e.g. from your Instantor account statement if you have accepted it, data from the creditworthiness evaluation performed by a lender, data on whether the loan was granted by a lender or credit records of ASNEF);<br />
obtaining them from various public sources (e.g. public profiles of social networks such as Facebook or LinkedIn);<br />
automatically through the use of computer tools (e.g. information related to their behavior on our Website obtained through the Hotjar tool).<br />
Processing of personal data: purpose and legal basis. We treat your personal data in accordance with the following legal bases and for the following purposes:<br />
<br />
Treatment subject to the execution of the contract signed between you and the company. Given that the basis of our Service consists in selecting the Lender (s) who, based on the information obtained in relation to the loans they offer, the aforementioned sources and the credit profile that we have created in accordance with the aforementioned sources (see also the section “Profiling and automated decision making” that can be found below) would grant you a loan, we treat your personal data with the main purpose of fulfilling the Agreement signed with you. This includes finding a suitable Lender, as requested, that suits your needs, as well as pre-completing the loan application in case it is repeated, and improving your credit profile and scoring if you already had One account. This also includes providing support to the customer and contacting them as stated on the Website. It also includes the adoption of necessary measures prior to the conclusion of the Agreement (e.g. verification, based on your DNI and address, that you are authorized to use our Services under our General Conditions). To avoid any doubt, we keep the personal data processed when using our Services. Taking into account the above and in accordance with the Services we provide, we treat the following personal data:<br />
<br />
- Identification data (e.g. name, D.N.I., sex, marital status);<br />
- Contact information (e.g. email address, phone number, address);<br />
- Labor data (e.g. information on the current employer, type of employment relationship, date of salary payment, amount of salary);<br />
- Educational data (e.g. training level);<br />
- Financial data (e.g. income, expenses, bank account, if you own a car);<br />
- Communications data (e.g. emails, messages sent to us);<br />
- Account login data (e.g. password to access the customer area of our Website);<br />
- Data related to the use of the Website and the Services (e.g. interaction with our Website, the IP address of your Internet connection);<br />
- Other data related to the loan (e.g. the purpose of the loan).<br />
Treatment based on legitimate interest. We process the data generated in the use of our Website and the Services (e.g. information on how you navigate and use our Website)<br />
<br />
<br />
To improve the user experience in the use of the Website and Services, with the aim of making it more intuitive. The legal basis of the above lies in our legitimate business interest to improve the Website and the user experience. Taking into account the nature of the data and that we use it in aggregate, as well as your fundamental interests or rights and freedoms, they do not nullify our legitimate interests.<br />
<br />
Likewise, we treat the data received from your use of our Website and our Services (eg information on how you navigate and use our Website) with the aim of preventing fraud and misuse of our Services (eg avoiding the use of Website and Services by robots). The legal basis of the above lies in our legitimate business interest to improve the Website and the user experience. Taking into account the nature of the data and that we use it in aggregate, as well as your fundamental interests or rights and freedoms, they do not nullify our legitimate interests.<br />
<br />
We may need to process your data to make inquiries in the solvency files in order to assess your financial solvency in accordance with applicable regulations. Without carrying out this treatment, we cannot offer you our Services. Your interests or fundamental rights and freedoms do not nullify our legitimate interests. We may also process your personal data to safeguard our rights (e.g. establish, exercise and defend legal claims, debt collection). The legal basis of the above lies in our legitimate business interest to improve the Website and the user experience. Taking into account the nature of the data and that we use it in aggregate, as well as your fundamental interests or rights and freedoms, they do not nullify our legitimate interests.<br />
<br />
To the extent required by the applicable data protection regulations, you have the right to object to the processing of your personal data on the basis of a legitimate interest (see also the section "Your rights" below) .<br />
<br />
Data processing based on consent. compan may process your personal data on the basis of your consent when advertising offers are sent, including at the end of the contractual relationship, by any means, through electronic communications or related products and services, whether offered by us or by the following Lenders. In addition, provided you authorize it, we may communicate your personal data to third parties, so that they may send you commercial communications about your products or services.<br />
