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<section id="section-2-17" class=" ct-section pad--hero ct-section-with-shape-divider" ><div class="ct-section-inner-wrap"><div id="div_block-13-17" class="ct-div-block gap--xl grid--2 grid--l-1 center--all mw-1280" ><div id="div_block-14-17" class="ct-div-block owl--l text--white" ><img id="image-1665-90" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/11/NewLogoAlthos.svg" class="ct-image"/><h1 id="headline-16-17" class="ct-headline">Investissez comme un institutionnel</h1><div id="div_block-17-17" class="ct-div-block oxel_iconlist" ><div id="div_block-18-17" class="ct-div-block oxel_iconlist__row" ><img id="image-1036-90" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/CheckSVG.svg" class="ct-image"/><div id="text_block-20-17" class="ct-text-block oxel_iconlist__row__label" >Accédez aux meilleures solutions d'investissement <br>du marché, jusqu'ici inaccessibles aux particuliers.</div></div><div id="div_block-24-17" class="ct-div-block oxel_iconlist__row" ><img id="image-1037-90" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/CheckSVG.svg" class="ct-image"/><div id="text_block-26-17" class="ct-text-block oxel_iconlist__row__label" >Investissez aux mêmes conditions que les grands <br>institutionnels.</div></div><div id="div_block-30-17" class="ct-div-block oxel_iconlist__row" ><img id="image-1039-90" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/CheckSVG.svg" class="ct-image"/><div id="text_block-32-17" class="ct-text-block oxel_iconlist__row__label" >Bénéficiez d’un accompagnement sur-mesure <br>par une référence de la gestion privée.</div></div></div><a id="link-42-1789" class="ct-link oxel_icon_button__container cta" href="https://www.althos-patrimoine.com/modal/?source=LP&utm_campaign=&matchtype=&deviceF=&fbclid=&msclkid=&gclid=" target="_self" role="button"><div id="fancy_icon-43-17" class="ct-fancy-icon oxel_icon_button_icon" ><svg id="svg-fancy_icon-43-17"><use xlink:href="#Lineariconsicon-arrow-right"></use></svg></div><div id="text_block-44-17" class="ct-text-block oxel_icon_button_text" >Découvrir nos portefeuilles</div></a></div><div id="div_block-1163-90" class="ct-div-block" ><div id="nestable_shortcode-1160-90" class="ct-nestable-shortcode" ><div class="lyte-wrapper" title="Pourquoi les plus grandes compagnies d’assurance-vie luxembourgeoise recommandent Althos ?" style="width:560px;max-width:100%;margin:5px auto;"><div class="lyMe" id="WYL_dUyyYy9PNdY"><div id="lyte_dUyyYy9PNdY" data-src="https://www.althos-patrimoine.com/wp-content/plugins/wp-youtube-lyte/lyteCache.php?origThumbUrl=https%3A%2F%2Fi.ytimg.com%2Fvi%2FdUyyYy9PNdY%2Fhqdefault.jpg" class="pL"><div class="tC"><div class="tT">Pourquoi les plus grandes compagnies d’assurance-vie luxembourgeoise recommandent Althos ?</div></div><div class="play"></div><div class="ctrl"><div class="Lctrl"></div><div class="Rctrl"></div></div></div><noscript><a href="https://youtu.be/dUyyYy9PNdY" rel="nofollow"><img src="https://www.althos-patrimoine.com/wp-content/plugins/wp-youtube-lyte/lyteCache.php?origThumbUrl=https%3A%2F%2Fi.ytimg.com%2Fvi%2FdUyyYy9PNdY%2F0.jpg" alt="Pourquoi les plus grandes compagnies d’assurance-vie luxembourgeoise recommandent Althos ?" width="560" height="295" /><br />Lire cette vidéo sur YouTube</a></noscript></div></div><div class="lL" style="max-width:100%;width:560px;margin:5px auto;"></div></div></div></div>
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</div></section><section id="section-3-17" class=" ct-section " ><div class="ct-section-inner-wrap"><div id="div_block-47-17" class="ct-div-block grid--1-3 grid--m-1 mw-1590" ><div id="div_block-48-17" class="ct-div-block gap--xs" ><img id="image-54-17" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/photoBertrand.png.webp" class="ct-image"/><img id="image-713-90" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/Signature.png" class="ct-image"/></div><div id="div_block-49-17" class="ct-div-block gap--l" ><div id="div_block-50-17" class="ct-div-block gap--l grid--2" ><div id="div_block-61-17" class="ct-div-block gap--s" ><h2 id="headline-62-17" class="ct-headline h2-bk">Le mot du fondateur</h2><div id="_rich_text-63-17" class="oxy-rich-text" ><p>Dans un passé encore récent, un portefeuille géré en actions et obligations cotées permettait d’allier performances et maîtrise de la volatilité.</p><p>Ce modèle ne fonctionne plus car ces 2 grandes classes d’actifs sont maintenant corrélées.</p><p>Ce constat a été fait par <strong>les grands investisseurs institutionnels</strong> que sont les fondations universitaires américaines (Harvard, Yale, Stanford University) ou les fonds souverains qui <strong>consacrent en moyenne plus de 25% de leur portefeuille aux actifs alternatifs : Capital investissement, Dette privée, Infrastructures non cotées, Immobilier non coté.