<!DOCTYPE html>
<script src="https://code.highcharts.com/stock/highstock.js"></script>
<script src="https://code.highcharts.com/stock/modules/exporting.js"></script>
<script src="https://code.highcharts.com/stock/modules/export-data.js"></script>
<script src="https://code.highcharts.com/stock/modules/accessibility.js"></script>
<link href="https://cdn.jsdelivr.net/npm/bootstrap@5.3.1/dist/css/bootstrap.min.css" rel="stylesheet" integrity="sha384-4bw+/aepP/YC94hEpVNVgiZdgIC5+VKNBQNGCHeKRQN+PtmoHDEXuppvnDJzQIu9" crossorigin="anonymous">
<html lang="et">
<head>
<meta charset="UTF-8">
<title>Euribor.ee - Euribori intressimäärad ja finantsuudised.</title>
<style>img:is([sizes="auto" i], [sizes^="auto," i]){contain-intrinsic-size:3000px 1500px}</style>
<meta name="viewport" content="width=device-width, initial-scale=1"><meta name="description" content="Külasta Euribor.ee, et leida kõige uuemat infot Euribori hetkeseisu ja ajaloo kohta.">
<meta name="robots" content="index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1">
<link rel="canonical" href="https://euribor.ee/">
<script id="website-schema" type="application/ld+json">{"@context":"https:\/\/schema.org","@type":"WebSite","name":"Teejuht Euribori Maailma","alternateName":"Teejuht Euribori Maailma","description":"K\u00f5ik Euriborist!","url":"https:\/\/euribor.ee"}</script>
<meta property="og:url" content="https://euribor.ee/">
<meta property="og:site_name" content="Teejuht Euribori Maailma">
<meta property="og:locale" content="et">
<meta property="og:type" content="website">
<meta property="og:title" content="Euribor.ee - Euribori intressimäärad ja finantsuudised.">
<meta property="og:description" content="Külasta Euribor.ee, et leida kõige uuemat infot Euribori hetkeseisu ja ajaloo kohta.">
<meta property="og:image" content="https://euribor.ee/wp-content/uploads/2023/09/fulllogo.png">
<meta property="og:image:secure_url" content="https://euribor.ee/wp-content/uploads/2023/09/fulllogo.png">
<meta property="og:image:width" content="1280">
<meta property="og:image:height" content="1024">
<meta name="twitter:card" content="summary">
<meta name="twitter:title" content="Euribor.ee - Euribori intressimäärad ja finantsuudised.">
<meta name="twitter:description" content="Külasta Euribor.ee, et leida kõige uuemat infot Euribori hetkeseisu ja ajaloo kohta.">
<meta name="twitter:image" content="https://euribor.ee/wp-content/uploads/2023/09/fulllogo.png">
<link rel='dns-prefetch' href='//cdn.weglot.com'/>
<link rel='dns-prefetch' href='//www.googletagmanager.com'/>
<link rel='dns-prefetch' href='//pagead2.googlesyndication.com'/>
<link rel="alternate" type="application/rss+xml" title="Teejuht Euribori Maailma » RSS" href="https://euribor.ee/feed/"/>
<script type="application/ld+json">{"@context":"https:\/\/schema.org","@type":"Organization","name":"Euribor.ee","url":"https:\/\/euribor.ee","alternateName":"Teejuht Euribori Maailma","description":"Teejuht Euribori Maailma","logo":"https:\/\/euribor.ee\/wp-content\/uploads\/2023\/09\/fulllogo.png","sameAs":["https:\/\/www.facebook.com\/euribor.ee"],"contactPoint":[{"@type":"ContactPoint","contactType":"customer support"}]}</script>
<link rel="stylesheet" type="text/css" href="//euribor.ee/wp-content/cache/wpfc-minified/6vk409gv/a4w44.css" media="all"/>
<style id='classic-theme-styles-inline-css'>.wp-block-button__link{color:#fff;background-color:#32373c;border-radius:9999px;box-shadow:none;text-decoration:none;padding:calc(.667em + 2px) calc(1.333em + 2px);font-size:1.125em}.wp-block-file__button{background:#32373c;color:#fff;text-decoration:none}</style>
<style id='global-styles-inline-css'>:root{--wp--preset--aspect-ratio--square:1;--wp--preset--aspect-ratio--4-3:4/3;--wp--preset--aspect-ratio--3-4:3/4;--wp--preset--aspect-ratio--3-2:3/2;--wp--preset--aspect-ratio--2-3:2/3;--wp--preset--aspect-ratio--16-9:16/9;--wp--preset--aspect-ratio--9-16:9/16;--wp--preset--color--black:#000000;--wp--preset--color--cyan-bluish-gray:#abb8c3;--wp--preset--color--white:#ffffff;--wp--preset--color--pale-pink:#f78da7;--wp--preset--color--vivid-red:#cf2e2e;--wp--preset--color--luminous-vivid-orange:#ff6900;--wp--preset--color--luminous-vivid-amber:#fcb900;--wp--preset--color--light-green-cyan:#7bdcb5;--wp--preset--color--vivid-green-cyan:#00d084;--wp--preset--color--pale-cyan-blue:#8ed1fc;--wp--preset--color--vivid-cyan-blue:#0693e3;--wp--preset--color--vivid-purple:#9b51e0;--wp--preset--color--contrast:var(--contrast);--wp--preset--color--contrast-2:var(--contrast-2);--wp--preset--color--contrast-3:var(--contrast-3);--wp--preset--color--base:var(--base);--wp--preset--color--base-2:var(--base-2);--wp--preset--color--base-3:var(--base-3);--wp--preset--color--accent:var(--accent);--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple:linear-gradient(135deg,rgba(6,147,227,1) 0%,rgb(155,81,224) 100%);--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan:linear-gradient(135deg,rgb(122,220,180) 0%,rgb(0,208,130) 100%);--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange:linear-gradient(135deg,rgba(252,185,0,1) 0%,rgba(255,105,0,1) 100%);--wp--preset--gradient--luminous-vivid-orange-to-vivid-red:linear-gradient(135deg,rgba(255,105,0,1) 0%,rgb(207,46,46) 100%);--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray:linear-gradient(135deg,rgb(238,238,238) 0%,rgb(169,184,195) 100%);--wp--preset--gradient--cool-to-warm-spectrum:linear-gradient(135deg,rgb(74,234,220) 0%,rgb(151,120,209) 20%,rgb(207,42,186) 40%,rgb(238,44,130) 60%,rgb(251,105,98) 80%,rgb(254,248,76) 100%);--wp--preset--gradient--blush-light-purple:linear-gradient(135deg,rgb(255,206,236) 0%,rgb(152,150,240) 100%);--wp--preset--gradient--blush-bordeaux:linear-gradient(135deg,rgb(254,205,165) 0%,rgb(254,45,45) 50%,rgb(107,0,62) 100%);--wp--preset--gradient--luminous-dusk:linear-gradient(135deg,rgb(255,203,112) 0%,rgb(199,81,192) 50%,rgb(65,88,208) 100%);--wp--preset--gradient--pale-ocean:linear-gradient(135deg,rgb(255,245,203) 0%,rgb(182,227,212) 50%,rgb(51,167,181) 100%);--wp--preset--gradient--electric-grass:linear-gradient(135deg,rgb(202,248,128) 0%,rgb(113,206,126) 100%);--wp--preset--gradient--midnight:linear-gradient(135deg,rgb(2,3,129) 0%,rgb(40,116,252) 100%);--wp--preset--font-size--small:13px;--wp--preset--font-size--medium:20px;--wp--preset--font-size--large:36px;--wp--preset--font-size--x-large:42px;--wp--preset--spacing--20:0.44rem;--wp--preset--spacing--30:0.67rem;--wp--preset--spacing--40:1rem;--wp--preset--spacing--50:1.5rem;--wp--preset--spacing--60:2.25rem;--wp--preset--spacing--70:3.38rem;--wp--preset--spacing--80:5.06rem;--wp--preset--shadow--natural:6px 6px 9px rgba(0, 0, 0, 0.2);--wp--preset--shadow--deep:12px 12px 50px rgba(0, 0, 0, 0.4);--wp--preset--shadow--sharp:6px 6px 0px rgba(0, 0, 0, 0.2);--wp--preset--shadow--outlined:6px 6px 0px -3px rgba(255, 255, 255, 1), 6px 6px rgba(0, 0, 0, 1);--wp--preset--shadow--crisp:6px 6px 0px rgba(0, 0, 0, 1);}:where(.is-layout-flex){gap:0.5em;}:where(.is-layout-grid){gap:0.5em;}body .is-layout-flex{display:flex;}.is-layout-flex{flex-wrap:wrap;align-items:center;}.is-layout-flex > :is(*, div){margin:0;}body .is-layout-grid{display:grid;}.is-layout-grid > :is(*, div){margin:0;}:where(.wp-block-columns.is-layout-flex){gap:2em;}:where(.wp-block-columns.is-layout-grid){gap:2em;}:where(.wp-block-post-template.is-layout-flex){gap:1.25em;}:where(.wp-block-post-template.is-layout-grid){gap:1.25em;}.has-black-color{color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-color{color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-color{color:var(--wp--preset--color--white) !important;}.has-pale-pink-color{color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-color{color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-color{color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-color{color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-color{color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-color{color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-color{color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-color{color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-color{color:var(--wp--preset--color--vivid-purple) !important;}.has-black-background-color{background-color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-background-color{background-color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-background-color{background-color:var(--wp--preset--color--white) !important;}.has-pale-pink-background-color{background-color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-background-color{background-color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-background-color{background-color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-background-color{background-color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-background-color{background-color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-background-color{background-color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-background-color{background-color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-background-color{background-color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-background-color{background-color:var(--wp--preset--color--vivid-purple) !important;}.has-black-border-color{border-color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-border-color{border-color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-border-color{border-color:var(--wp--preset--color--white) !important;}.has-pale-pink-border-color{border-color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-border-color{border-color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-border-color{border-color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-border-color{border-color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-border-color{border-color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-border-color{border-color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-border-color{border-color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-border-color{border-color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-border-color{border-color:var(--wp--preset--color--vivid-purple) !important;}.has-vivid-cyan-blue-to-vivid-purple-gradient-background{background:var(--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple) !important;}.has-light-green-cyan-to-vivid-green-cyan-gradient-background{background:var(--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan) !important;}.has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background{background:var(--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange) !important;}.has-luminous-vivid-orange-to-vivid-red-gradient-background{background:var(--wp--preset--gradient--luminous-vivid-orange-to-vivid-red) !important;}.has-very-light-gray-to-cyan-bluish-gray-gradient-background{background:var(--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray) !important;}.has-cool-to-warm-spectrum-gradient-background{background:var(--wp--preset--gradient--cool-to-warm-spectrum) !important;}.has-blush-light-purple-gradient-background{background:var(--wp--preset--gradient--blush-light-purple) !important;}.has-blush-bordeaux-gradient-background{background:var(--wp--preset--gradient--blush-bordeaux) !important;}.has-luminous-dusk-gradient-background{background:var(--wp--preset--gradient--luminous-dusk) !important;}.has-pale-ocean-gradient-background{background:var(--wp--preset--gradient--pale-ocean) !important;}.has-electric-grass-gradient-background{background:var(--wp--preset--gradient--electric-grass) !important;}.has-midnight-gradient-background{background:var(--wp--preset--gradient--midnight) !important;}.has-small-font-size{font-size:var(--wp--preset--font-size--small) !important;}.has-medium-font-size{font-size:var(--wp--preset--font-size--medium) !important;}.has-large-font-size{font-size:var(--wp--preset--font-size--large) !important;}.has-x-large-font-size{font-size:var(--wp--preset--font-size--x-large) !important;}:where(.wp-block-post-template.is-layout-flex){gap:1.25em;}:where(.wp-block-post-template.is-layout-grid){gap:1.25em;}:where(.wp-block-columns.is-layout-flex){gap:2em;}:where(.wp-block-columns.is-layout-grid){gap:2em;}:root :where(.wp-block-pullquote){font-size:1.5em;line-height:1.6;}</style>