<br />
When the processing of personal data is based on your consent, it may be withdrawn at any time by clicking on the “unsubscribe from the list” / “unsubscribe” link at the end of each of the e- mails Please note that the withdrawal of consent does not affect the legality of the data processing performed prior to said withdrawal.<br />
<br />
Data processing based on our legal obligation. We may also process your personal data to comply with our legal obligations (e.g. in our obligation to share your personal data with the relevant authorities and to comply with our obligations regarding Money Laundering Prevention and Terrorism Financing). This type of processing is based on compliance with our legal information obligations.<br />
<br />
We do not process any special type of personal data, nor do we process personal data related to criminal records or data related to minors.<br />
<br />
Profiling and automated decision making. We use profiling and automated decision making as follows:<br />
<br />
Profiling and automated decision making as part of our Service: taking into account your preferences to contract a loan with us and the personal information that You have provided us with the creation of your Account or by completing the loan application form, the information obtained from the sources listed above, and your history of use of our Services (eg if you have been granted a loan and who has granted it), we prepare or complete your credit profile and “scoring” later assigning the results obtained to your Bill. We compare your profile with the conditions established by each of the Lenders for your clients, and taking into account the results of this comparison we offer the Lender or the relationship of Lenders with those who are most likely to have the loan granted, in the conditions you have pre-selected. Our The results are based on the information we have received from the Lenders in relation to the conditions they offer to their clients, as well as our best estimate of the previous behaviors maintained by the Lenders. As a result of our comparison, the list of potential Lenders can be very numerous or on the contrary contain one or no potential Lenders, this depends on how many Lenders, according to our best estimate, would be willing to grant loans to people with profiles similar to yours. To understand the preferences of each of the Lenders, please consult the privacy policies of the Lenders.<br />
<br />
The credit profile and scoring assigned to your Account will be complemented by us taking into account your subsequent credit behavior based on the information about You to which we have had access. A higher credit profile and scoring will allow you to obtain better conditions when formalizing a loan contract. Please note that at any time you can delete your credit profile and scoring by deleting your Account.<br />
<br />
Since the automated profiling described in this Privacy Policy is the basis of the content of the Service we provide to our clients (including You), such profile is necessary to be able to execute the existing Agreement between us (see also our Terms of Service) .<br />
<br />
As a result of such automated profiling, we may conclude that there are no Lenders willing to initiate pre-contractual negotiations with You, based on your pre-contractual preferences. Keep in mind that, in these cases, you can change the terms of the loan sought (e.g. lower the principal), which could allow us to find you a potential Lender. Therefore, the results of our profiles cannot be considered to significantly affect you or your interests, including the deprivation of your chances of obtaining a loan. You have the right to obtain human intervention, to express your point of view and to challenge the decision.<br />
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Development of profiles for commercial purposes. We also prepare profiles of our users to be able to provide them with those offers, both ours and our partners, which we believe might be interesting. To do this, we prepare your profile by taking information related to your use of our Website and your personal data (mainly your age and sex). Please note that we request your explicit consent to carry out this mode of profiling and marketing and that at all times you have the right to withdraw, through your Account or by contacting us, the consent given for the treatment of your personal data for these purposes.<br />
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Exchange of your personal data. We only share your personal data when we have a valid reason for it and when said exchange is legally protected.<br />
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Responsible for the treatment. We have carefully selected those in charge of the processing of your personal data. We only contract with service providers that provide sufficient guarantees to implement the appropriate technical and organizational security measures to protect your personal data. We have signed appropriate data treatment agreements with our service providers and we will be responsible for your actions regarding the processing of your personal data.<br />