</strong></p></div></div><div id="div_block-64-17" class="ct-div-block" ><div id="_rich_text-707-90" class="oxy-rich-text" ><p style="text-align: center;"><strong>Parts d'investissements alternatifs dans les allocations des grands investisseurs institutionnels</strong></p></div><div id="_rich_text-709-90" class="oxy-rich-text" ><p style="text-align: center;"><em>Source : Preqin. Cap Gemini World Wealth report 2019</em></p></div><img id="image-65-17" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/Parts-invest_.png" class="ct-image" srcset="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/Parts-invest_.png 498w, https://www.althos-patrimoine.com/wp-content/uploads/2022/08/Parts-invest_-300x175.png 300w" sizes="(max-width: 498px) 100vw, 498px" /></div></div><div id="div_block-696-90" class="ct-div-block" ></div><div id="div_block-51-17" class="ct-div-block gap--m" ><div id="_rich_text-710-90" class="oxy-rich-text" >Notre mission est de vous donner accès à ce monde de l’investissement institutionnel grâce à un modèle de gestion unique :</div><div id="div_block-53-17" class="ct-div-block grid--5 gap--s grid--l-3 grid--m-1" ><div id="div_block-66-17" class="ct-div-block iconlist__wrapper" ><img id="image-1275-90" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/CheckSVG.svg" class="ct-image" srcset="" sizes="(max-width: 19px) 100vw, 19px" /><div id="text_block-68-17" class="ct-text-block iconlist__text-small" >Une ultra diversification de votre patrimoine <br>sur l’ensemble des classes d’actifs.</div></div><div id="div_block-71-17" class="ct-div-block iconlist__wrapper" ><img id="image-1273-90" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/CheckSVG.svg" class="ct-image" srcset="" sizes="(max-width: 19px) 100vw, 19px" /><div id="text_block-73-17" class="ct-text-block iconlist__text-small" >Des solutions d'investissements exclusives.</div></div><div id="div_block-74-17" class="ct-div-block iconlist__wrapper" ><img id="image-1271-90" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/CheckSVG.svg" class="ct-image" srcset="" sizes="(max-width: 19px) 100vw, 19px" /><div id="text_block-76-17" class="ct-text-block iconlist__text-small" >Une gestion à long terme par une équipe dédiée.</div></div><div id="div_block-77-17" class="ct-div-block iconlist__wrapper" ><img id="image-1269-90" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/CheckSVG.svg" class="ct-image" srcset="" sizes="(max-width: 19px) 100vw, 19px" /><div id="text_block-79-17" class="ct-text-block iconlist__text-small" >Une protection renforcée de votre patrimoine avec nos contrats d'assurance-vie luxembourgeois.</div></div><div id="div_block-80-17" class="ct-div-block iconlist__wrapper" ><img id="image-1050-90" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/CheckSVG.svg" class="ct-image" srcset="" sizes="(max-width: 19px) 100vw, 19px" /><div id="text_block-82-17" class="ct-text-block iconlist__text-small" >Des frais transparents <br>et compétitifs.</div></div></div></div></div></div></div></section><section id="section-904-90" class=" ct-section " ><div class="ct-section-inner-wrap"><div id="div_block-906-90" class="ct-div-block gap--xs" ><img id="image-907-90" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/photoBertrand.png" class="ct-image"/><img id="image-908-90" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/Signature.png" class="ct-image"/></div><div id="div_block-909-90" class="ct-div-block gap--l" ><div id="div_block-941-90" class="ct-div-block" ><div id="div_block-911-90" class="ct-div-block " ><h2 id="headline-912-90" class="ct-headline h2-bk">Le mot du fondateur</h2><div id="_rich_text-913-90" class="oxy-rich-text" ><p>Dans un passé encore récent, un portefeuille géré en actions et obligations cotées permettait d’allier performances et maîtrise de la volatilité.</p><p>Ce modèle ne fonctionne plus car ces 2 grandes classes d’actifs sont maintenant corrélées.</p><p>Ce constat a été fait par <strong>les grands investisseurs institutionnels</strong> que sont les fondations universitaires américaines (Harvard, Yale, Stanford University) ou les fonds souverains qui <strong>consacrent en moyenne plus de 25% de leur portefeuille aux actifs alternatifs : Capital investissement, Dette privée, Infrastructures non cotées, Immobilier non coté.</strong></p></div></div><div id="div_block-914-90" class="ct-div-block" ><div id="_rich_text-915-90" class="oxy-rich-text" ><p style="text-align: center;"><strong>Parts d'investissements alternatifs dans les allocations des grands investisseurs institutionnels</strong></p></div><div id="_rich_text-916-90" class="oxy-rich-text" ><p style="text-align: center;"><em>Source : Preqin. Cap Gemini World Wealth report 2019</em></p></div><img id="image-917-90" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/Parts-invest_.png" class="ct-image" srcset="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/Parts-invest_.png 498w, https://www.althos-patrimoine.com/wp-content/uploads/2022/08/Parts-invest_-300x175.png 300w" sizes="(max-width: 498px) 100vw, 498px" /></div></div></div></div></section><div id="div_block-918-90" class="ct-div-block" ></div><div id="div_block-919-90" class="ct-div-block gap--m" ><div id="_rich_text-920-90" class="oxy-rich-text" >Notre mission est de vous donner accès à ce monde de l’investissement institutionnel grâce à un modèle de gestion unique :</div><div id="div_block-921-90" class="ct-div-block grid--5 gap--s grid--l-3 grid--m-1" ><div id="div_block-922-90" class="ct-div-block iconlist__wrapper" ><div id="fancy_icon-923-90" class="ct-fancy-icon iconlist__icon-small" ><svg id="svg-fancy_icon-923-90"><use xlink:href="#Lineariconsicon-checkmark-circle"></use></svg></div><div id="text_block-924-90" class="ct-text-block iconlist__text-small" >Une ultra diversification de votre patrimoine <br>sur les 4 grandes classes d'actifs.