<style>.wpcf7 .screen-reader-response{position:absolute;overflow:hidden;clip:rect(1px, 1px, 1px, 1px);clip-path:inset(50%);height:1px;width:1px;margin:-1px;padding:0;border:0;word-wrap:normal !important;}
.wpcf7 form .wpcf7-response-output{margin:2em 0.5em 1em;padding:0.2em 1em;border:2px solid #00a0d2;}
.wpcf7 form.init .wpcf7-response-output, .wpcf7 form.resetting .wpcf7-response-output, .wpcf7 form.submitting .wpcf7-response-output{display:none;}
.wpcf7 form.sent .wpcf7-response-output{border-color:#46b450;}
.wpcf7 form.failed .wpcf7-response-output, .wpcf7 form.aborted .wpcf7-response-output{border-color:#dc3232;}
.wpcf7 form.spam .wpcf7-response-output{border-color:#f56e28;}
.wpcf7 form.invalid .wpcf7-response-output, .wpcf7 form.unaccepted .wpcf7-response-output, .wpcf7 form.payment-required .wpcf7-response-output{border-color:#ffb900;}
.wpcf7-form-control-wrap{position:relative;}
.wpcf7-not-valid-tip{color:#dc3232;font-size:1em;font-weight:normal;display:block;}
.use-floating-validation-tip .wpcf7-not-valid-tip{position:relative;top:-2ex;left:1em;z-index:100;border:1px solid #dc3232;background:#fff;padding:.2em .8em;width:24em;}
.wpcf7-list-item{display:inline-block;margin:0 0 0 1em;}
.wpcf7-list-item-label::before, .wpcf7-list-item-label::after{content:" ";}
.wpcf7-spinner{visibility:hidden;display:inline-block;background-color:#23282d;opacity:0.75;width:24px;height:24px;border:none;border-radius:100%;padding:0;margin:0 24px;position:relative;}
form.submitting .wpcf7-spinner{visibility:visible;}
.wpcf7-spinner::before{content:'';position:absolute;background-color:#fbfbfc;top:4px;left:4px;width:6px;height:6px;border:none;border-radius:100%;transform-origin:8px 8px;animation-name:spin;animation-duration:1000ms;animation-timing-function:linear;animation-iteration-count:infinite;}
@media (prefers-reduced-motion: reduce) {
.wpcf7-spinner::before{animation-name:blink;animation-duration:2000ms;}
}
@keyframes spin {
from{transform:rotate(0deg);}
to{transform:rotate(360deg);}
}
@keyframes blink {
from{opacity:0;}
50%{opacity:1;}
to{opacity:0;}
}
.wpcf7 [inert]{opacity:0.5;}
.wpcf7 input[type="file"]{cursor:pointer;}
.wpcf7 input[type="file"]:disabled{cursor:default;}
.wpcf7 .wpcf7-submit:disabled{cursor:not-allowed;}
.wpcf7 input[type="url"],
.wpcf7 input[type="email"],
.wpcf7 input[type="tel"]{direction:ltr;}
.wpcf7-reflection > output{display:list-item;list-style:none;}
.wpcf7-reflection > output[hidden]{display:none;}#ez-toc-container{background:#f9f9f9;border:1px solid #aaa;border-radius:4px;-webkit-box-shadow:0 1px 1px rgba(0,0,0,.05);box-shadow:0 1px 1px rgba(0,0,0,.05);display:table;margin-bottom:1em;padding:10px 20px 10px 10px;position:relative;width:auto}div.ez-toc-widget-container{padding:0;position:relative}#ez-toc-container.ez-toc-light-blue{background:#edf6ff}#ez-toc-container.ez-toc-white{background:#fff}#ez-toc-container.ez-toc-black{background:#000}#ez-toc-container.ez-toc-transparent{background:none}div.ez-toc-widget-container ul{display:block}div.ez-toc-widget-container li{border:none;padding:0}div.ez-toc-widget-container ul.ez-toc-list{padding:10px}#ez-toc-container ul ul,.ez-toc div.ez-toc-widget-container ul ul{margin-left:1.5em}#ez-toc-container li,#ez-toc-container ul{padding:0}#ez-toc-container li,#ez-toc-container ul,#ez-toc-container ul li,div.ez-toc-widget-container,div.ez-toc-widget-container li{background:0 0;list-style:none;line-height:1.6;margin:0;overflow:hidden;z-index:1}#ez-toc-container .ez-toc-title{text-align:left;line-height:1.45;margin:0;padding:0}.ez-toc-title-container{display:table;width:100%}.ez-toc-title,.ez-toc-title-toggle{display:inline;text-align:left;vertical-align:middle}.ez-toc-btn,.ez-toc-glyphicon{display:inline-block;font-weight:400}#ez-toc-container.ez-toc-black a,#ez-toc-container.ez-toc-black a:visited,#ez-toc-container.ez-toc-black p.ez-toc-title{color:#fff}#ez-toc-container div.ez-toc-title-container+ul.ez-toc-list{margin-top:1em}.ez-toc-wrap-left{margin:0 auto 1em 0!important}.ez-toc-wrap-left-text{float:left}.ez-toc-wrap-right{margin:0 0 1em auto!important}.ez-toc-wrap-right-text{float:right}#ez-toc-container a{color:#444;box-shadow:none;text-decoration:none;text-shadow:none;display:inline-flex;align-items:stretch;flex-wrap:nowrap}#ez-toc-container a:visited{color:#9f9f9f}#ez-toc-container a:hover{text-decoration:underline}#ez-toc-container a.ez-toc-toggle{display:flex;align-items:center}.ez-toc-widget-container ul.ez-toc-list li::before{content:' ';position:absolute;left:0;right:0;height:30px;line-height:30px;z-index:-1}.ez-toc-widget-container ul.ez-toc-list li.active{background-color:#ededed}.ez-toc-widget-container li.active>a{font-weight:900}.ez-toc-btn{padding:6px 12px;margin-bottom:0;font-size:14px;line-height:1.428571429;text-align:center;white-space:nowrap;vertical-align:middle;cursor:pointer;background-image:none;border:1px solid transparent;border-radius:4px;-webkit-user-select:none;-moz-user-select:none;-ms-user-select:none;-o-user-select:none;user-select:none}.ez-toc-btn:focus{outline:#333 dotted thin;outline:-webkit-focus-ring-color auto 5px;outline-offset:-2px}.ez-toc-btn:focus,.ez-toc-btn:hover{color:#333;text-decoration:none}.ez-toc-btn.active,.ez-toc-btn:active{background-image:none;outline:0;-webkit-box-shadow:inset 0 3px 5px rgba(0,0,0,.125);box-shadow:inset 0 3px 5px rgba(0,0,0,.125)}.ez-toc-btn-default{color:#333;background-color:#fff;-webkit-box-shadow:inset 0 1px 0 rgba(255,255,255,.15),0 1px 1px rgba(0,0,0,.075);box-shadow:inset 0 1px 0 rgba(255,255,255,.15),0 1px 1px rgba(0,0,0,.075);text-shadow:0 1px 0 #fff;background-image:-webkit-gradient(linear,left 0,left 100%,from(#fff),to(#e0e0e0));background-image:-webkit-linear-gradient(top,#fff 0,#e0e0e0 100%);background-image:-moz-linear-gradient(top,#fff 0,#e0e0e0 100%);background-image:linear-gradient(to bottom,#fff 0,#e0e0e0 100%);background-repeat:repeat-x;border-color:#ccc}.ez-toc-btn-default.active,.ez-toc-btn-default:active,.ez-toc-btn-default:focus,.ez-toc-btn-default:hover{color:#333;background-color:#ebebeb;border-color:#adadad}.ez-toc-btn-default.active,.ez-toc-btn-default:active{background-image:none;background-color:#e0e0e0;border-color:#dbdbdb}.ez-toc-btn-sm,.ez-toc-btn-xs{padding:5px 10px;font-size:12px;line-height:1.5;border-radius:3px}.ez-toc-btn-xs{padding:1px 5px}.ez-toc-btn-default:active{-webkit-box-shadow:inset 0 3px 5px rgba(0,0,0,.125);box-shadow:inset 0 3px 5px rgba(0,0,0,.125)}.btn.active,.ez-toc-btn:active{background-image:none}.ez-toc-btn-default:focus,.ez-toc-btn-default:hover{background-color:#e0e0e0;background-position:0 -15px}.ez-toc-pull-right{float:right!important;margin-left:10px}#ez-toc-container label.cssicon,#ez-toc-widget-container label.cssicon{height:30px}.ez-toc-glyphicon{position:relative;top:1px;font-family:'Glyphicons Halflings';-webkit-font-smoothing:antialiased;font-style:normal;line-height:1;-moz-osx-font-smoothing:grayscale}.ez-toc-glyphicon:empty{width:1em}.ez-toc-toggle i.ez-toc-glyphicon,label.cssicon .ez-toc-glyphicon:empty{font-size:16px;margin-left:2px}#ez-toc-container input,.ez-toc-toggle #item{position:absolute;left:-999em}#ez-toc-container input[type=checkbox]:checked+nav,#ez-toc-widget-container input[type=checkbox]:checked+nav{opacity:0;max-height:0;border:none;display:none}#ez-toc-container .ez-toc-js-icon-con,#ez-toc-container label{position:relative;cursor:pointer;display:initial}#ez-toc-container .ez-toc-js-icon-con,#ez-toc-container .ez-toc-toggle label,.ez-toc-cssicon{float:right;position:relative;font-size:16px;padding:0;border:1px solid #999191;border-radius:5px;cursor:pointer;left:10px;width:35px}div#ez-toc-container .ez-toc-title{display:initial}.ez-toc-wrap-center{margin:0 auto 1em!important}#ez-toc-container a.ez-toc-toggle{color:#444;background:inherit;border:inherit}#ez-toc-container .eztoc-toggle-hide-by-default,.eztoc-hide,label.cssiconcheckbox{display:none}.ez-toc-widget-container ul li a{padding-left:10px;display:inline-flex;align-items:stretch;flex-wrap:nowrap}.ez-toc-widget-container ul.ez-toc-list li{height:auto!important}.ez-toc-icon-toggle-span{display:flex;align-items:center;width:35px;height:30px;justify-content:center;direction:ltr}.eztoc_no_heading_found{background-color:#ff0;padding-left:10px}.term-description .ez-toc-title-container p:nth-child(2){width:50px;float:right;margin:0}</style>
<style id='ez-toc-inline-css'>div#ez-toc-container .ez-toc-title{font-size:120%;}div#ez-toc-container .ez-toc-title{font-weight:500;}div#ez-toc-container ul li , div#ez-toc-container ul li a{font-size:22px;}div#ez-toc-container ul li , div#ez-toc-container ul li a{font-weight:500;}div#ez-toc-container nav ul ul li{font-size:22px;}
.ez-toc-container-direction{direction:ltr;}.ez-toc-counter ul{counter-reset:item;}.ez-toc-counter nav ul li a::before{content:counters(item, '.', decimal) '. ';display:inline-block;counter-increment:item;flex-grow:0;flex-shrink:0;margin-right:.2em;float:left;}.ez-toc-widget-direction{direction:ltr;}.ez-toc-widget-container ul{counter-reset:item;}.ez-toc-widget-container nav ul li a::before{content:counters(item, '.', decimal) '. ';display:inline-block;counter-increment:item;flex-grow:0;flex-shrink:0;margin-right:.2em;float:left;}</style>
<link rel="stylesheet" type="text/css" href="//euribor.ee/wp-content/cache/wpfc-minified/8ts4q8bi/dnsr6.css" media="all"/>
<style id='custom-flag-handle-inline-css'>.weglot-flags.flag-0.wg-et>a:before,.weglot-flags.flag-0.wg-et>span:before{background-image:url(https://cdn.weglot.com/flags/rectangle_mat/ee.svg);}.weglot-flags.flag-1.wg-et>a:before,.weglot-flags.flag-1.wg-et>span:before{background-image:url(https://cdn.weglot.com/flags/shiny/ee.svg);}.weglot-flags.flag-2.wg-et>a:before,.weglot-flags.flag-2.wg-et>span:before{background-image:url(https://cdn.weglot.com/flags/square/ee.svg);}.weglot-flags.flag-3.wg-et>a:before,.weglot-flags.flag-3.wg-et>span:before{background-image:url(https://cdn.weglot.com/flags/circle/ee.svg);}</style>
<link rel="stylesheet" type="text/css" href="//euribor.ee/wp-content/cache/wpfc-minified/lacfb49b/a4w44.css" media="all"/>
<style id='generate-style-inline-css'>body{background-color:var(--base-2);color:var(--contrast);}a{color:var(--accent);}a{text-decoration:underline;}.entry-title a, .site-branding a, a.button, .wp-block-button__link, .main-navigation a{text-decoration:none;}a:hover, a:focus, a:active{color:var(--contrast);}.wp-block-group__inner-container{max-width:1200px;margin-left:auto;margin-right:auto;}:root{--contrast:#222222;--contrast-2:#575760;--contrast-3:#b2b2be;--base:#f0f0f0;--base-2:#f7f8f9;--base-3:#ffffff;--accent:#1e73be;}:root .has-contrast-color{color:var(--contrast);}:root .has-contrast-background-color{background-color:var(--contrast);}:root .has-contrast-2-color{color:var(--contrast-2);}:root .has-contrast-2-background-color{background-color:var(--contrast-2);}:root .has-contrast-3-color{color:var(--contrast-3);}:root .has-contrast-3-background-color{background-color:var(--contrast-3);}:root .has-base-color{color:var(--base);}:root .has-base-background-color{background-color:var(--base);}:root .has-base-2-color{color:var(--base-2);}:root .has-base-2-background-color{background-color:var(--base-2);}:root .has-base-3-color{color:var(--base-3);}:root .has-base-3-background-color{background-color:var(--base-3);}:root .has-accent-color{color:var(--accent);}:root .has-accent-background-color{background-color:var(--accent);}.top-bar{background-color:#636363;color:#ffffff;}.top-bar a{color:#ffffff;}.top-bar a:hover{color:#303030;}.site-header{background-color:var(--base-3);}.main-title a,.main-title a:hover{color:var(--contrast);}.site-description{color:var(--contrast-2);}.mobile-menu-control-wrapper .menu-toggle,.mobile-menu-control-wrapper .menu-toggle:hover,.mobile-menu-control-wrapper .menu-toggle:focus,.has-inline-mobile-toggle #site-navigation.toggled{background-color:rgba(0, 0, 0, 0.02);}.main-navigation,.main-navigation