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We catalog those in charge of the treatment in the following categories: commercial service providers via email, email and SMS sending platforms, website analysis service providers, data hosting service providers; social media marketing platforms.<br />
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In case you need detailed information regarding the service providers related to the processing of your personal data, please contact us at the contact information provided at the end of this Privacy Policy.<br />
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Third parties. In some circumstances, we also share your personal data with third parties who act as independent persons responsible for the processing of data with regard to your personal data. We only share your personal data with third parties if stipulated or required by applicable law at any time (e.g. when we are required to share personal data with the authorities) or with your consent.<br />
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The provision of our Services includes sharing your personal data with Lenders to decide whether or not to grant you a loan and to sign the loan agreement. The list of Lenders with whom we share your personal data may change. Can access er to the current list through the following link. The purpose and legal basis of such personal data exchange is to be able to carry out the existing Agreement between us and the correct provision of our Services. The Lender will use your personal data for the sole purpose of deciding whether or not to grant you a loan. However, keep in mind that once we have transferred your personal data to the Lender so that you can evaluate the possibility of granting a loan or not, the Lender will be solely responsible for the processing of your personal data. So you should familiarize yourself with their corresponding privacy policies. In the event that the Lender decides not to grant you a loan, you must delete or anonymize your personal data, unless there is a valid legal basis to retain them.<br />
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We may also need to share your personal information with third parties to protect our legal rights (e.g. lawyers and debt collection agencies). The legal basis of this exchange lies in our legitimate interest in protecting our legal rights, as well as ensuring compliance with the existing Agreement between us. In that case, your interests or fundamental rights and freedoms do not nullify our legitimate interests.<br />
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In addition, we may also share your personal data with other third parties in order to comply with our legal obligations (e.g. auditors, authorities). The legal basis of this exchange lies in the need to comply with our legal obligations.<br />
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Transfer of personal data to countries outside the European Union. We and our processors (including storage) can transfer your personal data to countries outside the European Union (e.g. United States). In any case, we will only transfer and store your personal data to third countries outside the European Union when there is a legal precept that allows us to, and always taking into account that: (i) the recipient of your personal data must be located in a country that has established an adequate level of protection for its personal data (including the United States if the recipient is part of the “Privacy Shield Program”), or (ii) through means and instruments that guarantee compliance with the European requirements regarding the transfer and exchange of personal data with third countries not members of the European Union.<br />
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In the case where you need more detail and information related to the transfer and exchange of your personal data with third countries outside the European Union (eg the data of the recipients and / or the legal basis to carry out such transfer) by Please contact us at the contact information provided at the end of this Privacy Policy.<br />
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Security. We have adopted a series of technical and organizational measures to ensure that your personal data is adequately protected, taking into account (i) the state of the technology, (ii) the costs of implementation, (iii) nature, scope and purpose of the treatment, and (iv) possible risks.<br />
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Data conservation We retain your personal data for the time necessary to be able to fulfill the purpose for which they were delivered, as well as for the time necessary to protect your rights as required by the applicable regulations. We may keep your personal data for certain years after the end of our relationship in case it is necessary in order to protect your rights in accordance with the provisions of the applicable regulations. In the event that there are different purposes that give rise to the processing of your personal data, they will be kept in accordance with the longer term.<br />