</div></div><div id="div_block-925-90" class="ct-div-block iconlist__wrapper" ><div id="fancy_icon-926-90" class="ct-fancy-icon iconlist__icon-small" ><svg id="svg-fancy_icon-926-90"><use xlink:href="#Lineariconsicon-checkmark-circle"></use></svg></div><div id="text_block-927-90" class="ct-text-block iconlist__text-small" >Des solutions d'investissements exclusives.</div></div><div id="div_block-928-90" class="ct-div-block iconlist__wrapper" ><div id="fancy_icon-929-90" class="ct-fancy-icon iconlist__icon-small" ><svg id="svg-fancy_icon-929-90"><use xlink:href="#Lineariconsicon-checkmark-circle"></use></svg></div><div id="text_block-930-90" class="ct-text-block iconlist__text-small" >Une gestion à long terme par une équipe dédiée.</div></div><div id="div_block-931-90" class="ct-div-block iconlist__wrapper" ><div id="fancy_icon-932-90" class="ct-fancy-icon iconlist__icon-small" ><svg id="svg-fancy_icon-932-90"><use xlink:href="#Lineariconsicon-checkmark-circle"></use></svg></div><div id="text_block-933-90" class="ct-text-block iconlist__text-small" >Une protection renforcée de votre patrimoine avec nos contrats d'assurance-vie luxembourgeois.</div></div><div id="div_block-934-90" class="ct-div-block iconlist__wrapper" ><div id="fancy_icon-935-90" class="ct-fancy-icon iconlist__icon-small" ><svg id="svg-fancy_icon-935-90"><use xlink:href="#Lineariconsicon-checkmark-circle"></use></svg></div><div id="text_block-936-90" class="ct-text-block iconlist__text-small" >Des frais transparents <br>et compétitifs.</div></div></div></div><section id="section-4-17" class=" ct-section" ><div class="ct-section-inner-wrap"><div id="div_block-102-17" class="ct-div-block bg--shade-ultra-light pad--xl gap--xl mw-1590" ><h2 id="headline-103-17" class="ct-headline ">Une <span id="span-519-17" class="ct-span" >ultra</span> <span id="span-521-17" class="ct-span" >diversification</span> <b></b>de votre patrimoine sur l’ensemble des classes d’actifs</h2><div id="text_block-120-17" class="ct-text-block " >Allocations et historiques des performances de nos portefeuilles en gestion déléguée, au 31/12/2024. Les performances passées ne présagent pas des performances futures. <br></div><div id="tab_wrapper" class="ct-div-block" ><div id="code_block-539-17" class="ct-code-block" ></div><div id="_tabs-105-17" class="oxy-tabs-wrapper oxy-tabs tab__headings-wrapper" data-oxy-tabs-active-tab-class='tabs-9759-tab-active' data-oxy-tabs-contents-wrapper='_tabs_contents-112-17' ><div id="_tab-106-17" class="oxy-tab tabs-9759-tab tabs-9759-tab-active" ><div id="text_block-109-17" class="ct-text-block tab__heading-caps" >prudent</div></div><div id="_tab-1386-90" class="oxy-tab tabs-9759-tab tabs-9759-tab-active" ><div id="text_block-1387-90" class="ct-text-block tab__heading-caps" >MODÉRÉ</div></div><div id="_tab-107-17" class="oxy-tab tabs-9759-tab tabs-9759-tab-active" ><div id="text_block-110-17" class="ct-text-block tab__heading-caps" >Equilibré</div></div><div id="_tab-108-17" class="oxy-tab tabs-9759-tab tabs-9759-tab-active" ><div id="text_block-111-17" class="ct-text-block tab__heading-caps" >dynamique</div></div><div id="_tab-122-17" class="oxy-tab tabs-9759-tab tabs-9759-tab-active" ><div id="text_block-124-17" class="ct-text-block tab__heading-caps" >offensif</div></div></div><div id="_tabs_contents-112-17" class="oxy-tabs-contents-wrapper oxy-tabs-contents" ><div id="_tab_content-113-17" class="oxy-tab-content tabs-contents-9759-tab oxy-tabs-contents-content-hidden" ><img id="image-1129-90" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2025/03/Prudent-min.png.webp" class="ct-image"/><img id="image-1393-90" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2025/07/Prudent-Mobile-min-1.webp" class="ct-image"/></div><div id="_tab_content-114-17" class="oxy-tab-content tabs-contents-9759-tab oxy-tabs-contents-content-hidden" ><img id="image-715-90" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2025/03/Modere-min.png.webp" class="ct-image"/><img id="image-1394-90" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2025/03/Modere-Mobile-min.png" class="ct-image"/></div><div id="_tab_content-1383-90" class="oxy-tab-content tabs-contents-9759-tab oxy-tabs-contents-content-hidden" ><img id="image-1385-90" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2025/03/Equilibre-min.png.webp" class="ct-image"/><img id="image-1395-90" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2025/03/Equilibre-Mobile-min.png" class="ct-image"/></div><div id="_tab_content-115-17" class="oxy-tab-content tabs-contents-9759-tab oxy-tabs-contents-content-hidden" ><img id="image-717-90" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2025/03/Dynamique-min.png.webp" class="ct-image"/><img id="image-1396-90" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2025/03/Dynamique-Mobile-min.png" class="ct-image"/></div><div id="_tab_content-123-17" class="oxy-tab-content tabs-contents-9759-tab oxy-tabs-contents-content-hidden" ><img id="image-719-90" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2025/03/Offensif-min.png.webp" class="ct-image"/><img id="image-1397-90" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2025/03/Offensif-Mobile-min.png" class="ct-image"/></div></div><script type="text/javascript">var firstTab = document.querySelector('#_tabs_contents-112-17 > .oxy-tabs-contents-content-hidden:first-child'); if(firstTab && firstTab.classList){firstTab.classList.remove("oxy-tabs-contents-content-hidden")};</script></div></div><div id="div_block-141-17" class="ct-div-block " ><div id="div_block-148-17" class="ct-div-block width--xl" ><div id="div_block-154-17" class="ct-div-block" ></div><div id="div_block-145-17" class="ct-div-block text--white gap--l" ><div id="_rich_text-727-90" class="oxy-rich-text" ><p>Au-delà de la diversification géographique et par classes d’actifs (Actions cotées, Capital Investissement, Immobilier non coté, Infrastructures...) qui est un pilier majeur d’une bonne gestion, Althos va plus loin et prône l’ultra diversification.