ul ul{background-color:var(--base-3);}.main-navigation .main-nav ul li a, .main-navigation .menu-toggle, .main-navigation .menu-bar-items{color:var(--contrast);}.main-navigation .main-nav ul li:not([class*="current-menu-"]):hover > a, .main-navigation .main-nav ul li:not([class*="current-menu-"]):focus > a, .main-navigation .main-nav ul li.sfHover:not([class*="current-menu-"]) > a, .main-navigation .menu-bar-item:hover > a, .main-navigation .menu-bar-item.sfHover > a{color:var(--accent);}button.menu-toggle:hover,button.menu-toggle:focus{color:var(--contrast);}.main-navigation .main-nav ul li[class*="current-menu-"] > a{color:var(--accent);}.navigation-search input[type="search"],.navigation-search input[type="search"]:active, .navigation-search input[type="search"]:focus, .main-navigation .main-nav ul li.search-item.active > a, .main-navigation .menu-bar-items .search-item.active > a{color:var(--accent);}.main-navigation ul ul{background-color:var(--base);}.separate-containers .inside-article, .separate-containers .comments-area, .separate-containers .page-header, .one-container .container, .separate-containers .paging-navigation, .inside-page-header{background-color:var(--base-3);}.entry-title a{color:var(--contrast);}.entry-title a:hover{color:var(--contrast-2);}.entry-meta{color:var(--contrast-2);}.sidebar .widget{background-color:var(--base-3);}.footer-widgets{background-color:var(--base-3);}.site-info{background-color:var(--base-3);}input[type="text"],input[type="email"],input[type="url"],input[type="password"],input[type="search"],input[type="tel"],input[type="number"],textarea,select{color:var(--contrast);background-color:var(--base-2);border-color:var(--base);}input[type="text"]:focus,input[type="email"]:focus,input[type="url"]:focus,input[type="password"]:focus,input[type="search"]:focus,input[type="tel"]:focus,input[type="number"]:focus,textarea:focus,select:focus{color:var(--contrast);background-color:var(--base-2);border-color:var(--contrast-3);}button,html input[type="button"],input[type="reset"],input[type="submit"],a.button,a.wp-block-button__link:not(.has-background){color:#ffffff;background-color:#55555e;}button:hover,html input[type="button"]:hover,input[type="reset"]:hover,input[type="submit"]:hover,a.button:hover,button:focus,html input[type="button"]:focus,input[type="reset"]:focus,input[type="submit"]:focus,a.button:focus,a.wp-block-button__link:not(.has-background):active,a.wp-block-button__link:not(.has-background):focus,a.wp-block-button__link:not(.has-background):hover{color:#ffffff;background-color:#3f4047;}a.generate-back-to-top{background-color:rgba( 0,0,0,0.4 );color:#ffffff;}a.generate-back-to-top:hover,a.generate-back-to-top:focus{background-color:rgba( 0,0,0,0.6 );color:#ffffff;}:root{--gp-search-modal-bg-color:var(--base-3);--gp-search-modal-text-color:var(--contrast);--gp-search-modal-overlay-bg-color:rgba(0,0,0,0.2);}@media(max-width:768px){.main-navigation .menu-bar-item:hover > a, .main-navigation .menu-bar-item.sfHover > a{background:none;color:var(--contrast);}}.inside-top-bar.grid-container{max-width:1280px;}.inside-header.grid-container{max-width:1280px;}.site-main .wp-block-group__inner-container{padding:40px;}.separate-containers .paging-navigation{padding-top:20px;padding-bottom:20px;}.entry-content .alignwide, body:not(.no-sidebar) .entry-content .alignfull{margin-left:-40px;width:calc(100% + 80px);max-width:calc(100% + 80px);}.rtl .menu-item-has-children .dropdown-menu-toggle{padding-left:20px;}.rtl .main-navigation .main-nav ul li.menu-item-has-children > a{padding-right:20px;}.footer-widgets-container.grid-container{max-width:1280px;}.inside-site-info.grid-container{max-width:1280px;}@media(max-width:768px){.separate-containers .inside-article, .separate-containers .comments-area, .separate-containers .page-header, .separate-containers .paging-navigation, .one-container .site-content, .inside-page-header{padding:30px;}.site-main .wp-block-group__inner-container{padding:30px;}.inside-top-bar{padding-right:30px;padding-left:30px;}.inside-header{padding-right:30px;padding-left:30px;}.widget-area .widget{padding-top:30px;padding-right:30px;padding-bottom:30px;padding-left:30px;}.footer-widgets-container{padding-top:30px;padding-right:30px;padding-bottom:30px;padding-left:30px;}.inside-site-info{padding-right:30px;padding-left:30px;}.entry-content .alignwide, body:not(.no-sidebar) .entry-content .alignfull{margin-left:-30px;width:calc(100% + 60px);max-width:calc(100% + 60px);}.one-container .site-main .paging-navigation{margin-bottom:20px;}}
.is-right-sidebar{width:30%;}.is-left-sidebar{width:30%;}.site-content .content-area{width:70%;}@media(max-width:768px){.main-navigation .menu-toggle,.sidebar-nav-mobile:not(#sticky-placeholder){display:block;}.main-navigation ul,.gen-sidebar-nav,.main-navigation:not(.slideout-navigation):not(.toggled) .main-nav > ul,.has-inline-mobile-toggle #site-navigation .inside-navigation > *:not(.navigation-search):not(.main-nav){display:none;}.nav-align-right .inside-navigation,.nav-align-center .inside-navigation{justify-content:space-between;}.has-inline-mobile-toggle .mobile-menu-control-wrapper{display:flex;flex-wrap:wrap;}.has-inline-mobile-toggle .inside-header{flex-direction:row;text-align:left;flex-wrap:wrap;}.has-inline-mobile-toggle .header-widget,.has-inline-mobile-toggle #site-navigation{flex-basis:100%;}.nav-float-left .has-inline-mobile-toggle #site-navigation{order:10;}}</style>
<style>#heateor_sss_error{color:red;margin:7px 0}#heateor_sss_sharing_more_providers .filter svg{position:absolute;left:16px;top:18px}div.heateor_sss_sharing_ul a:link,div.heateor_sss_sharing_ul a:focus{text-decoration:none;background:transparent!important}.heateor_sss_login_container{margin:2px 0}.heateor_sss_login_container img,.heateor_sss_sharing_container img{cursor:pointer;margin:2px;border:none}.heateor_sss_login_container img{display:none;float:left}#heateor_sss_loading_image{display:block!important;float:none}.heateor_sss_error{background-color:#ffffe0;border:1px solid #e6db55;padding:5px;margin:10px}#heateor_sss_sharing_more_providers{position:fixed;top:50%;left:47%;background:#fafafa;width:650px;margin:-180px 0 0 -300px;z-index:10000000;text-shadow:none!important;height:308px}#heateor_sss_mastodon_popup_bg,#heateor_sss_popup_bg{background:url(//euribor.ee/wp-content/plugins/sassy-social-share/images/transparent_bg.png);bottom:0;display:block;left:0;position:fixed;right:0;top:0;z-index:10000}#heateor_sss_sharing_more_providers .title{font-size:14px!important;height:auto!important;background:#58b8f8!important;border-bottom:1px solid #d7d7d7!important;color:#fff;font-weight:700;letter-spacing:inherit;line-height:34px!important;padding:0!important;text-align:center;text-transform:none;margin:0!important;text-shadow:none!important;width:100%}#heateor_sss_sharing_more_providers *{font-family:Arial,Helvetica,sans-serif}#heateor_sss_sharing_more_providers #heateor_sss_sharing_more_content{background:#fafafa;border-radius:4px;color:#555;height:auto;width:100%}#heateor_sss_sharing_more_providers .filter{margin:0;padding:10px 0 0;position:relative;width:100%}#heateor_sss_sharing_more_providers .all-services{clear:both;height:250px;overflow:auto}#heateor_sss_sharing_more_content .all-services ul{display:block;margin:10px!important;overflow:hidden;list-style:none;padding-left:0!important;position:static!important;width:auto!important}#heateor_sss_sharing_more_content .all-services ul li{padding:0;margin:0 0 0 5px;background:0 0!important;float:left;width:24.1%;text-align:left!important}#heateor_sss_sharing_more_providers .close-button img{margin:0}#heateor_sss_sharing_more_providers .close-button.separated{background:0 0!important;border:none!important;box-shadow:none!important;width:auto!important;height:auto!important;z-index:1000}#heateor_sss_sharing_more_providers .close-button{height:auto!important;width:auto!important;left:auto!important;display:block!important;color:#555!important;cursor:pointer!important;font-size:29px!important;line-height:29px!important;margin:0!important;padding:0!important;position:absolute;right:-16px;top:-16px}#heateor_sss_sharing_more_providers .filter input.search{width:96%;display:block;float:none;font-family:"open sans","helvetica neue",helvetica,arial,sans-serif;font-weight:300;height:auto;line-height:inherit;margin:0 11px;padding:5px 8px 5px 27px!important;border:1px solid #ccc!important;color:#000;background:#fff!important;font-size:16px!important;text-align:left!important;max-width:-webkit-fill-available}#heateor_sss_sharing_more_providers .footer-panel{background:#fff;border-top:1px solid #d7d7d7;padding:6px 0;width:100%;color:#fff}#heateor_sss_sharing_more_providers .footer-panel p{background-color:transparent;top:0;text-align:left!important;color:#000;font-family:'helvetica neue',arial,helvetica,sans-serif;font-size:12px;line-height:1.2;margin:0!important;padding:0 6px!important;text-indent:0!important}#heateor_sss_sharing_more_providers .footer-panel a{color:#fff;text-decoration:none;font-weight:700;text-indent:0!important}#heateor_sss_sharing_more_providers .all-services ul li a span{width:51%}#heateor_sss_sharing_more_providers .all-services ul li a{border-radius:3px;color:#666!important;display:block;font-size:12px;height:auto;line-height:20px;overflow:hidden;padding:8px 8px 8px 1px;text-decoration:none!important;text-overflow:ellipsis;white-space:nowrap;border:none!important;text-indent:0!important;background:0 0!important;text-shadow:none}.heateor_sss_share_count{display:block;text-indent:0!important;visibility:hidden;background-color:#58b8f8!important;width:5px;height:auto;text-align:center;min-width:8px!important;padding:1px 4px!important;color:#fff!important;font-family:'Open Sans',arial,sans-serif!important;font-size:10px!important;font-weight:600!important;-webkit-border-radius:15px!important;border-radius:15px!important;-webkit-box-shadow:0 2px 2px rgba(0,0,0,.4);box-shadow:0 2px 2px rgba(0,0,0,.4);text-shadow:0 -1px 0 rgba(0,0,0,.2);line-height:14px!important;border:2px solid #fff!important;z-index:1;margin:2px auto!important;box-sizing:content-box!important}.heateor_sss_share_count,.heateor_sss_vertical_sharing{-webkit-box-sizing:content-box!important;-moz-box-sizing:content-box!important}div.heateor_sss_follow_ul,div.heateor_sss_sharing_ul{padding-left:0!important;margin:1px 0!important}#heateor_sss_mastodon_popup_close img,#heateor_sss_sharing_popup_close img{opacity:1!important;background:0 0!important;border:none!important;outline:0!important;box-shadow:none!important;width:auto!important;height:auto!important;top:inherit!important;right:inherit!important;left:9px!important;padding:0!important}div.heateor_sss_follow_ul .heateorSssSharingRound,div.heateor_sss_sharing_ul .heateorSssSharingRound{background:0 0!important}.heateor_sss_square_count{display:none;text-align:center;font-weight:bolder;font-family:sans-serif;font-style:normal;font-size:.6em;visibility:hidden}div.heateor_sss_follow_ul a,div.heateor_sss_horizontal_sharing div.heateor_sss_sharing_ul a{float:left;padding:0!important;list-style:none!important;border:none!important;margin:2px}.heateorSssSharing,.heateorSssSharingButton{display:block;cursor:pointer;margin:2px}div.heateor_sss_follow_ul a:before,div.heateor_sss_sharing_ul a:before{content:none!important}div.heateor_sss_follow_ul a{width:auto}.heateor_sss_vertical_sharing{background:0 0;-webkit-box-shadow:0 1px 4px 1px rgba(0,0,0,.1);box-shadow:0 1px 4px 1px rgba(0,0,0,.1);position:fixed;overflow:visible;z-index:10000000;display:block;padding:10px;border-radius:4px;opacity:1;box-sizing:content-box!important}div.heateor_sss_horizontal_counter li.heateor_sss_facebook_share,div.heateor_sss_horizontal_sharing li.heateor_sss_facebook_share{width:96px}li.heateor_sss_facebook_like .fb-like span,li.heateor_sss_facebook_recommend .fb-like span,li.heateor_sss_facebook_share .fb-share-button span{vertical-align:top!important}li.heateor_sss_facebook_like .fb-like span iframe,li.heateor_sss_facebook_recommend .fb-like span iframe{max-width:none!important;z-index:1000}.heateor_sss_counter_container