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In accordance with the maximum period of limitation for claims arising from these operations, under applicable law, when the obligor intentionally fails to comply with his obligations, we may keep his personal data related to said claims for a maximum of 10 years from the Claim expiration date.<br />
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Your rights. As established by the applicable regulations, you have all the statutory rights established regarding your personal data. These rights include, among others, the following:<br />
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Request access to your personal data;<br />
Get a copy of your personal data;<br />
Rectify or complete incorrect or inaccurate data;<br />
Delete personal data;<br />
Restrict the processing of your personal data;<br />
Migration of your personal data;<br />
Oppose the processing of personal data, which is based on our legitimate interest and the processing of personal data for direct marketing purposes.<br />
Keep in mind that the rights related to your personal data are not absolute and they will be subject to the considerations allowed by applicable law.<br />
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To exercise your rights, please contact us at the contact information provided at the end of this Privacy Policy. Please note that you can exercise some of your rights (e.g. review and update your personal data) immediately by logging into your Account.<br />
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If you believe that the rights in relation to your personal data have been infringed, we ask that you please contact us at the contact information provided at the end of this Privacy Policy. Likewise, you also have the right to file a complaint with the Spanish data protection authority (Spanish Agency for Data Protection C / Jorge Juan, 6, 28001, Madrid), the Estonian data protection authority (“Estonian Data Protection Inspectorate” ), Armenian data protection autohrity or go to court.<br />
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Modifications. In the event that our personal data processing practices change or it is necessary to modify this Privacy Policy in accordance with the provisions of applicable law, jurisprudence or guidelines issued by the competent authorities, we have the right to unilaterally modify this Policy Privacy at any time. In case the changes are important and impact you in any way, we will notify you by email and you will skip a pop-up (pop-up window) on our Website before these changes take effect.<br />
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Contact. In case you have any questions regarding the processing of your personal data by us or if you wish to exercise any of your rights, you can contact us through the following contact information: info@www.creditocolombia.com<br />
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Privacy Policy valid as of May 25, 2018
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From www.creditocolombia.com we want to inform you that our website uses cookies to analyze user navigation.<br />
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Cookies are files that are installed on the computer from which you access our website for the purposes described on this page.<br />
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The application we use to obtain and analyze navigation information is Google Analytics (Google Analytics Cookie Usage)<br />
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This application has been developed by Google, which provides us with the audience analysis service of our page. This company may use this data to improve its own services and to offer services to other companies. You can know those other uses from the indicated links.<br />
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This tool does not obtain data from the names or surnames of the users or the postal address from which they connect. The information you obtain is related, for example, to the number of pages visited, the language, social network in which our news is published, the city to which the IP address from which users access is assigned, the number of users that they visit us, the frequency and recidivism of the visits, the visit time, the browser they use, the operator or type of terminal from which the visit is made.<br />
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This information is used to improve our website, detect new needs and assess the improvements to be introduced in order to provide a better service to the users who visit us.<br />
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To allow, know, block or delete the cookies installed on your computer you can do so by configuring the browser options installed on your computer.<br />
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For example you can find information on how to do it in the case you use as a browser:<br />
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Firefox from here: https://support.mozilla.org/es/kb/cookies-informacion-que-los-sitios-web-guardan-en<br />