</p><p>Au sein de nos allocations, chaque fonds ne dépasse pas 5% du total, et vos portefeuilles sont répartis sur plus de 1000 sous-jacents.</p></div><a id="link-721-90" class="ct-link oxel_icon_button__container cta" href="https://www.althos-patrimoine.com/modal/?source=LP&utm_campaign=&matchtype=&deviceF=&fbclid=&msclkid=&gclid=" target="_self" role="button"><div id="fancy_icon-722-90" class="ct-fancy-icon oxel_icon_button_icon" ><svg id="svg-fancy_icon-722-90"><use xlink:href="#Lineariconsicon-arrow-right"></use></svg></div><div id="text_block-723-90" class="ct-text-block oxel_icon_button_text" >Découvrir nos portefeuilles</div></a></div></div></div></div></section><section id="section-5-17" class=" ct-section" ><div class="ct-section-inner-wrap"><div id="div_block-159-17" class="ct-div-block width--l" ><div id="div_block-160-17" class="ct-div-block bg--white gap--l" ><h2 id="headline-730-90" class="ct-headline ">Des investissements <b>exclusifs</b></h2><div id="text_block-736-90" class="ct-text-block " >Les meilleurs fonds d’investissement ont un minimum de souscription compris entre 5 et 20 millions d’euros.<br><br>Notre taille critique nous permet d'atteindre ces minimums et ainsi de vous faire <b>investir dans les mêmes fonds que les institutionnels et grandes fortunes, ce aux mêmes conditions.</b><br></div><div id="div_block-163-17" class="ct-div-block grid--4 gap--l grid--l-2 grid--s-1" ><div id="div_block-166-17" class="ct-div-block investissement__block" ><img id="image-167-17" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/icon-capital.webp" class="ct-image" srcset="" sizes="(max-width: 60px) 100vw, 60px" /><div id="text_block-739-90" class="ct-text-block tab__heading-caps" >CAPITAL INVESTISSEMENT</div></div><div id="div_block-172-17" class="ct-div-block investissement__block" ><img id="image-173-17" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/icon-immobilier.webp" class="ct-image" srcset="" sizes="(max-width: 60px) 100vw, 60px" /><div id="text_block-743-90" class="ct-text-block tab__heading-caps" >IMMOBILIER NON CÔTÉ</div></div><div id="div_block-175-17" class="ct-div-block investissement__block" ><img id="image-176-17" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/icon-infrastructure.webp" class="ct-image" srcset="" sizes="(max-width: 60px) 100vw, 60px" /><div id="text_block-745-90" class="ct-text-block tab__heading-caps" >INFRASTRUCTURE NON CÔTÉE</div></div><div id="div_block-178-17" class="ct-div-block investissement__block" ><img id="image-179-17" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/piggy-bank.png" class="ct-image" srcset="" sizes="(max-width: 60px) 100vw, 60px" /><div id="text_block-747-90" class="ct-text-block tab__heading-caps" >DETTE PRIVÉE</div></div></div></div><div id="div_block-181-17" class="ct-div-block " ><div id="div_block-182-17" class="ct-div-block text--white gap--s" ><div id="_rich_text-184-17" class="oxy-rich-text" ><p>La majorité de nos fonds sont Evergreen :</p></div><div id="div_block-233-17" class="ct-div-block gap--s" ><div id="div_block-216-17" class="ct-div-block iconlist__wrapper" ><div id="fancy_icon-217-17" class="ct-fancy-icon iconlist__icon-small" ><svg id="svg-fancy_icon-217-17"><use xlink:href="#Lineariconsicon-chevron-right"></use></svg></div><div id="text_block-218-17" class="ct-text-block iconlist__text-medium" >Ils sont ouverts en permanence.</div></div><div id="div_block-221-17" class="ct-div-block iconlist__wrapper" ><div id="fancy_icon-222-17" class="ct-fancy-icon iconlist__icon-small" ><svg id="svg-fancy_icon-222-17"><use xlink:href="#Lineariconsicon-chevron-right"></use></svg></div><div id="text_block-223-17" class="ct-text-block iconlist__text-medium" >Ils sont déjà investis.</div></div><div id="div_block-224-17" class="ct-div-block iconlist__wrapper" ><div id="fancy_icon-225-17" class="ct-fancy-icon iconlist__icon-small" ><svg id="svg-fancy_icon-225-17"><use xlink:href="#Lineariconsicon-chevron-right"></use></svg></div><div id="text_block-226-17" class="ct-text-block iconlist__text-medium" >Ils offrent une liquidité supérieure aux fonds traditionnels.</div></div><div id="div_block-227-17" class="ct-div-block iconlist__wrapper" ><div id="fancy_icon-228-17" class="ct-fancy-icon iconlist__icon-small" ><svg id="svg-fancy_icon-228-17"><use xlink:href="#Lineariconsicon-chevron-right"></use></svg></div><div id="text_block-229-17" class="ct-text-block iconlist__text-medium" >Ils adoptent une approche long terme.