li{height:21px}.heateorSssTCBackground:hover{border-width:0!important;background-color:transparent}.heateorSssTCBackground{border-width:0!important;background-color:transparent!important;font-style:normal;word-wrap:normal;color:#666;line-height:1;visibility:hidden}.heateorSssSharingSvg{width:100%;height:100%}.heateorSssSharing{float:left;border:none}.heateorSssSharingArrow{height:16px;width:16px;cursor:pointer;margin-top:10px}.heateorSssPushIn{background:url(data:image/svg+xml;charset=utf8,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20width%3D%22100%25%22%20height%3D%22100%25%22%20viewBox%3D%220%200%2030%2030%22%3E%0A%3Cpath%20d%3D%22M%207%206%20q%202%206%2010%206%20v%20-6%20l%206%209%20l%20-6%209%20v%20-6%20q%20-10%202%20-10%20-12%22%20stroke-width%3D%221%22%20stroke%3D%22%23000%22%20fill%3D%22%23000%22%20stroke-linecap%3D%22round%22%3E%3C%2Fpath%3E%3C%2Fsvg%3E) left no-repeat}.heateorSssPullOut{background:url(data:image/svg+xml;charset=utf8,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20width%3D%22100%25%22%20height%3D%22100%25%22%20viewBox%3D%220%200%2030%2030%22%3E%0A%3Cpath%20d%3D%22M%2023%206%20q%20-2%206%20-10%206%20v%20-6%20l%20-6%209%20l%206%209%20v%20-6%20q%2010%202%2010%20-12%22%20stroke-width%3D%221%22%20stroke%3D%22%23000%22%20fill%3D%22%23000%22%20stroke-linecap%3D%22round%22%3E%3C%2Fpath%3E%3C%2Fsvg%3E) left no-repeat}.heateorSssCommentingTabs li{padding-left:0!important;float:left;margin:0 1em 0 0 !important;list-style:none;color:#aaa;display:block;cursor:pointer;font-size:.85em}div.heateorSssTotalShareCount{word-wrap:normal!important;font-weight:bolder;font-family:sans-serif;padding:0;margin:0;text-align:center}div.heateorSssTotalShareText{word-wrap:normal!important;margin:0;padding:0;text-align:center}div.heateor_sss_horizontal_sharing li{width:auto}div.heateor_sss_horizontal_sharing li.heateor_sss_facebook_like{width:91px}div.heateor_sss_horizontal_sharing li.heateor_sss_facebook_recommend{width:145px}div.heateor_sss_horizontal_sharing li.heateor_sss_twitter_tweet{width:95px}div.heateor_sss_horizontal_sharing li.heateor_sss_linkedin_share span{vertical-align:text-top!important}div.heateor_sss_horizontal_sharing li.heateor_sss_linkedin_share{width:96px}div.heateor_sss_horizontal_sharing li.heateor_sss_buffer_share{width:108px}div.heateor_sss_horizontal_sharing li.heateor_sss_reddit_badge{width:130px}div.heateor_sss_horizontal_sharing li.heateor_sss_yummly{width:106px}div.heateor_sss_horizontal_sharing li.heateor_sss_pinterest_pin{width:76px}div.heateor_sss_horizontal_sharing li.heateor_sss_xing{width:98px}.heateor_sss_sharing_container a{padding:0!important;box-shadow:none!important;border:none!important}.heateorSssClear{clear:both}div.course_instructor_widget .heateor_sss_vertical_sharing{display:none!important}@media screen and (max-width:783px){#heateor_sss_sharing_more_providers{width:80%;left:60%;margin-left:-50%;text-shadow:none!important}}@media screen and (max-width:752px){#heateor_sss_sharing_more_content .all-services ul li{width:32.1%}}@media screen and (max-width:590px){#heateor_sss_sharing_more_content .all-services ul li{width:48.1%}#heateor_sss_sharing_more_providers .filter input.search{width:93%}}@media screen and (max-width:413px){#heateor_sss_sharing_more_content .all-services ul li{width:100%}}div.heateor_sss_bottom_sharing{margin-bottom:0}div.heateor_sss_sharing_container a:before,div.heateor_sss_follow_icons_container a:before{content:none}.heateor_sss_mastodon_popup_button{background:linear-gradient(#ec1b23,#d43116);padding:8px 0 10px;font-size:18px;border:0;color:#fff;border-radius:8px;margin:4px auto;font-weight:bolder;width:35%;cursor:pointer;border-bottom-style:groove;border-bottom-width:5px;border-bottom-color:rgb(0,0,0,.2)}@media screen and (max-width: 783px)#heateor_sss_sharing_more_providers .filter input.search{border:1px solid #ccc;width:92.8%}div.heateor_sss_follow_icons_container svg,div.heateor_sss_sharing_container svg{width:100%;height:100%}</style>
<style id='heateor_sss_frontend_css-inline-css'>.heateor_sss_button_instagram span.heateor_sss_svg,a.heateor_sss_instagram span.heateor_sss_svg{background:radial-gradient(circle at 30% 107%,#fdf497 0,#fdf497 5%,#fd5949 45%,#d6249f 60%,#285aeb 90%)}.heateor_sss_horizontal_sharing .heateor_sss_svg,.heateor_sss_standard_follow_icons_container .heateor_sss_svg{color:#fff;border-width:0px;border-style:solid;border-color:transparent}.heateor_sss_horizontal_sharing .heateorSssTCBackground{color:#666}.heateor_sss_horizontal_sharing span.heateor_sss_svg:hover,.heateor_sss_standard_follow_icons_container span.heateor_sss_svg:hover{border-color:transparent;}.heateor_sss_vertical_sharing span.heateor_sss_svg,.heateor_sss_floating_follow_icons_container span.heateor_sss_svg{color:#fff;border-width:0px;border-style:solid;border-color:transparent;}.heateor_sss_vertical_sharing .heateorSssTCBackground{color:#666;}.heateor_sss_vertical_sharing span.heateor_sss_svg:hover,.heateor_sss_floating_follow_icons_container span.heateor_sss_svg:hover{border-color:transparent;}@media screen and (max-width:783px){.heateor_sss_vertical_sharing{display:none!important}}</style>
<script src="https://www.googletagmanager.com/gtag/js?id=GT-MJPXFT6" id="google_gtagjs-js" async></script>
<link rel="https://api.w.org/" href="https://euribor.ee/wp-json/"/><link rel="alternate" title="JSON" type="application/json" href="https://euribor.ee/wp-json/wp/v2/pages/11"/><link rel="EditURI" type="application/rsd+xml" title="RSD" href="https://euribor.ee/xmlrpc.php?rsd"/>
<meta name="generator" content="WordPress 6.8.2"/>
<link rel='shortlink' href='https://euribor.ee/'/>
<link rel="alternate" title="oEmbed (JSON)" type="application/json+oembed" href="https://euribor.ee/wp-json/oembed/1.0/embed?url=https%3A%2F%2Feuribor.ee%2F"/>
<link rel="alternate" title="oEmbed (XML)" type="text/xml+oembed" href="https://euribor.ee/wp-json/oembed/1.0/embed?url=https%3A%2F%2Feuribor.ee%2F&format=xml"/>
<meta name="generator" content="Site Kit by Google 1.161.0"/>
<link rel="alternate" href="https://euribor.ee/" hreflang="et"/>
<link rel="alternate" href="https://euribor.ee/lv/" hreflang="lv"/>
<link rel="alternate" href="https://euribor.ee/lt/" hreflang="lt"/>
<link rel="alternate" href="https://euribor.ee/de/" hreflang="de"/>
<link rel="alternate" href="https://euribor.ee/pt/" hreflang="pt"/>
<link rel="alternate" href="https://euribor.ee/nl/" hreflang="nl"/>
<link rel="alternate" href="https://euribor.ee/en/" hreflang="en"/>
<link rel="alternate" href="https://euribor.ee/fi/" hreflang="fi"/>
<link rel="alternate" href="https://euribor.ee/ru/" hreflang="ru"/>
<link rel="alternate" href="https://euribor.ee/fr/" hreflang="fr"/>
<link rel="alternate" href="https://euribor.ee/es/" hreflang="es"/>
<script type="application/json" id="weglot-data">{"website":"https:\/\/euribor.ee","uid":"05bb3e0241","project_slug":"euribor","language_from":"et","language_from_custom_flag":"ee","language_from_custom_name":"Estonian","excluded_paths":[],"excluded_blocks":[],"custom_settings":{"button_style":{"custom_css":"","is_dropdown":true,"with_flags":true,"full_name":true,"with_name":true,"flag_type":"rectangle_mat"},"translate_email":false,"translate_search":false,"translate_amp":false,"switchers":[{"style":{"with_name":true,"with_flags":true,"full_name":false,"flag_type":"square","size_scale":1},"opts":{"open_hover":true,"close_outside_click":false,"is_responsive":false,"display_device":"mobile","pixel_cutoff":768},"colors":{"text_active":"#000000","text_inactive":"#000000","text_hover":"#FFFFFF","bg_inactive":"#FFFFFF","bg_active":"#FFFFFF","bg_hover":"#3D46FB"},"location":{"target":".inside-header","sibling":null},"template":{"name":"vertical_expand","hash":"f6cfd8884c3f0c70ef6f5709d906f4d9e231f85e"}}],"menu_switcher":{"hide_current":false,"dropdown":false}},"pending_translation_enabled":false,"curl_ssl_check_enabled":true,"custom_css":null,"languages":[{"language_to":"lv","custom_code":null,"custom_name":null,"custom_local_name":null,"provider":null,"enabled":true,"automatic_translation_enabled":true,"deleted_at":null,"connect_host_destination":null,"custom_flag":null},{"language_to":"lt","custom_code":null,"custom_name":null,"custom_local_name":null,"provider":null,"enabled":true,"automatic_translation_enabled":true,"deleted_at":null,"connect_host_destination":null,"custom_flag":null},{"language_to":"de","custom_code":null,"custom_name":null,"custom_local_name":null,"provider":null,"enabled":true,"automatic_translation_enabled":true,"deleted_at":null,"connect_host_destination":null,"custom_flag":null},{"language_to":"pt","custom_code":null,"custom_name":null,"custom_local_name":null,"provider":null,"enabled":true,"automatic_translation_enabled":true,"deleted_at":null,"connect_host_destination":null,"custom_flag":null},{"language_to":"nl","custom_code":null,"custom_name":null,"custom_local_name":null,"provider":null,"enabled":true,"automatic_translation_enabled":true,"deleted_at":null,"connect_host_destination":null,"custom_flag":null},{"language_to":"en","custom_code":null,"custom_name":null,"custom_local_name":null,"provider":null,"enabled":true,"automatic_translation_enabled":true,"deleted_at":null,"connect_host_destination":null,"custom_flag":null},{"language_to":"fi","custom_code":null,"custom_name":null,"custom_local_name":null,"provider":null,"enabled":true,"automatic_translation_enabled":true,"deleted_at":null,"connect_host_destination":null,"custom_flag":null},{"language_to":"ru","custom_code":null,"custom_name":null,"custom_local_name":null,"provider":null,"enabled":true,"automatic_translation_enabled":true,"deleted_at":null,"connect_host_destination":null,"custom_flag":null},{"language_to":"fr","custom_code":null,"custom_name":null,"custom_local_name":null,"provider":null,"enabled":true,"automatic_translation_enabled":true,"deleted_at":null,"connect_host_destination":null,"custom_flag":null},{"language_to":"es","custom_code":null,"custom_name":null,"custom_local_name":null,"provider":null,"enabled":true,"automatic_translation_enabled":true,"deleted_at":null,"connect_host_destination":null,"custom_flag":null}],"organization_slug":"w-73298b54c7","current_language":"et","switcher_links":{"et":"https:\/\/euribor.ee\/","lv":"https:\/\/euribor.ee\/lv\/","lt":"https:\/\/euribor.ee\/lt\/","de":"https:\/\/euribor.ee\/de\/","pt":"https:\/\/euribor.ee\/pt\/","nl":"https:\/\/euribor.ee\/nl\/","en":"https:\/\/euribor.ee\/en\/","fi":"https:\/\/euribor.ee\/fi\/","ru":"https:\/\/euribor.ee\/ru\/","fr":"https:\/\/euribor.ee\/fr\/","es":"https:\/\/euribor.ee\/es\/"},"original_path":"\/"}</script>
<meta name="google-adsense-platform-account" content="ca-host-pub-2644536267352236">
<meta name="google-adsense-platform-domain" content="sitekit.withgoogle.com">
<script async src="https://pagead2.googlesyndication.com/pagead/js/adsbygoogle.js?client=ca-pub-5268196173665186&host=ca-host-pub-2644536267352236" crossorigin="anonymous"></script>
<link rel="icon" href="https://euribor.ee/wp-content/uploads/2023/09/cropped-icononly_nobuffer-32x32.png" sizes="32x32"/>
<link rel="icon" href="https://euribor.ee/wp-content/uploads/2023/09/cropped-icononly_nobuffer-192x192.png" sizes="192x192"/>
<link rel="apple-touch-icon" href="https://euribor.ee/wp-content/uploads/2023/09/cropped-icononly_nobuffer-180x180.png"/>
<meta name="msapplication-TileImage" content="https://euribor.ee/wp-content/uploads/2023/09/cropped-icononly_nobuffer-270x270.png"/>