Chrome from here: https://www.google.es/chrome/browser/privacy/<br />
Explorer from here: http://windows.microsoft.com/es-xl/internet-explorer/delete-manage-cookies#ie=ie-10<br />
Safari from here: http://support.apple.com/kb/PH17191?viewlocale=es_ES<br />
It operates from here: http://help.opera.com/Windows/11.50/es-ES/cookies.html
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DISPOSICIONES GENERALES<br />
1.1. Este Acuerdo de usuario (en adelante, el Acuerdo) se refiere al www.creditocolombia.com sitio web ubicado en www.creditocolombia.com.<br />
1.2. www.creditocolombia.com El sitio web (en adelante, el sitio web) es propiedad de www.creditocolombia.com Entidad legal.<br />
1.3. Este Acuerdo rige la relación entre la Administración del sitio web www.creditocolombia.com (en adelante, la Administración del Sitio) y el Usuario de este Sitio.<br />
1.4. La administración del sitio se reserva el derecho en cualquier momento de cambiar, agregar o eliminar cláusulas de este Acuerdo sin notificar al Usuario.<br />
1.5. El uso del Sitio por parte del Usuario significa la aceptación del Acuerdo y los cambios realizados a este Acuerdo.<br />
1.6. El usuario es personalmente responsable de verificar este Acuerdo en busca de cambios en él.<br />
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DEFINICIONES DE TÉRMINOS<br />
2.1. Los siguientes términos tienen los siguientes significados para los fines de este Acuerdo:<br />
2.1.1 www.creditocolombia.com: un recurso de Internet ubicado en el nombre de dominio www.creditocolombia.com que opera a través del recurso de Internet y los servicios relacionados (en adelante, el Sitio).<br />
2.1.2. www.creditocolombia.com - un sitio que contiene información sobre los Bienes y / o Servicios y / u Otros valores para el usuario, el Vendedor y / o el Proveedor de Servicios, que permite la selección, pedido y (o) compra de los Bienes y / o recepción de servicios.<br />
2.1.3. Administración del sitio: empleados autorizados para administrar el sitio, actuando en nombre de la entidad legal www.creditocolombia.com.<br />
2.1.4. El Usuario del Sitio (en adelante, el Usuario) es una persona que tiene acceso al Sitio a través de Internet y utiliza el Sitio.<br />
2.1.5. El contenido del sitio (en adelante, el Contenido): los resultados protegidos de la actividad intelectual, incluidos los textos de obras literarias, sus nombres, prólogos, anotaciones, artículos, ilustraciones, portadas, obras musicales con o sin texto, gráfico, textual, fotográfico, derivado, compuesto y otros obras, interfaces de usuario, interfaces visuales, nombres de marcas registradas, logotipos, programas de computadora, bases de datos, así como diseño, estructura, elección, coordinación, apariencia, estilo general y ubicación e del contenido, que es parte del Sitio y otra propiedad intelectual contenida de manera colectiva y / o individual www.creditocolombia.com sitio.<br />
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TEMA DEL ACUERDO<br />
3.1. El objeto de este Acuerdo es proporcionar al Usuario acceso a los Bienes y / o servicios provistos en el Sitio web.<br />
3.1.1. El sitio proporciona al usuario los siguientes tipos de servicios (servicios): brinda al usuario la posibilidad de publicar mensajes, comentarios, reseñas de usuarios, calificar el contenido del sitio; familiarización con los bienes / servicios publicados en el Sitio; selección y pedido de bienes / servicios para la posterior compra o registro en este Sitio.<br />
3.1.2. Este Acuerdo cubre todos los servicios (servicios) existentes (actualmente en funcionamiento) del Sitio, así como cualquier modificación posterior y servicios (servicios) adicionales que aparezcan en el futuro.<br />
3.2. El acceso al sitio se proporciona de forma gratuita.<br />
3.3. Este acuerdo es una oferta pública. Al acceder al Sitio, se considera que el Usuario se ha adherido a este Acuerdo.<br />
3.4. El uso de materiales y servicios del Sitio se rige por las leyes aplicables de законодательства Columbia.<br />
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DERECHOS Y OBLIGACIONES DE LAS PARTES<br />
4.1. La administración del sitio tiene el derecho:<br />
4.1.1 Cambie las reglas para usar el Sitio, así como cambie el contenido de este Sitio. Los cambios entran en vigor desde el momento en que se publica la nueva versión del Acuerdo en el Sitio.<br />
4.2. El usuario tiene derecho a:<br />
4.2.1 Use todos los servicios disponibles en el Sitio, así como compre cualquier Producto y / o Servicio ofrecido en el Sitio.<br />
4.2.2 Haga cualquier pregunta relacionada con los servicios del sitio: a través del Formulario de comentarios ubicado en: www.creditocolombia.com.<br />
4.2.3 Utilice el Sitio exclusivamente para los fines y en la forma prevista por el Acuerdo y no está prohibido por la ley de Columbia.<br />
4.2.5 Requerir que la administración oculte cualquier información del usuario.<br />
4.2.6. Utilice la información del sitio para fines comerciales sin un permiso especial.<br />
4.3. El usuario del sitio acepta:<br />
4.3.1. Proporcionar a solicitud de la Administración del sitio información adicional que esté directamente relacionada con los servicios prestados en este Sitio.<br />