</div></div></div></div><div id="div_block-183-17" class="ct-div-block gap--l" ><h2 id="headline-185-17" class="ct-headline">Exemple de partenaires</h2><div id="div_block-187-17" class="ct-div-block grid--2" ><img id="image-188-17" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/apax.png" class="ct-image" srcset="" sizes="(max-width: 138px) 100vw, 138px" /><img id="image-189-17" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/blackstone.png" class="ct-image" srcset="" sizes="(max-width: 235px) 100vw, 235px" /><img id="image-190-17" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/partners.png" class="ct-image" srcset="" sizes="(max-width: 214px) 100vw, 214px" /><img id="image-191-17" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/eurazeo.png" class="ct-image" srcset="" sizes="(max-width: 195px) 100vw, 195px" /><img id="image-192-17" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/adamsstreet.png" class="ct-image" srcset="" sizes="(max-width: 141px) 100vw, 141px" /><img id="image-193-17" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/lgt.png" class="ct-image" srcset="" sizes="(max-width: 235px) 100vw, 235px" /><img id="image-194-17" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/hamilton.png" class="ct-image" srcset="" sizes="(max-width: 229px) 100vw, 229px" /><img id="image-195-17" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/stepstone.png" class="ct-image" srcset="" sizes="(max-width: 201px) 100vw, 201px" /></div><a id="link-755-90" class="ct-link oxel_icon_button__container cta" href="https://www.althos-patrimoine.com/modal/?source=LP&utm_campaign=&matchtype=&deviceF=&fbclid=&msclkid=&gclid=" target="_self" role="button"><div id="fancy_icon-756-90" class="ct-fancy-icon oxel_icon_button_icon" ><svg id="svg-fancy_icon-756-90"><use xlink:href="#Lineariconsicon-arrow-right"></use></svg></div><div id="text_block-757-90" class="ct-text-block oxel_icon_button_text" >Découvrir nos portefeuilles</div></a></div></div></div></div></section><section id="section-6-17" class=" ct-section " ><div class="ct-section-inner-wrap"><div id="div_block-237-17" class="ct-div-block grid--2 gap--l stretch grid--m-1 mw-1590" ><img id="image-238-17" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/bg-gestion.jpg" class="ct-image" srcset="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/bg-gestion.jpg 704w, https://www.althos-patrimoine.com/wp-content/uploads/2022/08/bg-gestion-240x300.jpg 240w" sizes="(max-width: 704px) 100vw, 704px" /><div id="div_block-239-17" class="ct-div-block order--first-m" ><div id="div_block-242-17" class="ct-div-block gap--m" ><h2 id="headline-761-90" class="ct-headline ">Une gestion de conviction<br><b>à long terme</b></h2><div id="text_block-768-90" class="ct-text-block " >Contrairement à nombre d’acteurs de la gestion privée : <b>nous ne proposons aucune solution « maison ». Nous fonctionnons en architecture ouverte.</b><br><br>Cela nous permet de <b>garantir les intérêts de nos clients</b> en ne sélectionnant que les investissements passés au crible par notre pôle investissement.<br><br>Notre sélection d’investissements repose sur une méthodologie simple et rigoureuse, fruit de l’analyse de plusieurs décennies de recherche fondamentale.<b></b><br></div></div><div id="div_block-246-17" class="ct-div-block gestion__block-grey margin-top--l bg--shade-light" ><img id="image-1052-90" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/Circle.svg" class="ct-image" srcset="" sizes="(max-width: 3px) 100vw, 3px" /><div id="div_block-248-17" class="ct-div-block gestion__block-content" ><div id="text_block-774-90" class="ct-text-block " >Approche qualité & croissance<b></b><br></div><div id="text_block-771-90" class="ct-text-block iconlist__text-medium" >Au sein des secteurs les plus porteurs, nous sélectionnons les acteurs les plus qualitatifs. Ces acteurs bénéficient généralement d’atouts exceptionnels, comme leur marque ou leur savoir-faire.<br><br>Exemple d’actions cotées françaises remplissant ces critères :<br>LVMH, Air Liquide ou L’Oréal.</div></div></div><div id="div_block-252-17" class="ct-div-block gestion__block-grey" ><img id="image-1053-90" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/Circle.svg" class="ct-image" srcset="" sizes="(max-width: 3px) 100vw, 3px" /><div id="div_block-254-17" class="ct-div-block gestion__block-content" ><div id="text_block-783-90" class="ct-text-block " >Approche durable et responsable<b></b><br></div><div id="text_block-786-90" class="ct-text-block iconlist__text-medium" >Depuis 2014, nos investissements intègrent des critères extra-financiers : Environnementaux, Sociaux et de Gouvernance (ESG). Cette approche a pour but de sélectionner les entreprises les plus vertueuses, générant ainsi une sur-performance et limitant les risques.</div></div></div><a id="link-789-90" class="ct-link oxel_icon_button__container cta" href="https://www.althos-patrimoine.com/modal/?source=LP&utm_campaign=&matchtype=&deviceF=&fbclid=&msclkid=&gclid=" target="_self" role="button"><div id="fancy_icon-790-90" class="ct-fancy-icon oxel_icon_button_icon" ><svg id="svg-fancy_icon-790-90"><use xlink:href="#Lineariconsicon-arrow-right"></use></svg></div><div id="text_block-791-90" class="ct-text-block oxel_icon_button_text" >Découvrir nos portefeuilles</div></a></div></div></div></section><section id="section-7-17" class=" ct-section" ><div class="ct-section-inner-wrap"><div id="div_block-290-17" class="ct-div-block " ><div id="div_block-262-17" class="ct-div-block grid--2 grid--l-1" ><div id="div_block-263-17" class="ct-div-block pad--l gap--m" ><h2 id="headline-795-90" class="ct-headline "><b><span id="span-810-90" class="ct-span" >Une protection renforcée de votre patrimoine</span></b><br>grâce à l’assurance-vie<br>luxembourgeoise<b></b></h2><div id="text_block-802-90" class="ct-text-block iconlist__text-medium" >L'assurance-vie luxembourgeoise offre <b>des garanties inégalées en termes de protection de votre patrimoine : "triangle de sécurité", principe de super privilège et garantie illimitée des dépôts.