<script data-wpfc-render="false">var Wpfcll={s:[],osl:0,scroll:false,i:function(){Wpfcll.ss();window.addEventListener('load',function(){let observer=new MutationObserver(mutationRecords=>{Wpfcll.osl=Wpfcll.s.length;Wpfcll.ss();if(Wpfcll.s.length > Wpfcll.osl){Wpfcll.ls(false);}});observer.observe(document.getElementsByTagName("html")[0],{childList:true,attributes:true,subtree:true,attributeFilter:["src"],attributeOldValue:false,characterDataOldValue:false});Wpfcll.ls(true);});window.addEventListener('scroll',function(){Wpfcll.scroll=true;Wpfcll.ls(false);});window.addEventListener('resize',function(){Wpfcll.scroll=true;Wpfcll.ls(false);});window.addEventListener('click',function(){Wpfcll.scroll=true;Wpfcll.ls(false);});},c:function(e,pageload){var w=document.documentElement.clientHeight || body.clientHeight;var n=0;if(pageload){n=0;}else{n=(w > 800) ? 800:200;n=Wpfcll.scroll ? 800:n;}var er=e.getBoundingClientRect();var t=0;var p=e.parentNode ? e.parentNode:false;if(typeof p.getBoundingClientRect=="undefined"){var pr=false;}else{var pr=p.getBoundingClientRect();}if(er.x==0 && er.y==0){for(var i=0;i < 10;i++){if(p){if(pr.x==0 && pr.y==0){if(p.parentNode){p=p.parentNode;}if(typeof p.getBoundingClientRect=="undefined"){pr=false;}else{pr=p.getBoundingClientRect();}}else{t=pr.top;break;}}};}else{t=er.top;}if(w - t+n > 0){return true;}return false;},r:function(e,pageload){var s=this;var oc,ot;try{oc=e.getAttribute("data-wpfc-original-src");ot=e.getAttribute("data-wpfc-original-srcset");originalsizes=e.getAttribute("data-wpfc-original-sizes");if(s.c(e,pageload)){if(oc || ot){if(e.tagName=="DIV" || e.tagName=="A" || e.tagName=="SPAN"){e.style.backgroundImage="url("+oc+")";e.removeAttribute("data-wpfc-original-src");e.removeAttribute("data-wpfc-original-srcset");e.removeAttribute("onload");}else{if(oc){e.setAttribute('src',oc);}if(ot){e.setAttribute('srcset',ot);}if(originalsizes){e.setAttribute('sizes',originalsizes);}if(e.getAttribute("alt") && e.getAttribute("alt")=="blank"){e.removeAttribute("alt");}e.removeAttribute("data-wpfc-original-src");e.removeAttribute("data-wpfc-original-srcset");e.removeAttribute("data-wpfc-original-sizes");e.removeAttribute("onload");if(e.tagName=="IFRAME"){var y="https://www.youtube.com/embed/";if(navigator.userAgent.match(/\sEdge?\/\d/i)){e.setAttribute('src',e.getAttribute("src").replace(/.+\/templates\/youtube\.html\#/,y));}e.onload=function(){if(typeof window.jQuery !="undefined"){if(jQuery.fn.fitVids){jQuery(e).parent().fitVids({customSelector:"iframe[src]"});}}var s=e.getAttribute("src").match(/templates\/youtube\.html\#(.+)/);if(s){try{var i=e.contentDocument || e.contentWindow;if(i.location.href=="about:blank"){e.setAttribute('src',y+s[1]);}}catch(err){e.setAttribute('src',y+s[1]);}}}}}}else{if(e.tagName=="NOSCRIPT"){if(typeof window.jQuery !="undefined"){if(jQuery(e).attr("data-type")=="wpfc"){e.removeAttribute("data-type");jQuery(e).after(jQuery(e).text());}}}}}}catch(error){console.log(error);console.log("==>",e);}},ss:function(){var i=Array.prototype.slice.call(document.getElementsByTagName("img"));var f=Array.prototype.slice.call(document.getElementsByTagName("iframe"));var d=Array.prototype.slice.call(document.getElementsByTagName("div"));var a=Array.prototype.slice.call(document.getElementsByTagName("a"));var s=Array.prototype.slice.call(document.getElementsByTagName("span"));var n=Array.prototype.slice.call(document.getElementsByTagName("noscript"));this.s=i.concat(f).concat(d).concat(a).concat(s).concat(n);},ls:function(pageload){var s=this;[].forEach.call(s.s,function(e,index){s.r(e,pageload);});}};document.addEventListener('DOMContentLoaded',function(){wpfci();});function wpfci(){Wpfcll.i();}</script>
</head>
<body class="home wp-singular page-template-default page page-id-11 wp-custom-logo wp-embed-responsive wp-theme-generatepress wp-child-theme-generatepress-child right-sidebar nav-float-right one-container header-aligned-left dropdown-hover" itemtype="https://schema.org/WebPage" itemscope>
<a class="screen-reader-text skip-link" href="#content" title="Skip to content">Skip to content</a> <header class="site-header has-inline-mobile-toggle" id="masthead" aria-label="Site" itemtype="https://schema.org/WPHeader" itemscope>
<div class="inside-header grid-container">
<div class="site-logo"> <a href="https://euribor.ee/" rel="home"> <img class="header-image is-logo-image" alt="Teejuht Euribori Maailma" src="https://euribor.ee/wp-content/uploads/2023/09/cropped-cropped-Uus.png" width="341" height="50"/> </a></div><nav class="main-navigation mobile-menu-control-wrapper" id="mobile-menu-control-wrapper" aria-label="Mobile Toggle">
<button data-nav="site-navigation" class="menu-toggle" aria-controls="primary-menu" aria-expanded="false">
<span class="gp-icon icon-menu-bars"><svg viewbox="0 0 512 512" aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em"><path d="M0 96c0-13.255 10.745-24 24-24h464c13.255 0 24 10.745 24 24s-10.745 24-24 24H24c-13.255 0-24-10.745-24-24zm0 160c0-13.255 10.745-24 24-24h464c13.255 0 24 10.745 24 24s-10.745 24-24 24H24c-13.255 0-24-10.745-24-24zm0 160c0-13.255 10.745-24 24-24h464c13.255 0 24 10.745 24 24s-10.745 24-24 24H24c-13.255 0-24-10.745-24-24z" /></svg><svg viewbox="0 0 512 512" aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em"><path d="M71.029 71.029c9.373-9.372 24.569-9.372 33.942 0L256 222.059l151.029-151.03c9.373-9.372 24.569-9.372 33.942 0 9.372 9.373 9.372 24.569 0 33.942L289.941 256l151.03 151.029c9.372 9.373 9.372 24.569 0 33.942-9.373 9.372-24.569 9.372-33.942 0L256 289.941l-151.029 151.03c-9.373 9.372-24.569 9.372-33.942 0-9.372-9.373-9.372-24.569 0-33.942L222.059 256 71.029 104.971c-9.372-9.373-9.372-24.569 0-33.942z" /></svg></span><span class="screen-reader-text">Menu</span> </button>
</nav>
<nav class="main-navigation sub-menu-right" id="site-navigation" aria-label="Primary" itemtype="https://schema.org/SiteNavigationElement" itemscope>
<div class="inside-navigation grid-container">
<button class="menu-toggle" aria-controls="primary-menu" aria-expanded="false">
<span class="gp-icon icon-menu-bars"><svg viewbox="0 0 512 512" aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em"><path d="M0 96c0-13.255 10.745-24 24-24h464c13.255 0 24 10.745 24 24s-10.745 24-24 24H24c-13.255 0-24-10.745-24-24zm0 160c0-13.255 10.745-24 24-24h464c13.255 0 24 10.745 24 24s-10.745 24-24 24H24c-13.255 0-24-10.745-24-24zm0 160c0-13.255 10.745-24 24-24h464c13.255 0 24 10.745 24 24s-10.745 24-24 24H24c-13.255 0-24-10.745-24-24z" /></svg><svg viewbox="0 0 512 512" aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em"><path d="M71.029 71.029c9.373-9.372 24.569-9.372 33.942 0L256 222.059l151.029-151.03c9.373-9.372 24.569-9.372 33.942 0 9.372 9.373 9.372 24.569 0 33.942L289.941 256l151.03 151.029c9.372 9.373 9.372 24.569 0 33.942-9.373 9.372-24.569 9.372-33.942 0L256 289.941l-151.029 151.03c-9.373 9.372-24.569 9.372-33.942 0-9.372-9.373-9.372-24.569 0-33.942L222.059 256 71.029 104.971c-9.372-9.373-9.372-24.569 0-33.942z" /></svg></span><span class="mobile-menu">Menu</span> </button>
<div id="primary-menu" class="main-nav"><ul id="menu-esi" class="menu sf-menu"><li id="menu-item-32" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-home current-menu-item page_item page-item-11 current_page_item menu-item-has-children menu-item-32"><a href="https://euribor.ee/" aria-current="page">Euribor: Mis see on?<span role="presentation" class="dropdown-menu-toggle"><span class="gp-icon icon-arrow"><svg viewbox="0 0 330 512" aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em"><path d="M305.913 197.085c0 2.266-1.133 4.815-2.833 6.514L171.087 335.593c-1.7 1.7-4.249 2.832-6.515 2.832s-4.815-1.133-6.515-2.832L26.064 203.599c-1.7-1.7-2.832-4.248-2.832-6.514s1.132-4.816 2.832-6.515l14.162-14.163c1.7-1.699 3.966-2.832 6.515-2.832 2.266 0 4.815 1.133 6.515 2.832l111.316 111.317 111.316-111.317c1.7-1.699 4.249-2.832 6.515-2.832s4.815 1.133 6.515 2.832l14.162 14.163c1.7 1.7 2.833 4.249 2.833 6.515z" /></svg></span></span></a> <ul class="sub-menu"> <li id="menu-item-324" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-324"><a href="https://euribor.ee/vastutusest-loobumine/">Vastutusest loobumine</a></li> <li id="menu-item-98" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-98"><a href="https://euribor.ee/1-nadala-euribor/">1 nädala Euribor</a></li> <li id="menu-item-103" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-103"><a href="https://euribor.ee/1-kuu-euribor/">1 kuu Euribor</a></li> <li id="menu-item-108" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-108"><a href="https://euribor.ee/3-kuu-euribor/">3 kuu Euribor</a></li> <li id="menu-item-66" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-66"><a href="https://euribor.ee/6-kuu-euribor/">6 kuu Euribor</a></li> <li id="menu-item-113" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-113"><a href="https://euribor.ee/12-kuu-euribor/">12 kuu Euribor</a></li> </ul> </li> <li id="menu-item-150" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-150"><a href="https://euribor.ee/euribor-kalkulaator/">Euribori kalkulaator<span role="presentation" class="dropdown-menu-toggle"><span class="gp-icon icon-arrow"><svg viewbox="0 0 330 512" aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em"><path d="M305.913 197.085c0 2.266-1.133 4.815-2.833 6.514L171.087 335.593c-1.7 1.7-4.249 2.832-6.515 2.832s-4.815-1.133-6.515-2.832L26.064 203.599c-1.7-1.7-2.832-4.248-2.832-6.514s1.132-4.816 2.832-6.515l14.162-14.163c1.7-1.699 3.966-2.832 6.515-2.832 2.266 0 4.815 1.133 6.515 2.832l111.316 111.317 111.316-111.317c1.7-1.699 4.249-2.832 6.515-2.832s4.815 1.133 6.515 2.832l14.162 14.163c1.7 1.7 2.833 4.249 2.833 6.515z" /></svg></span></span></a> <ul class="sub-menu"> <li id="menu-item-212" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-212"><a href="https://euribor.ee/laenukalkulaator/">Laenukalkulaator</a></li> <li id="menu-item-219" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-219"><a href="https://euribor.ee/kodulaenu-kalkulaator/">Kodulaenu kalkulaator</a></li> </ul> </li> <li id="menu-item-41" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-41"><a href="https://euribor.ee/euribori-ajaloolised-vaartused/">Euribori ajaloolised väärtused<span role="presentation" class="dropdown-menu-toggle"><span class="gp-icon icon-arrow"><svg viewbox="0 0 330 512" aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em"><path d="M305.913 197.085c0 2.266-1.133 4.815-2.833 6.514L171.087 335.593c-1.7 1.7-4.249 2.832-6.515 2.832s-4.815-1.133-6.515-2.832L26.064 203.599c-1.7-1.7-2.832-4.248-2.832-6.514s1.132-4.816 2.832-6.515l14.162-14.163c1.7-1.699 3.966-2.832 6.515-2.832 2.266 0 4.815 1.133 6.515 2.832l111.316 111.317 111.316-111.317c1.7-1.699 4.249-2.832 6.515-2.832s4.815 1.133 6.515 2.832l14.162 14.163c1.7 1.7 2.833 4.249 2.833 6.515z" /></svg></span></span></a> <ul class="sub-menu"> <li id="menu-item-119" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-119"><a href="https://euribor.ee/euribor-2021/">Euribor 2021</a></li> <li id="menu-item-81" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-81"><a href="https://euribor.ee/euribor-2022/">Euribor 2022</a></li> <li id="menu-item-283" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-283"><a href="https://euribor.ee/euribor-2023/">Euribor 2023</a></li> <li id="menu-item-312" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-312"><a href="https://euribor.ee/euribor-2024/">Euribor 2024</a></li> </ul> </li> </ul></div></div></nav></div></header>
<div class="site grid-container container hfeed" id="page">
<div class="site-content" id="content">
<div class="content-area" id="primary">
<main class="site-main" id="main">
<article id="post-11" class="post-11 page type-page status-publish" itemtype="https://schema.org/CreativeWork" itemscope>
<div class="inside-article">
<header class="entry-header">
<h1 class="entry-title" itemprop="headline">Euribor: Mis see on?</h1> </header>
<div class="entry-content" itemprop="text">
<h2 class="wp-block-heading"><span class="ez-toc-section" id="Euribori_hetke_vaartused"></span>Euribori hetke väärtused<span class="ez-toc-section-end"></span></h2>
<table class='table table-striped border-primary'><thead><tr><td colspan='2'>2025-09-17</td></tr></thead><tbody><tr><td>Nädal</td><td>1.916</td></tr>
<tr><td>1 kuu</td><td>1.923</td></tr>
<tr><td>3 kuud</td><td>2.024</td></tr>
<tr><td>6 kuud</td><td>2.083</td></tr>
<tr><td>12 kuud</td><td>2.164</td></tr></tbody></table>
<h2 class="wp-block-heading"><span class="ez-toc-section" id="Euribor"></span>Euribor<span class="ez-toc-section-end"></span></h2>
<div class="wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex">