4.3.2. Respetar los derechos de propiedad y no propiedad.
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www.creditocolombia.com Política de cookies (la "Política de cookies")<br />
Esta política rige el procedimiento y los casos en que www.creditocolombia.com utiliza información personal en el sitio web www.creditocolombia.com en su conjunto y cómo es posible controlar el uso de estos datos. El término "computadora" en este documento se refiere a computadoras, teléfonos inteligentes y otros dispositivos que permiten a los usuarios acceder a Internet. www.creditocolombia.com El sitio web está destinado a ser utilizado exclusivamente por adultos. Informacion<br />
Al usar el sitio web www.creditocolombia.com y los sitios móviles (en adelante, las “plataformas”), usted acepta que nosotros y terceros podemos almacenar y usar cookies y direcciones IP, así como también usar otras tecnologías de seguimiento para garantizar que la plataforma funcione, recopilar datos agregados sobre el uso del sitio , mejore la interacción con usted en Internet y administre publicidad y llamadas de servicio para usted, además de adaptarlas. Si lo necesita, puede deshabilitar las cookies, sin embargo, esto puede afectar su uso de nuestras plataformas. Las siguientes son formas de deshabilitar las cookies. Consulte a continuación para obtener información sobre qué son las cookies, qué tecnología de seguimiento utilizamos y cómo las utilizamos.<br />
¿Qué son los archivos cookie?<br />
Las cookies son pequeños archivos de texto que se almacenan en el navegador de su computadora o teléfono móvil después de visitar sitios web. Las cookies se utilizan ampliamente para mantener sitios web o para mejorar la experiencia del usuario, así como para proporcionar cierta información a los propietarios de sitios web. Las cookies que utilizamos pueden incluir información sobre sus preferencias en Internet para que podamos hacer que nuestros sitios web sean lo más interesantes posible para usted.<br />
¿Cómo me niego a recibir cookies y / o eliminar las existentes?<br />
Los navegadores modernos tienen la capacidad de cambiar la configuración de las cookies. Puede permitir que su navegador o dispositivo guarde cualquier cookie, que le notifique cuando intente crear cookies, o que no lo haga. La última opción significa que no se le proporcionarán algunas funciones de personalización y, en consecuencia, no podrá utilizar todas las funciones y beneficios de nuestro sitio. Todos los navegadores son diferentes entre sí. Puede encontrar información sobre la configuración de cookies en su navegador en el menú Ayuda, Preferencias o Preferencias. Los siguientes enlaces proporcionan información adicional sobre la configuración de cookies en los navegadores populares: configuración de cookies en Internet Explorer (se abrirá un enlace a un sitio externo en una nueva pestaña); configuración de cookies en Firefox (se abrirá un enlace a un sitio externo en una nueva pestaña); configuración de cookies en Chrome (se abrirá un enlace a un sitio externo en una nueva pestaña); configuración de cookies en el navegador web Safari (se abrirá un enlace a un sitio externo en una nueva pestaña) e iOS (se abrirá un enlace a un sitio externo en una nueva pestaña).<br />
También puede visitar http://www.aboutcookies.org/ (se abrirá un enlace a un sitio externo en una nueva pestaña), donde puede encontrar información completa sobre la configuración de varios navegadores. Allí también encontrará información sobre cómo eliminar las cookies de su computadora y otra información sobre dichas cookies.<br />
No le recomendamos que desactive el uso de cookies mientras visita nuestros sitios, ya que esto puede causar algunos inconvenientes: por ejemplo, no podrá usar una calculadora de préstamos ni solicitar un préstamo. También puede llevar al hecho de que ciertas secciones o funciones de nuestros sitios no funcionarán correctamente. Además, recuerde que si elimina las cookies, es posible que no podamos determinar automáticamente sus preferencias, como elegir su idioma y país. Además, no podremos averiguar si previamente ha aceptado los términos y condiciones y ha rechazado algún servicio.<br />
Con respecto a las cookies publicitarias, los usuarios de la UE pueden usar el sitio web YourOnlineChoices.eu (se abrirá un enlace a un sitio web externo en una nueva pestaña), que le permite elegir de qué proveedores de publicidad acepta cookies y cuáles no. Las cookies de terceros se pueden configurar en los sitios web de estas empresas. Por ejemplo, todos los datos recopilados sobre usted en Google se pueden ver en myactivity.google.com (se abrirá un enlace a un sitio externo en una nueva pestaña).<br />
Política de Google Analytics<br />
Nuestro sitio usa Google Analytics<br />
Haga clic aquí para leer la Política de privacidad de Google Analytics.