</b> Althos s’est donc allié aux meilleurs assureurs luxembourgeois pour créer une offre sur-mesure et ainsi mieux protéger votre patrimoine.</div><a id="link-805-90" class="ct-link oxel_icon_button__container cta" href="https://www.althos-patrimoine.com/modal/?source=LP&utm_campaign=&matchtype=&deviceF=&fbclid=&msclkid=&gclid=" target="_self" role="button"><div id="fancy_icon-806-90" class="ct-fancy-icon oxel_icon_button_icon" ><svg id="svg-fancy_icon-806-90"><use xlink:href="#Lineariconsicon-arrow-right"></use></svg></div><div id="text_block-807-90" class="ct-text-block oxel_icon_button_text" >Découvrir nos portefeuilles</div></a></div><div id="div_block-283-17" class="ct-div-block pad--l gap--m" ><img id="image-289-17" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/TriangeBK.png" class="ct-image" srcset="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/TriangeBK.png 597w, https://www.althos-patrimoine.com/wp-content/uploads/2022/08/TriangeBK-300x264.png 300w" sizes="(max-width: 597px) 100vw, 597px" /></div></div></div></div></section><section id="section-8-17" class=" ct-section" ><div class="ct-section-inner-wrap"><div id="div_block-291-17" class="ct-div-block text--white grid--1-3 grid--l-1 pad--m mw-1590" ><div id="text_block-812-90" class="ct-text-block iconlist__text-medium" >Vos fonds sont déposés chez nos partenaires assureurs. Vos souscriptions et versements sont adressés à leur ordre et votre épargne est en sécurité dans leurs livres.</div><div id="div_block-295-17" class="ct-div-block" ><h2 id="headline-296-17" class="ct-headline">Nos partenaires :</h2><div id="div_block-298-17" class="ct-div-block " ><img id="image-299-17" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/lombard.png" class="ct-image" srcset="" sizes="(max-width: 229px) 100vw, 229px" /><img id="image-300-17" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/generali.png" class="ct-image" srcset="" sizes="(max-width: 216px) 100vw, 216px" /><img id="image-301-17" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/onelife.png" class="ct-image" srcset="" sizes="(max-width: 224px) 100vw, 224px" /><img id="image-302-17" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/allianz.png" class="ct-image" srcset="" sizes="(max-width: 164px) 100vw, 164px" /><img id="image-303-17" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/one-life.png" class="ct-image" srcset="" sizes="(max-width: 83px) 100vw, 83px" /></div></div></div></div></section><section id="section-9-17" class=" ct-section cta" ><div class="ct-section-inner-wrap"><div id="div_block-304-17" class="ct-div-block" ><h2 id="headline-823-90" class="ct-headline ">Des frais <b>transparents et compétitifs</b></h2><div id="text_block-829-90" class="ct-text-block iconlist__text-medium" >La performance de votre contrat est directement liée aux frais de celui-ci. Pour cette raison, nous agissons sur l'ensemble des leviers disponibles afin de garantir des frais minimums et transparents pour des rendements optimisés.</div></div><div id="div_block-309-17" class="ct-div-block grid--4 timeline--wrapper grid--l-1 mw-1590" ><div id="div_block-310-17" class="ct-div-block timeline__block-wrapper" ><div id="div_block-335-17" class="ct-div-block timeline__block-heading" ><div id="text_block-311-17" class="ct-text-block " >1</div></div><div id="div_block-952-90" class="ct-div-block" ><div id="text_block-838-90" class="ct-text-block iconlist__text-medium" >Frais assureur</div><div id="text_block-842-90" class="ct-text-block iconlist__text-medium" >Nos frais de gestion sont <b>négociés au minimum,</b> avec nos partenaires assureurs.</div></div></div><div id="div_block-316-17" class="ct-div-block timeline__block-wrapper" ><div id="div_block-336-17" class="ct-div-block timeline__block-heading" ><div id="text_block-832-90" class="ct-text-block " >2</div></div><div id="div_block-513-17" class="ct-div-block " ><div id="text_block-844-90" class="ct-text-block iconlist__text-medium" >Frais des fonds</div><div id="text_block-850-90" class="ct-text-block iconlist__text-medium" >Nous souhaitons éviter tout conflit d’intérêt et pour cette raison nous optons dès que possible pour des allocations en <b>parts Institutionnelles, sans rétrocession, donc moins chargées en frais.</b></div></div></div><div id="div_block-320-17" class="ct-div-block timeline__block-wrapper" ><div id="div_block-338-17" class="ct-div-block timeline__block-heading" ><div id="text_block-834-90" class="ct-text-block " >3</div></div><div id="div_block-515-17" class="ct-div-block " ><div id="text_block-853-90" class="ct-text-block iconlist__text-medium" >Frais de mandat de gestion</div><div id="text_block-857-90" class="ct-text-block iconlist__text-medium" >Nous ne pratiquons aucun frais de mandat de gestion.