<div class="wp-block-column is-layout-flow wp-block-column-is-layout-flow"> <p>On lühend <a rel="noreferrer noopener" href="https://en.wikipedia.org/wiki/Euribor" target="_blank">Euroopa interbank offered rate</a>, on finantsmaailmas oluline termin, mis mõjutab paljusid inimesi ja ettevõtteid. See artikkel selgitab, mis täpselt on Euribor ja kuidas see võib mõjutada sinu laenude intressimäärasid. Sukeldume sügavamale selle teema keerukusse ja püüame mõista, kuidas Euribor võib olla nii perplexing kui ka bursty, kuid samas ka konkreetne ja kontekstipõhine.</p></div></div><h2 class="wp-block-heading"><span class="ez-toc-section" id="Euribor_2025_graafik"></span>Euribor 2025 graafik<span class="ez-toc-section-end"></span></h2>
<div id='container_dbd'></div><div id="ez-toc-container" class="ez-toc-v2_0_76 ez-toc-wrap-right counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction">
<div class="ez-toc-title-container"> <p class="ez-toc-title" style="cursor:inherit">Sisukord</p> <span class="ez-toc-title-toggle"><a href="#" class="ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle" aria-label="Toggle Table of Content"><span class="ez-toc-js-icon-con"><span><span class="eztoc-hide" style="display:none;">Toggle</span><span class="ez-toc-icon-toggle-span"><svg style="fill: #999;color:#999" xmlns="http://www.w3.org/2000/svg" class="list-377408" width="20px" height="20px" viewbox="0 0 24 24" fill="none"><path d="M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z" fill="currentColor"></path></svg><svg style="fill: #999;color:#999" class="arrow-unsorted-368013" xmlns="http://www.w3.org/2000/svg" width="10px" height="10px" viewbox="0 0 24 24" version="1.2" baseprofile="tiny"><path d="M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z"/></svg></span></span></span></a></span></div><nav><ul class='ez-toc-list ez-toc-list-level-1'><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class="ez-toc-link ez-toc-heading-1" href="#Euribori_hetke_vaartused">Euribori hetke väärtused</a></li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class="ez-toc-link ez-toc-heading-2" href="#Euribor">Euribor</a></li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class="ez-toc-link ez-toc-heading-3" href="#Euribor_2025_graafik">Euribor 2025 graafik</a></li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class="ez-toc-link ez-toc-heading-4" href="#Euribori_tuubid">Euribor’i tüübid</a></li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class="ez-toc-link ez-toc-heading-5" href="#Mis_on_Euribor">Mis on Euribor?</a></li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class="ez-toc-link ez-toc-heading-6" href="#Kuidas_Euribor_arvutatakse">Kuidas Euribor arvutatakse?</a></li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class="ez-toc-link ez-toc-heading-7" href="#Kusimused_ja_vastused_Euribori_kohta">Küsimused ja vastused Euribor’i kohta</a></li></ul></nav></div><h2 class="wp-block-heading"><span class="ez-toc-section" id="Euribori_tuubid"></span>Euribor’i tüübid<span class="ez-toc-section-end"></span></h2>
<p>Euribor ei ole üks ühtne intressimäär, vaid sellel on mitu erinevat perioodi, näiteks:</p>
<p><strong><a href="https://euribor.ee/1-nadala-euribor/">1 nädala Euribor</a></strong></p>
<p>1 nädala Euribori kasutatakse lühiajalistes tehingutes.</p>
<p><strong><a href="https://euribor.ee/1-kuu-euribor/">1 kuu Euribor</a></strong></p>
<p><a href="https://euribor.ee/1-kuu-euribor/">1 kuu Euribor</a> on lühiajaline intressimäär, mis kajastab eurodes toimuvate hoiuste taset ühe kuu jooksul. See on kasulik indikaator lühiajalise likviidsuse hindamiseks.</p>
<p><strong><a href="https://euribor.ee/3-kuu-euribor/">3 kuu Euribor</a></strong></p>
<p><a href="https://euribor.ee/3-kuu-euribor/">3 kuu Euribor</a> annab ülevaate intressimäärast, mida pankadega sõlmitavad laenulepingud võtavad arvesse kolme kuu jooksul. See on levinud viitenäitaja paljudele tarbimislaenudele ja hüpoteeklaenudele.</p>
<p><strong><a href="https://euribor.ee/6-kuu-euribor/">6 kuu Euribor</a></strong></p>
<p><a href="https://euribor.ee/6-kuu-euribor/">6 kuu Euribor</a> peegeldab intressimäära, mille põhjal sõlmitakse poolaasta pikkused lepingud. See on oluline näitaja pikaajaliste laenude ja investeeringute jaoks.</p>
<p><strong><a href="https://euribor.ee/12-kuu-euribor/">12 kuu Euribor</a></strong></p>
<p><a href="https://euribor.ee/12-kuu-euribor/">12 kuu Euribor</a> võtab arvesse hoiuseid ja laene, mis kestavad terve aasta. See on oluline viitenäitaja pikaajaliste laenude ja hoiuste hindamiseks.</p>
<p>Euribori väärtused muutuvad pidevalt vastavalt turu tingimustele ja keskpanga poliitikale.</p>
<h2 class="wp-block-heading"><span class="ez-toc-section" id="Mis_on_Euribor"></span>Mis on Euribor?<span class="ez-toc-section-end"></span></h2>
<p>Euribor on Euroopa suurimate kommertspankade poolt iga päev avaldatav intressimäär, mille eesmärk on peegeldada tavalist intressimäära, mida pangad üksteisele laenavad eurodes. See on üks peamisi intressimäärasid Euroopas ja sellel on suur mõju finantsturgudele ja majandusele üldiselt.</p>
<figure class="wp-block-image size-large"><img decoding="async" width="1024" height="390" src="https://euribor.ee/wp-content/uploads/2023/09/design-59cca6bc-4aa2-481f-8cb2-af997c0c1e7e-1024x390.png" alt="Euribor.ee" class="wp-image-191" srcset="https://euribor.ee/wp-content/uploads/2023/09/design-59cca6bc-4aa2-481f-8cb2-af997c0c1e7e-1024x390.png 1024w, https://euribor.ee/wp-content/uploads/2023/09/design-59cca6bc-4aa2-481f-8cb2-af997c0c1e7e-300x114.png 300w, https://euribor.ee/wp-content/uploads/2023/09/design-59cca6bc-4aa2-481f-8cb2-af997c0c1e7e-768x292.png 768w, https://euribor.ee/wp-content/uploads/2023/09/design-59cca6bc-4aa2-481f-8cb2-af997c0c1e7e-1536x584.png 1536w, https://euribor.ee/wp-content/uploads/2023/09/design-59cca6bc-4aa2-481f-8cb2-af997c0c1e7e.png 1640w" sizes="(max-width: 1024px) 100vw, 1024px"/><figcaption class="wp-element-caption">Euribor.ee</figcaption></figure>
<h2 class="wp-block-heading"><span class="ez-toc-section" id="Kuidas_Euribor_arvutatakse"></span>Kuidas Euribor arvutatakse?<span class="ez-toc-section-end"></span></h2>
<p>Euribor arvutatakse, võttes arvesse mitme suurema Euroopa pangaga tehtud tehinguid. Need pangad teatavad igapäevaselt, millise intressimääraga nad on valmis üksteisele raha laenama. Euribor arvutatakse nende tehingute keskmise põhjal. See protsess on väga reguleeritud ja jälgitud, et tagada aus ja täpne intressimäär.</p>
<h3 class="wp-block-heading">Miks Euribor on oluline?</h3>
<p>Euribor mõjutab mitmeid finantsinstrumente ja tehinguid. See on oluline järgmistel põhjustel:</p>
<ol class="wp-block-list">
<li><strong>Laenud</strong>: Paljudel laenudel, sealhulgas hüpoteeklaenudel ja ettevõtte laenudel, on intressimäär seotud Euriboriga. Kui Euribor tõuseb, suurenevad ka laenukulud.</li>
<li><strong>Investeeringud</strong>: Investeerimisfondid ja muud finantsinstrumendid võivad olla seotud Euribori liikumisega. See mõjutab investorite tootlust.</li>
<li><strong>Majanduslik Stabiilsus</strong>: Euribor on oluline majanduse stabiilsuse näitaja. Kui see tõuseb järsult, võib see mõjutada pangandussüsteemi ja majandust laiemalt.</li>
</ol>
<h3 class="wp-block-heading">Euribor’i tüübid</h3>
<p>Euribor ei ole üks ühtne intressimäär, vaid sellel on mitu erinevat perioodi, näiteks:</p>
<h3 class="wp-block-heading">Kuidas Euribor mõjutab sinu laene?</h3>
<p>Nüüd, kui oleme mõistnud, mis on Euribor ja millised on selle tüübid, vaatame, kuidas see võib mõjutada sinu laenude intressimäärasid.</p>
<p>Kujutle, et oled võtnud hüpoteeklaenu, mille intressimäär on seotud 6 kuu Euriboriga. See tähendab, et sinu laenuintressimäär muutub iga kuue kuu tagant vastavalt 6 kuu Euribori liikumisele. Kui Euribor tõuseb, tõuseb ka sinu laenuintressimäär, mis tähendab suuremaid laenumakseid.</p>
<p>Kui Euribor aga langeb, võid saada odavama laenuintressi ja seega väiksemad laenumaksed. See muudab Euribori oluliseks teguriks laenuvõtjate jaoks, kes soovivad jälgida oma laenude intressimäärasid ja kulude kontrolli all hoida.</p>
<h3 class="wp-block-heading">Euribor ja pangad</h3>
<p>Euribor mõjutab ka panku. Pangad kasutavad Euriborit baasintressimäära arvutamiseks, mida nad kasutavad klientidele laenates. Kui Euribor tõuseb, suurenevad ka pangandusasutuste laenude kulud, mis võib mõjutada nende kasumlikkust.</p>
<h3 class="wp-block-heading">Euribor ja investeerimine</h3>
<p>Investoritele võib Euribor pakkuda ka investeerimisvõimalusi ja riske. Näiteks võivad nad investeerida instrumentidesse, mille tootlus on seotud Euriboriga. Kui Euribor tõuseb, võib see suurendada nende investeeringute tootlust, kuid kui see langeb, võib tootlus väheneda.</p>
<h3 class="wp-block-heading">Euribori prognoos</h3>
<p><a href="https://euribor.ee/euribori-prognoos/">Euribori prognoos</a>: Mis ootab ees Euroopa intressimäärade maastikul? Uurime tulevikutrende ja nende mõju finantsturgudele.</p>
<h3 class="wp-block-heading">Kokkuvõte</h3>
<p>Euribor on Euroopa finantsturgudel oluline intressimäär, mis mõjutab nii laenajaid, investoreid kui ka panku. Selle mõistmine ja selle mõju jälgimine võib aidata teil teha paremaid finantsotsuseid.</p>
<p>Loodetavasti on see artikkel aidanud teil paremini mõista Euribor’i ja selle rolli finantsmaailmas.</p>
<h2 class="wp-block-heading"><span class="ez-toc-section" id="Kusimused_ja_vastused_Euribori_kohta"></span>Küsimused ja vastused Euribor’i kohta<span class="ez-toc-section-end"></span></h2>
<ol class="wp-block-list">
<li><strong>Kas Euribor on alati olnud Euroopa peamine intressimäär?</strong>
<ul class="wp-block-list">
<li>Mitte alati. Enne Euribori kasutuselevõttu oli EONIA (Euro Overnight Index Average) üks levinumaid intressimäärasid.</li>
</ul>
</li>
<li><strong>Kuidas <a href="https://euribor.eu" target="_blank" rel="noreferrer noopener">Euribor</a> erineb teistest intressimääradest, nagu LIBOR?</strong>
<ul class="wp-block-list">
<li>Euribor põhineb Euroopa pankade poolt tehtud tehingutel, samal ajal kui LIBOR (London Interbank Offered Rate) põhineb Londoni pankade tehingutel.</li>
</ul>
</li>
<li><strong>Kas Euribor’i määr sõltub Euroopa Keskpangast?</strong>
<ul class="wp-block-list">
<li>Mitte otseselt. Euribor kujuneb pangandussektoris tehtud tehingute põhjal, kuid Euroopa Keskpanga poliitika võib sellele mõju avaldada.</li>
</ul>
</li>
<li><strong>Kuidas saan teada, milline Euribor’i määr kehtib minu laenule?</strong>
<ul class="wp-block-list">
<li>Teie laenuandja peaks teile regulaarselt teatama, milline Euribor’i määr teie laenul kehtib.</li>
</ul>
</li>
<li><strong>Kas Euribor võib kunagi negatiivseks minna?</strong>
<ul class="wp-block-list">
<li>Jah, Euribor võib olla negatiivne, eriti lühiajaliste perioodide puhul. See tähendab, et pangad maksavad üksteisele intressi laenamise eest.</li>
</ul>
</li>
<li><strong>Milline nägi välja <a href="https://euribor.ee/euribor-2021/">Euribor <strong>2021</strong></a><strong> graafik</strong>, <a href="https://euribor.ee/euribor-2022/">Euribor 2022</a> graafik, <a href="https://euribor.ee/euribor-2023/">Euribor 2023</a> graafik ja <a href="https://euribor.ee/euribor-2024/">Euribor 2024</a> graafi<strong>k</strong> ?</strong></li>
</ol>
<p>See veebileht ei ole seotud ega seotud European Money Markets Institute’i (EMMI) ega ühegi ametliku finantsasutusega. EURIBOR on EMMI registreeritud kaubamärk ning seda kasutatakse siin ainult informatiivses ja selgitavas kontekstis.</p>
<p>Lehel kuvatavad EURIBORi väärtused on kogutud avalikest allikatest ning võivad erineda ametlikest andmetest. Külastajad peaksid kontrollima kriitilist teavet alati otse ametlikust allikast aadressil <a href="https://www.emmi-benchmarks.eu" target="_blank" rel="noreferrer noopener">https://www.emmi-benchmarks.eu</a>.</p>
<p>Sellel veebilehel esitatud teave ei kujuta endast finantsnõustamist ega kutset finantstegevuseks. Kasutajad tegutsevad omal vastutusel.</p>
<p></p>