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Hoy no es tan fácil obtener dinero a crédito en Columbia. Esto puede depender de muchos factores: un historial crediticio negativo, el requisito de un banco de documentos para un banco, la falta de un certificado de ingresos, la necesidad de atraer a un garante y mucho más.<br />
www.creditocolombia.com la empresa actúa como un salvavidas para quienes se enfrentan a una situación similar. Emitimos préstamos por un monto de hasta 900 000$ por un período de hasta 1 mes con la posibilidad de prórroga.<br />
Entendemos las necesidades de nuestros clientes y ofrecemos las condiciones de préstamo más leales.<br />
¡Todo lo que necesita para obtener un préstamo es registrarse en el sitio, esperar unos minutos y obtener dinero en su tarjeta!
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Muchas personas no desean solicitar préstamos a instituciones bancarias y financieras por la simple razón de que temen ser engañados. Puedes entenderlos, porque en esta área hay muchas trampas. A menudo, las condiciones que se ofrecen inicialmente, luego comienzan a cambiar. Una persona cae en la trampa y se ve obligada a pagar el porcentaje equivocado por el que estaba contando.<br />
Sin embargo, existen servicios en línea que se proponen la tarea de promocionar el producto y no aprovechar la situación desesperada del prestatario. Sus ventajas son que:<br />
los préstamos se emiten sin la necesidad de garantes y garantías;<br />
los nuevos clientes reciben un préstamo a tasa cero;<br />
Cuando se contacta con el servicio, no existe una carga psicológica por el contacto personal con un empleado de una organización financiera.<br />
Qué es conveniente tomar un préstamo en el servicio en línea<br />
Los préstamos de Binixo son la ausencia de la necesidad de ir a una sucursal u oficina de una empresa. Para muchas personas, tal situación es deprimente. Tienen que responder preguntas incorrectas, preocuparse y preocuparse, lo que hace que sus respuestas suenen menos convincentes. No todos quieren tener ganas de ser interrogados.<br />
Aquí todo es extremadamente simple. El intercambio de datos se realiza en línea. Al completar un formulario simple, nadie tendrá ningún impacto negativo. Una persona pensará con calma cuánto es suficiente para resolver sus problemas actuales.<br />
Una gran ventaja de www.creditocolombia.com Columbia es el hecho de que aquí, los prestatarios son tratados con comprensión. Algunos podrían solicitar un préstamo a los bancos, pero debido a la crisis, no pudieron cumplir las condiciones en su totalidad. Lamentablemente se agregaron a la cantidad de personas con un historial crediticio deficiente, por lo tanto, ninguno de los bancos quiere darles nuevos préstamos.<br />
Para obtener un préstamo, no necesita esquivar, falsificar documentos, corregir su historia. Como regla general, para resolver las necesidades actuales, una persona necesita una cantidad de hasta 900 000$ por mes, que realmente puede pagar. Los planes de la "compañía de préstamos" no incluyen complicar la situación, exigir un certificado de empleo durante los últimos meses o dar garantías de su integridad.<br />
El servicio funciona las 24 horas y las solicitudes se revisan en quince minutos. El contrato, así como el formulario de solicitud de préstamo, se completan en un ambiente relajado. A menudo, los prestatarios se convierten en víctimas de su propio descuido. En un ambiente inquieto y agitado, con una tensión nerviosa, firman un contrato en el que la información que contiene todos los puntos resbaladizos se imprime en letra muy pequeña. No leen todas las líneas y posteriormente caen en una posición difícil.<br />
En el sitio web www.creditocolombia.com, puede estudiar cuidadosamente y solo luego redactar un contrato. Cada línea se puede discutir en un ambiente relajado con sus seres queridos, amigos e incluso con expertos. Nadie se apresurará con la firma, por lo que utilizar este servicio es, ante todo, confiable.<br />
Es más conveniente obtener un crédito en la tarjeta. Es posible que una persona ni siquiera retire dinero de un cajero automático, sino que pague este monto en una red de distribución comprando cualquier producto que necesite. Luego, cuando llega el momento de pagar el dinero, paga el cuerpo del préstamo y el interés en exactamente la misma situación en la que tomó el préstamo: sin hacer colas y perder el tiempo.
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Soporte: support@www.creditocolombia.com<br />
Colaboración: info@www.creditocolombia.com<br />
Teléfono: +57 202 114 538<br />
Oficina principal: Bucha / Kievomirockaya Ul. casa 16 / B
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