</div></div></div><div id="div_block-324-17" class="ct-div-block timeline__block-wrapper" ><div id="div_block-334-17" class="ct-div-block " ><img id="image-333-17" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/icon-resultat.webp" class="ct-image" srcset="" sizes="(max-width: 60px) 100vw, 60px" /></div><div id="div_block-517-17" class="ct-div-block " ><div id="text_block-860-90" class="ct-text-block iconlist__text-medium" >Résultat :</div><div id="text_block-864-90" class="ct-text-block iconlist__text-medium" >Une amelioration mécanique de vos rendements de 1,15%/an minimum par rapport aux banques privées, à rendements égaux.</div></div></div></div></div></section><section id="section-1409-90" class=" ct-section" ><div class="ct-section-inner-wrap"><div id="new_columns-1410-90" class="ct-new-columns tableau-frais-althos" ><div id="div_block-1411-90" class="ct-div-block" ><div id="div_block-1412-90" class="ct-div-block" ></div><div id="div_block-1413-90" class="ct-div-block" ><div id="text_block-1414-90" class="ct-text-block" >Conseil Althos<br></div><div id="text_block-1415-90" class="ct-text-block" >Assureur<br></div><div id="text_block-1617-90" class="ct-text-block" >D<span style="color: rgb(0, 0, 0); font-weight: 500; text-align: center;">é</span>positaire<br></div><div id="text_block-1416-90" class="ct-text-block" >Supports d’investissements<br></div><div id="text_block-1417-90" class="ct-text-block" >Frais de gestion<br>annuels<br></div></div></div><div id="div_block-1418-90" class="ct-div-block" ><div id="div_block-1419-90" class="ct-div-block" ><div id="text_block-1420-90" class="ct-text-block" >Dès<br></div><div id="text_block-1421-90" class="ct-text-block" >500 000 €<br></div></div><div id="div_block-1422-90" class="ct-div-block" ><div id="text_block-1423-90" class="ct-text-block" >0,95 %<br></div><div id="text_block-1424-90" class="ct-text-block" >0,35 %<br></div><div id="text_block-1618-90" class="ct-text-block" >0,07 %<br></div><div id="text_block-1425-90" class="ct-text-block" >1,00 %<br><br></div><div id="text_block-1426-90" class="ct-text-block" >2,37 %<br></div></div></div><div id="div_block-1427-90" class="ct-div-block" ><div id="div_block-1428-90" class="ct-div-block" ><div id="text_block-1429-90" class="ct-text-block" >Dès<br></div><div id="text_block-1430-90" class="ct-text-block" >2 500 000 €<br></div></div><div id="div_block-1431-90" class="ct-div-block" ><div id="text_block-1432-90" class="ct-text-block" >0,85 %<br></div><div id="text_block-1433-90" class="ct-text-block" >0,25 %<br></div><div id="text_block-1619-90" class="ct-text-block" >0,07 %<br></div><div id="text_block-1434-90" class="ct-text-block" >1,00 %<br><br></div><div id="text_block-1435-90" class="ct-text-block" >2,17 %<br></div></div></div><div id="div_block-1436-90" class="ct-div-block" ><div id="div_block-1437-90" class="ct-div-block" ><div id="text_block-1438-90" class="ct-text-block" >Dès<br></div><div id="text_block-1439-90" class="ct-text-block" >7 500 000 €<br></div></div><div id="div_block-1440-90" class="ct-div-block" ><div id="text_block-1441-90" class="ct-text-block" >0,75 %<br></div><div id="text_block-1442-90" class="ct-text-block" >0,22 %<br></div><div id="text_block-1620-90" class="ct-text-block" >0,07 %<br></div><div id="text_block-1443-90" class="ct-text-block" >1,00 %<br><br></div><div id="text_block-1444-90" class="ct-text-block" >2,04 %<br></div></div></div><div id="div_block-1445-90" class="ct-div-block" ><div id="div_block-1446-90" class="ct-div-block" ><div id="text_block-1447-90" class="ct-text-block" >Dès<br></div><div id="text_block-1448-90" class="ct-text-block" >15 000 000 €<br></div></div><div id="div_block-1449-90" class="ct-div-block" ><div id="text_block-1450-90" class="ct-text-block" >0,60 %<br></div><div id="text_block-1451-90" class="ct-text-block" >0,20 %<br></div><div id="text_block-1621-90" class="ct-text-block" >0,07 %<br></div><div id="text_block-1452-90" class="ct-text-block" >1,00 %<br><br></div><div id="text_block-1453-90" class="ct-text-block" >1,87 %<br></div></div></div><div id="div_block-1454-90" class="ct-div-block" ><div id="div_block-1455-90" class="ct-div-block" ><div id="text_block-1456-90" class="ct-text-block" >Dès<br></div><div id="text_block-1457-90" class="ct-text-block" >50 000 000 €<br></div></div><div id="div_block-1458-90" class="ct-div-block" ><div id="text_block-1459-90" class="ct-text-block" >0,50 %<br></div><div id="text_block-1460-90" class="ct-text-block" >0,16 %<br></div><div id="text_block-1622-90" class="ct-text-block" >0,07 %<br></div><div id="text_block-1461-90" class="ct-text-block" >1,00 %<br><br></div><div id="text_block-1462-90" class="ct-text-block" >1,73 %<br></div></div></div><div id="div_block-1607-90" class="ct-div-block" ><div id="div_block-1608-90" class="ct-div-block" ><div id="text_block-1609-90" class="ct-text-block" >Dès<br></div><div id="text_block-1610-90" class="ct-text-block" >100 000 000 €<br></div></div><div id="div_block-1611-90" class="ct-div-block" ><div id="text_block-1612-90" class="ct-text-block" >0,45 %<br></div><div id="text_block-1613-90" class="ct-text-block" >0,15 %<br></div><div id="text_block-1623-90" class="ct-text-block" >0,07 %<br></div><div id="text_block-1614-90" class="ct-text-block" >1,00 %<br><br></div><div id="text_block-1615-90" class="ct-text-block" >1,67 %<br></div></div></div></div></div></section><section id="section-1520-90" class=" ct-section slide" ><div class="ct-section-inner-wrap"><link rel='stylesheet' id='oxygen-unslider-css' href='https://www.althos-patrimoine.com/wp-content/plugins/oxygen/component-framework/vendor/unslider/unslider.css' type='text/css' media='all'/><div