<div class='heateorSssClear'></div><div class='heateor_sss_sharing_container heateor_sss_horizontal_sharing' data-heateor-sss-href='https://euribor.ee/'><div class='heateor_sss_sharing_title' style="font-weight:bold">Jaga</div><div class="heateor_sss_sharing_ul"><a aria-label="Facebook" class="heateor_sss_facebook" href="https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Feuribor.ee%2F" title="Facebook" rel="nofollow noopener" target="_blank" style="font-size:32px!important;box-shadow:none;display:inline-block;vertical-align:middle"><span class="heateor_sss_svg" style="background-color:#0765FE;width:35px;height:35px;border-radius:999px;display:inline-block;opacity:1;float:left;font-size:32px;box-shadow:none;display:inline-block;font-size:16px;padding:0 4px;vertical-align:middle;background-repeat:repeat;overflow:hidden;padding:0;cursor:pointer;box-sizing:content-box"><svg style="display:block;border-radius:999px;" focusable="false" aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="100%" height="100%" viewbox="0 0 32 32"><path fill="#fff" d="M28 16c0-6.627-5.373-12-12-12S4 9.373 4 16c0 5.628 3.875 10.35 9.101 11.647v-7.98h-2.474V16H13.1v-1.58c0-4.085 1.849-5.978 5.859-5.978.76 0 2.072.15 2.608.298v3.325c-.283-.03-.775-.045-1.386-.045-1.967 0-2.728.745-2.728 2.683V16h3.92l-.673 3.667h-3.247v8.245C23.395 27.195 28 22.135 28 16Z"></path></svg></span></a><a aria-label="X" class="heateor_sss_button_x" href="https://twitter.com/intent/tweet?text=Euribor%3A%20Mis%20see%20on%3F&url=https%3A%2F%2Feuribor.ee%2F" title="X" rel="nofollow noopener" target="_blank" style="font-size:32px!important;box-shadow:none;display:inline-block;vertical-align:middle"><span class="heateor_sss_svg heateor_sss_s__default heateor_sss_s_x" style="background-color:#2a2a2a;width:35px;height:35px;border-radius:999px;display:inline-block;opacity:1;float:left;font-size:32px;box-shadow:none;display:inline-block;font-size:16px;padding:0 4px;vertical-align:middle;background-repeat:repeat;overflow:hidden;padding:0;cursor:pointer;box-sizing:content-box"><svg width="100%" height="100%" style="display:block;border-radius:999px;" focusable="false" aria-hidden="true" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 32 32"><path fill="#fff" d="M21.751 7h3.067l-6.7 7.658L26 25.078h-6.172l-4.833-6.32-5.531 6.32h-3.07l7.167-8.19L6 7h6.328l4.37 5.777L21.75 7Zm-1.076 16.242h1.7L11.404 8.74H9.58l11.094 14.503Z"></path></svg></span></a><a aria-label="Reddit" class="heateor_sss_button_reddit" href="https://reddit.com/submit?url=https%3A%2F%2Feuribor.ee%2F&title=Euribor%3A%20Mis%20see%20on%3F" title="Reddit" rel="nofollow noopener" target="_blank" style="font-size:32px!important;box-shadow:none;display:inline-block;vertical-align:middle"><span class="heateor_sss_svg heateor_sss_s__default heateor_sss_s_reddit" style="background-color:#ff5700;width:35px;height:35px;border-radius:999px;display:inline-block;opacity:1;float:left;font-size:32px;box-shadow:none;display:inline-block;font-size:16px;padding:0 4px;vertical-align:middle;background-repeat:repeat;overflow:hidden;padding:0;cursor:pointer;box-sizing:content-box"><svg style="display:block;border-radius:999px;" focusable="false" aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="100%" height="100%" viewbox="-3.5 -3.5 39 39"><path d="M28.543 15.774a2.953 2.953 0 0 0-2.951-2.949 2.882 2.882 0 0 0-1.9.713 14.075 14.075 0 0 0-6.85-2.044l1.38-4.349 3.768.884a2.452 2.452 0 1 0 .24-1.176l-4.274-1a.6.6 0 0 0-.709.4l-1.659 5.224a14.314 14.314 0 0 0-7.316 2.029 2.908 2.908 0 0 0-1.872-.681 2.942 2.942 0 0 0-1.618 5.4 5.109 5.109 0 0 0-.062.765c0 4.158 5.037 7.541 11.229 7.541s11.22-3.383 11.22-7.541a5.2 5.2 0 0 0-.053-.706 2.963 2.963 0 0 0 1.427-2.51zm-18.008 1.88a1.753 1.753 0 0 1 1.73-1.74 1.73 1.73 0 0 1 1.709 1.74 1.709 1.709 0 0 1-1.709 1.711 1.733 1.733 0 0 1-1.73-1.711zm9.565 4.968a5.573 5.573 0 0 1-4.081 1.272h-.032a5.576 5.576 0 0 1-4.087-1.272.6.6 0 0 1 .844-.854 4.5 4.5 0 0 0 3.238.927h.032a4.5 4.5 0 0 0 3.237-.927.6.6 0 1 1 .844.854zm-.331-3.256a1.726 1.726 0 1 1 1.709-1.712 1.717 1.717 0 0 1-1.712 1.712z" fill="#fff"/></svg></span></a><a aria-label="Linkedin" class="heateor_sss_button_linkedin" href="https://www.linkedin.com/sharing/share-offsite/?url=https%3A%2F%2Feuribor.ee%2F" title="Linkedin" rel="nofollow noopener" target="_blank" style="font-size:32px!important;box-shadow:none;display:inline-block;vertical-align:middle"><span class="heateor_sss_svg heateor_sss_s__default heateor_sss_s_linkedin" style="background-color:#0077b5;width:35px;height:35px;border-radius:999px;display:inline-block;opacity:1;float:left;font-size:32px;box-shadow:none;display:inline-block;font-size:16px;padding:0 4px;vertical-align:middle;background-repeat:repeat;overflow:hidden;padding:0;cursor:pointer;box-sizing:content-box"><svg style="display:block;border-radius:999px;" focusable="false" aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="100%" height="100%" viewbox="0 0 32 32"><path d="M6.227 12.61h4.19v13.48h-4.19V12.61zm2.095-6.7a2.43 2.43 0 0 1 0 4.86c-1.344 0-2.428-1.09-2.428-2.43s1.084-2.43 2.428-2.43m4.72 6.7h4.02v1.84h.058c.56-1.058 1.927-2.176 3.965-2.176 4.238 0 5.02 2.792 5.02 6.42v7.395h-4.183v-6.56c0-1.564-.03-3.574-2.178-3.574-2.18 0-2.514 1.7-2.514 3.46v6.668h-4.187V12.61z" fill="#fff"></path></svg></span></a><a aria-label="Pinterest" class="heateor_sss_button_pinterest" href="https://euribor.ee/" onclick="event.preventDefault();javascript:void( (function() {var e=document.createElement('script' );e.setAttribute('type','text/javascript' );e.setAttribute('charset','UTF-8' );e.setAttribute('src','//assets.pinterest.com/js/pinmarklet.js?r='+Math.random()*99999999);document.body.appendChild(e)})());" title="Pinterest" rel="noopener" style="font-size:32px!important;box-shadow:none;display:inline-block;vertical-align:middle"><span class="heateor_sss_svg heateor_sss_s__default heateor_sss_s_pinterest" style="background-color:#cc2329;width:35px;height:35px;border-radius:999px;display:inline-block;opacity:1;float:left;font-size:32px;box-shadow:none;display:inline-block;font-size:16px;padding:0 4px;vertical-align:middle;background-repeat:repeat;overflow:hidden;padding:0;cursor:pointer;box-sizing:content-box"><svg style="display:block;border-radius:999px;" focusable="false" aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="100%" height="100%" viewbox="-2 -2 35 35"><path fill="#fff" d="M16.539 4.5c-6.277 0-9.442 4.5-9.442 8.253 0 2.272.86 4.293 2.705 5.046.303.125.574.005.662-.33.061-.231.205-.816.27-1.06.088-.331.053-.447-.191-.736-.532-.627-.873-1.439-.873-2.591 0-3.338 2.498-6.327 6.505-6.327 3.548 0 5.497 2.168 5.497 5.062 0 3.81-1.686 7.025-4.188 7.025-1.382 0-2.416-1.142-2.085-2.545.397-1.674 1.166-3.48 1.166-4.689 0-1.081-.581-1.983-1.782-1.983-1.413 0-2.548 1.462-2.548 3.419 0 1.247.421 2.091.421 2.091l-1.699 7.199c-.505 2.137-.076 4.755-.039 5.019.021.158.223.196.314.077.13-.17 1.813-2.247 2.384-4.324.162-.587.929-3.631.929-3.631.46.876 1.801 1.646 3.227 1.646 4.247 0 7.128-3.871 7.128-9.053.003-3.918-3.317-7.568-8.361-7.568z"/></svg></span></a><a aria-label="MeWe" class="heateor_sss_MeWe" href="https://mewe.com/share?link=https%3A%2F%2Feuribor.ee%2F" title="MeWe" rel="nofollow noopener" target="_blank" style="font-size:32px!important;box-shadow:none;display:inline-block;vertical-align:middle"><span class="heateor_sss_svg" style="background-color:#007da1;width:35px;height:35px;border-radius:999px;display:inline-block;opacity:1;float:left;font-size:32px;box-shadow:none;display:inline-block;font-size:16px;padding:0 4px;vertical-align:middle;background-repeat:repeat;overflow:hidden;padding:0;cursor:pointer;box-sizing:content-box"><svg focusable="false" aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="100%" height="100%" viewbox="-4 -3 38 38"><g fill="#fff"><path d="M9.636 10.427a1.22 1.22 0 1 1-2.44 0 1.22 1.22 0 1 1 2.44 0zM15.574 10.431a1.22 1.22 0 0 1-2.438 0 1.22 1.22 0 1 1 2.438 0zM22.592 10.431a1.221 1.221 0 1 1-2.443 0 1.221 1.221 0 0 1 2.443 0zM29.605 10.431a1.221 1.221 0 1 1-2.442 0 1.221 1.221 0 0 1 2.442 0zM3.605 13.772c0-.471.374-.859.859-.859h.18c.374 0 .624.194.789.457l2.935 4.597 2.95-4.611c.18-.291.43-.443.774-.443h.18c.485 0 .859.387.859.859v8.113a.843.843 0 0 1-.859.845.857.857 0 0 1-.845-.845V16.07l-2.366 3.559c-.18.276-.402.443-.72.443-.304 0-.526-.167-.706-.443l-2.354-3.53V21.9c0 .471-.374.83-.845.83a.815.815 0 0 1-.83-.83v-8.128h-.001zM14.396 14.055a.9.9 0 0 1-.069-.333c0-.471.402-.83.872-.83.415 0 .735.263.845.624l2.23 6.66 2.187-6.632c.139-.402.428-.678.859-.678h.124c.428 0 .735.278.859.678l2.187 6.632 2.23-6.675c.126-.346.415-.609.83-.609.457 0 .845.361.845.817a.96.96 0 0 1-.083.346l-2.867 8.032c-.152.43-.471.706-.887.706h-.165c-.415 0-.721-.263-.872-.706l-2.161-6.328-2.16 6.328c-.152.443-.47.706-.887.706h-.165c-.415 0-.72-.263-.887-.706l-2.865-8.032z"></path></g></svg></span></a><a aria-label="Mix" class="heateor_sss_button_mix" href="https://mix.com/mixit?url=https%3A%2F%2Feuribor.ee%2F" title="Mix" rel="nofollow noopener" target="_blank" style="font-size:32px!important;box-shadow:none;display:inline-block;vertical-align:middle"><span class="heateor_sss_svg heateor_sss_s__default heateor_sss_s_mix" style="background-color:#ff8226;width:35px;height:35px;border-radius:999px;display:inline-block;opacity:1;float:left;font-size:32px;box-shadow:none;display:inline-block;font-size:16px;padding:0 4px;vertical-align:middle;background-repeat:repeat;overflow:hidden;padding:0;cursor:pointer;box-sizing:content-box"><svg focusable="false" aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="100%" height="100%" viewbox="-7 -8 45 45"><g fill="#fff"><path opacity=".8" d="M27.87 4.125c-5.224 0-9.467 4.159-9.467 9.291v2.89c0-1.306 1.074-2.362 2.399-2.362s2.399 1.056 2.399 2.362v1.204c0 1.306 1.074 2.362 2.399 2.362s2.399-1.056 2.399-2.362V4.134c-.036-.009-.082-.009-.129-.009"/><path d="M4 4.125v12.94c2.566 0 4.668-1.973 4.807-4.465v-2.214c0-.065 0-.12.009-.176.093-1.213 1.13-2.177 2.39-2.177 1.325 0 2.399 1.056 2.399 2.362v9.226c0 1.306 1.074 2.353 2.399 2.353s2.399-1.056 2.399-2.353v-6.206c0-5.132 4.233-9.291 9.467-9.291H4z"/><path opacity=".8" d="M4 17.074v8.438c0 1.306 1.074 2.362 2.399 2.362s2.399-1.056 2.399-2.362V12.61C8.659 15.102 6.566 17.074 4 17.074"/></g></svg></span></a><a aria-label="Whatsapp" class="heateor_sss_whatsapp" href="https://api.whatsapp.com/send?text=Euribor%3A%20Mis%20see%20on%3F%20https%3A%2F%2Feuribor.ee%2F" title="Whatsapp" rel="nofollow noopener" target="_blank" style="font-size:32px!important;box-shadow:none;display:inline-block;vertical-align:middle"><span class="heateor_sss_svg" style="background-color:#55eb4c;width:35px;height:35px;border-radius:999px;display:inline-block;opacity:1;float:left;font-size:32px;box-shadow:none;display:inline-block;font-size:16px;padding:0 4px;vertical-align:middle;background-repeat:repeat;overflow:hidden;padding:0;cursor:pointer;box-sizing:content-box"><svg style="display:block;border-radius:999px;" focusable="false" aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="100%" height="100%" viewbox="-6 -5 40 40"><path class="heateor_sss_svg_stroke heateor_sss_no_fill" stroke="#fff" stroke-width="2" fill="none" d="M 11.579798566743314 24.396926207859085 A 10 10 0 1 0 6.808479557110079 20.73576436351046"></path><path d="M 7 19 l -1 6 l 6 -1" class="heateor_sss_no_fill heateor_sss_svg_stroke" stroke="#fff" stroke-width="2" fill="none"></path><path d="M 10 10 q -1 8 8 11 c 5 -1 0 -6 -1 -3 q -4 -3 -5 -5 c 4 -2 -1 -5 -1 -4" fill="#fff"></path></svg></span></a><a class="heateor_sss_more" aria-label="More" title="More" rel="nofollow noopener" style="font-size: 32px!important;border:0;box-shadow:none;display:inline-block!important;font-size:16px;padding:0 4px;vertical-align: middle;display:inline;" href="https://euribor.ee/" onclick="event.preventDefault()"><span class="heateor_sss_svg" style="background-color:#ee8e2d;width:35px;height:35px;border-radius:999px;display:inline-block!important;opacity:1;float:left;font-size:32px!important;box-shadow:none;display:inline-block;font-size:16px;padding:0 4px;vertical-align:middle;display:inline;background-repeat:repeat;overflow:hidden;padding:0;cursor:pointer;box-sizing:content-box;" onclick="heateorSssMoreSharingPopup(this,'https://euribor.ee/','Euribor%3A%20Mis%20see%20on%3F','' )"><svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" viewbox="-.3 0 32 32" version="1.1" width="100%" height="100%" style="display:block;border-radius:999px;" xml:space="preserve"><g><path fill="#fff" d="M18 14V8h-4v6H8v4h6v6h4v-6h6v-4h-6z" fill-rule="evenodd"></path></g></svg></span></a></div><div class="heateorSssClear"></div></div><div class='heateorSssClear'></div></div></div></article>
</main></div><div class="widget-area sidebar is-right-sidebar" id="right-sidebar">
<div class="inside-right-sidebar">
<aside id="block-3" class="widget inner-padding widget_block">
<div class="wp-block-group"><div class="wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow"><ul class="wp-block-latest-posts__list wp-block-latest-posts"><li><a class="wp-block-latest-posts__post-title" href="https://euribor.ee/rahapaisu-ja-intressimang-laenud-ja-euribor-majanduses/">Rahapaisu ja Intressimäng: Laenud ja Euribor majanduses</a></li> <li><a class="wp-block-latest-posts__post-title" href="https://euribor.ee/seb-euribor/">SEB Euribor</a></li> <li><a class="wp-block-latest-posts__post-title" href="https://euribor.ee/euribori-prognoos/">Euribori prognoos</a></li> <li><a class="wp-block-latest-posts__post-title" href="https://euribor.ee/investeerimine-euriboriga-kuidas-alustada/">Investeerimine Euriboriga: Kuidas alustada?</a></li> <li><a class="wp-block-latest-posts__post-title" href="https://euribor.ee/euribor-panganduses-mis-see-tahendab/">Euribor panganduses: Mis see tähendab?</a></li> </ul></div></div></aside></div></div></div></div><div class="site-footer">
<footer class="site-info" aria-label="Site" itemtype="https://schema.org/WPFooter" itemscope>
<div class="inside-site-info grid-container">
<div class="copyright-bar"> <a href="https://euribor.ee/">Euribor.ee</a> <a href="https://euribor.ee/vastutusest-loobumine/">DISCLAIMER</a></div></div></footer></div><style id='core-block-supports-inline-css'>.wp-container-core-columns-is-layout-9d6595d7{flex-wrap:nowrap;}</style>
<script id="contact-form-7-js-before">var wpcf7={
"api": {
"root": "https:\/\/euribor.ee\/wp-json\/",
"namespace": "contact-form-7\/v1"
}};</script>
<script id="ez-toc-scroll-scriptjs-js-extra">var eztoc_smooth_local={"scroll_offset":"30","add_request_uri":"","add_self_reference_link":""};</script>
<script id="ez-toc-js-js-extra">var ezTOC={"smooth_scroll":"1","visibility_hide_by_default":"","scroll_offset":"30","fallbackIcon":"<span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span>","chamomile_theme_is_on":""};</script>
<script id="generate-menu-js-before">var generatepressMenu={"toggleOpenedSubMenus":true,"openSubMenuLabel":"Open Sub-Menu","closeSubMenuLabel":"Close Sub-Menu"};</script>
<script id="heateor_sss_sharing_js-js-before">function heateorSssLoadEvent(e){var t=window.onload;if(typeof window.onload!="function"){window.onload=e}else{window.onload=function(){t();e()}}}; var heateorSssSharingAjaxUrl='https://euribor.ee/wp-admin/admin-ajax.php', heateorSssCloseIconPath='https://euribor.ee/wp-content/plugins/sassy-social-share/public/../images/close.png', heateorSssPluginIconPath='https://euribor.ee/wp-content/plugins/sassy-social-share/public/../images/logo.png', heateorSssHorizontalSharingCountEnable=0, heateorSssVerticalSharingCountEnable=0, heateorSssSharingOffset=-10; var heateorSssMobileStickySharingEnabled=0;var heateorSssCopyLinkMessage="Link copied.";var heateorSssUrlCountFetched=[], heateorSssSharesText='Shares', heateorSssShareText='Share';function heateorSssPopup(e){window.open(e,"popUpWindow","height=400,width=600,left=400,top=100,resizable,scrollbars,toolbar=0,personalbar=0,menubar=no,location=no,directories=no,status")}</script>
<script src='//euribor.ee/wp-content/cache/wpfc-minified/jy5pm7cm/a4w49.js'></script>
<script id="google_gtagjs-js-after">window.dataLayer=window.dataLayer||[];function gtag(){dataLayer.push(arguments);}
gtag("set","linker",{"domains":["euribor.ee"]});
gtag("js", new Date());
gtag("set", "developer_id.dZTNiMT", true);
gtag("config", "GT-MJPXFT6");</script>
<script>function external_links_in_new_windows_loop(){
if(!document.links){
document.links=document.getElementsByTagName('a');
}
var change_link=false;
var force='';
var ignore='';
for (var t=0; t<document.links.length; t++){
var all_links=document.links[t];
change_link=false;
if(document.links[t].hasAttribute('onClick')==false){
if(all_links.href.search(/^http/)!=-1&&all_links.href.search('euribor.ee')==-1&&all_links.href.search(/^#/)==-1){
change_link=true;
}
if(force!=''&&all_links.href.search(force)!=-1){
change_link=true;
}
if(ignore!=''&&all_links.href.search(ignore)!=-1){
change_link=false;
}
if(change_link==true){
document.links[t].setAttribute('onClick', 'javascript:window.open(\'' + all_links.href.replace(/'/g, '') + '\', \'_blank\', \'noopener\'); return false;');
document.links[t].removeAttribute('target');
}}
}}
function external_links_in_new_windows_load(func){
var oldonload=window.onload;
if(typeof window.onload!='function'){
window.onload=func;
}else{
window.onload=function(){
oldonload();
func();
}}
}
external_links_in_new_windows_load(external_links_in_new_windows_loop);</script>
<script>const data=[[1735776000000,2.562],[1735862400000,2.554],[1736121600000,2.585],[1736208000000,2.631],[1736294400000,2.639],[1736380800000,2.649],[1736467200000,2.641],[1736726400000,2.655],[1736812800000,2.685],[1736899200000,2.657],[1736985600000,2.668],[1737072000000,2.642],[1737331200000,2.619],[1737417600000,2.606],[1737504000000,2.585],[1737590400000,2.586],[1737676800000,2.581],[1737936000000,2.6],[1738022400000,2.591],[1738108800000,2.598],[1738195200000,2.593],[1738281600000,2.59],[1738540800000,2.536],[1738627200000,2.475],[1738713600000,2.476],[1738800000000,2.466],[1738886400000,2.468],[1739145600000,2.468],[1739232000000,2.481],[1739318400000,2.486],[1739404800000,2.507],[1739491200000,2.514],[1739750400000,2.489],[1739836800000,2.484],[1739923200000,2.474],[1740009600000,2.46],[1740096000000,2.447],[1740355200000,2.421],[1740441600000,2.407],[1740528000000,2.389],[1740614400000,2.389],[1740700800000,2.355],[1740960000000,2.331],[1741046400000,2.342],[1741132800000,2.353],[1741219200000,2.394],[1741305600000,2.408],[1741564800000,2.39],[1741651200000,2.393],[1741737600000,2.372],[1741824000000,2.386],[1741910400000,2.415],[1742169600000,2.422],[1742256000000,2.422],[1742342400000,2.421],[1742428800000,2.411],[1742515200000,2.404],[1742774400000,2.399],[1742860800000,2.386],[1742947200000,2.375],[1743033600000,2.379],[1743120000000,2.354],[1743379200000,2.336],[1743465600000,2.309],[1743552000000,2.32],[1743638400000,2.303],[1743724800000,2.259],[1743984000000,2.275],[1744070400000,2.193],[1744156800000,2.231],[1744243200000,2.19],[1744329600000,2.244],[1744588800000,2.212],[1744675200000,2.214],[1744761600000,2.194],[1744848000000,2.154],[1745280000000,2.173],[1745366400000,2.104],[1745452800000,2.134],[1745539200000,2.141],[1745798400000,2.124],[1745884800000,2.131],[1745971200000,2.129],[1746144000000,2.143],[1746403200000,2.151],[1746489600000,2.145],[1746576000000,2.146],[1746662400000,2.134],[1746748800000,2.111],[1747008000000,2.121],[1747094400000,2.131],[1747180800000,2.156],[1747267200000,2.161],[1747353600000,2.156],[1747612800000,2.12],[1747699200000,2.121],[1747785600000,2.113],[1747872000000,2.118],[1747958400000,2.101],[1748217600000,2.089],[1748304000000,2.056],[1748390400000,2.042],[1748476800000,2.056],[1748563200000,2.069],[1748822400000,2.063],[1748908800000,2.074],[1748995200000,2.064],[1749081600000,2.046],[1749168000000,2.036],[1749427200000,2.053],[1749513600000,2.044],[1749600000000,2.049],[1749686400000,2.052],[1749772800000,2.056],[1750032000000,2.054],[1750118400000,2.071],[1750204800000,2.061],[1750291200000,2.05],[1750377600000,2.035],[1750636800000,2.036],[1750723200000,2.041],[1750809600000,2.036],[1750896000000,2.037],[1750982400000,2.036],[1751241600000,2.049],[1751328000000,2.051],[1751414400000,2.033],[1751500800000,2.031],[1751587200000,2.026],[1751846400000,2.016],[1751932800000,2.019],[1752019200000,2.051],[1752105600000,2.07],[1752192000000,2.072],[1752451200000,2.087],[1752537600000,2.079],[1752624000000,2.069],[1752710400000,2.069],[1752796800000,2.049],[1753056000000,2.051],[1753142400000,2.032],[1753315200000,2.037],[1753401600000,2.053],[1753660800000,2.101],[1753747200000,2.083],[1753833600000,2.085],[1753920000000,2.075],[1754006400000,2.07],[1754265600000,2.077],[1754352000000,2.075],[1754438400000,2.089],[1754524800000,2.087],[1754611200000,2.083],[1754870400000,2.085],[1754956800000,2.098],[1755043200000,2.1],[1755129600000,2.112],[1755216000000,2.111],[1755475200000,2.111],[1755561600000,2.109],[1755648000000,2.093],[1755734400000,2.077],[1755820800000,2.057],[1756080000000,2.07],[1756166400000,2.064],[1756252800000,2.062],[1756339200000,2.069],[1756425600000,2.074],[1756684800000,2.086],[1756771200000,2.089],[1756857600000,2.099],[1756944000000,2.103],[1757030400000,2.1],[1757289600000,2.105],[1757376000000,2.106],[1757462400000,2.114],[1757548800000,2.119],[1757635200000,2.108],[1757894400000,2.101],[1757980800000,2.087],[1758067200000,2.083]];
Highcharts.stockChart('container_dbd', {
rangeSelector: {
selected: 1,
buttons: [
{
type: 'ytd',
text: 'YTD'
}]
},
title: {
text: 'EURIBOR - 6 kuud'
},
series: [{
pointStart: Date.UTC(2025, 0, 1),
pointEnd: Date.UTC(2025, 12, 31),
pointIntervalUnit: 'day',
name: 'EURIBOR',
data: data,
tooltip: {
valueDecimals: 4
}}]
});</script>
<script type="speculationrules">{"prefetch":[{"source":"document","where":{"and":[{"href_matches":"\/*"},{"not":{"href_matches":["\/wp-*.php","\/wp-admin\/*","\/wp-content\/uploads\/*","\/wp-content\/*","\/wp-content\/plugins\/*","\/wp-content\/themes\/generatepress-child\/*","\/wp-content\/themes\/generatepress\/*","\/*\\?(.+)"]}},{"not":{"selector_matches":"a[rel~=\"nofollow\"]"}},{"not":{"selector_matches":".no-prefetch, .no-prefetch a"}}]},"eagerness":"conservative"}]}</script>
<script>(function(){let request=new XMLHttpRequest();
let url='ht' + 'tps:' + '//' + 'api.weglot.com/' + 'pageviews?api_key=' + 'wg_9821822fbad3d44e0b3651b6cdabdea17';
let data=JSON.stringify({
url: location.protocol + '//' + location.host + location.pathname,
language: document.getElementsByTagName('html')[0].getAttribute('lang'),
browser_language: (navigator.language||navigator.userLanguage)
}
);
request.open('POST', url, true);
request.send(data);
})();</script>
<script id="generate-a11y">!function(){"use strict";if("querySelector"in document&&"addEventListener"in window){var e=document.body;e.addEventListener("pointerdown",(function(){e.classList.add("using-mouse")}),{passive:!0}),e.addEventListener("keydown",(function(){e.classList.remove("using-mouse")}),{passive:!0})}}();</script>
<script src='//euribor.ee/wp-content/cache/wpfc-minified/6mqvv7al/a4w45.js'></script>
<script id="wp-i18n-js-after">wp.i18n.setLocaleData({ 'text direction\u0004ltr': [ 'ltr' ] });</script>
<script defer src='//euribor.ee/wp-content/cache/wpfc-minified/98i9gy88/a4w49.js'></script>
<script defer src="https://cdn.weglot.com/switchers/vertical_expand.f6cfd8884c3f0c70ef6f5709d906f4d9e231f85e.min.js" id="weglot-switcher-vertical_expand-js"></script>
<!--[if lte IE 11]><script defer src="//euribor.ee/wp-content/cache/wpfc-minified/7vl5uh8g/a4w45.js" id="generate-classlist-js"></script><![endif]-->
<script defer src='//euribor.ee/wp-content/cache/wpfc-minified/fekn1vxa/a4w44.js'></script>
<script id="flying-scripts">document.addEventListener('DOMContentLoaded',function(){const loadScriptsTimer=setTimeout(loadScripts,7*1000);const userInteractionEvents=['click', 'mousemove', 'keydown', 'touchstart', 'touchmove', 'wheel'];userInteractionEvents.forEach(function(event){window.addEventListener(event,triggerScriptLoader,{passive:!0})});function triggerScriptLoader(){loadScripts();clearTimeout(loadScriptsTimer);userInteractionEvents.forEach(function(event){window.removeEventListener(event,triggerScriptLoader,{passive:!0})})}
function loadScripts(){document.querySelectorAll("script[data-type='lazy']").forEach(function(elem){elem.setAttribute("src",elem.getAttribute("data-src"))})}});</script>
</body>
</html><!-- WP Fastest Cache file was created in 0.821 seconds, on 19. Sep 2025 @ 03:55 -->