id="slider-1521-90" class="ct-slider ct_unique_slider_4792" ><div class="oxygen-unslider-container"><ul><li><div id="slide-1522-90" class="ct-slide" ><div id="div_block-1523-90" class="ct-div-block" ><div id="div_block-1524-90" class="ct-div-block" ></div><div id="div_block-1525-90" class="ct-div-block" ><div id="text_block-1526-90" class="ct-text-block" >Conseil Althos<br></div><div id="text_block-1527-90" class="ct-text-block" >Assureur<br></div><div id="text_block-1624-90" class="ct-text-block" >Dépositaire</div><div id="text_block-1528-90" class="ct-text-block" >Supports <br>d’investissements<br></div><div id="text_block-1529-90" class="ct-text-block" >Frais de gestion <br>annuels<br></div></div></div><div id="div_block-1530-90" class="ct-div-block" ><div id="div_block-1531-90" class="ct-div-block" ><div id="text_block-1532-90" class="ct-text-block" >Dès<br></div><div id="text_block-1533-90" class="ct-text-block" >500.000 €<br></div></div><div id="div_block-1534-90" class="ct-div-block" ><div id="text_block-1535-90" class="ct-text-block" >0,95 %<br></div><div id="text_block-1536-90" class="ct-text-block" >0,35 %<br></div><div id="text_block-1625-90" class="ct-text-block" >0,07 %<br></div><div id="text_block-1537-90" class="ct-text-block" >1,00 %<br><br></div><div id="text_block-1538-90" class="ct-text-block" >2,37 %<br></div></div></div></div></li><li><div id="slide-1539-90" class="ct-slide" ><div id="div_block-1540-90" class="ct-div-block" ><div id="div_block-1541-90" class="ct-div-block" ></div><div id="div_block-1542-90" class="ct-div-block" ><div id="text_block-1543-90" class="ct-text-block" >Conseil Althos<br></div><div id="text_block-1544-90" class="ct-text-block" >Assureur<br></div><div id="text_block-1626-90" class="ct-text-block" >Dépositaire</div><div id="text_block-1545-90" class="ct-text-block" >Supports <br>d’investissements<br></div><div id="text_block-1546-90" class="ct-text-block" >Frais de gestion <br>annuels<br></div></div></div><div id="div_block-1547-90" class="ct-div-block" ><div id="div_block-1548-90" class="ct-div-block" ><div id="text_block-1549-90" class="ct-text-block" >Dès<br></div><div id="text_block-1550-90" class="ct-text-block" >2.500.000 €<br></div></div><div id="div_block-1551-90" class="ct-div-block" ><div id="text_block-1552-90" class="ct-text-block" >0,85 %<br></div><div id="text_block-1553-90" class="ct-text-block" >0,25 %<br></div><div id="text_block-1627-90" class="ct-text-block" >0,07 %<br></div><div id="text_block-1554-90" class="ct-text-block" >1,00 %<br><br></div><div id="text_block-1555-90" class="ct-text-block" >2,17 %<br></div></div></div></div></li><li><div id="slide-1556-90" class="ct-slide" ><div id="div_block-1557-90" class="ct-div-block" ><div id="div_block-1558-90" class="ct-div-block" ></div><div id="div_block-1559-90" class="ct-div-block" ><div id="text_block-1560-90" class="ct-text-block" >Conseil Althos<br></div><div id="text_block-1561-90" class="ct-text-block" >Assureur<br></div><div id="text_block-1628-90" class="ct-text-block" >Dépositaire</div><div id="text_block-1562-90" class="ct-text-block" >Supports <br>d’investissements<br></div><div id="text_block-1563-90" class="ct-text-block" >Frais de gestion <br>annuels<br></div></div></div><div id="div_block-1564-90" class="ct-div-block" ><div id="div_block-1565-90" class="ct-div-block" ><div id="text_block-1566-90" class="ct-text-block" >Dès<br></div><div id="text_block-1567-90" class="ct-text-block" >7.500.000 €<br></div></div><div id="div_block-1568-90" class="ct-div-block" ><div id="text_block-1569-90" class="ct-text-block" >0,75 %<br></div><div id="text_block-1570-90" class="ct-text-block" >0,22 %<br></div><div id="text_block-1629-90" class="ct-text-block" >0,7 %<br></div><div id="text_block-1571-90" class="ct-text-block" >1,00 %<br><br></div><div id="text_block-1572-90" class="ct-text-block" >2,04 %<br></div></div></div></div></li><li><div id="slide-1573-90" class="ct-slide" ><div id="div_block-1574-90" class="ct-div-block" ><div id="div_block-1575-90" class="ct-div-block" ></div><div id="div_block-1576-90" class="ct-div-block" ><div id="text_block-1577-90" class="ct-text-block" >Conseil Althos<br></div><div id="text_block-1578-90" class="ct-text-block" >Assureur<br></div><div id="text_block-1630-90" class="ct-text-block" >Dépositaire</div><div id="text_block-1579-90" class="ct-text-block" >Supports <br>d’investissements<br></div><div id="text_block-1580-90" class="ct-text-block" >Frais de gestion <br>annuels<br></div></div></div><div id="div_block-1581-90" class="ct-div-block" ><div id="div_block-1582-90" class="ct-div-block" ><div id="text_block-1583-90" class="ct-text-block" >Dès<br></div><div id="text_block-1584-90" class="ct-text-block" >15.000.000 €<br></div></div><div id="div_block-1585-90" class="ct-div-block" ><div id="text_block-1586-90" class="ct-text-block" >0,60 %<br></div><div id="text_block-1587-90" class="ct-text-block" >0,20 %<br></div><div id="text_block-1631-90" class="ct-text-block" >0,07 %<br></div><div id="text_block-1588-90" class="ct-text-block" >1,00 %<br><br></div><div id="text_block-1589-90" class="ct-text-block" >1,87 %<br></div></div></div></div></li><li><div id="slide-1590-90" class="ct-slide" ><div id="div_block-1591-90" class="ct-div-block" ><div id="div_block-1592-90" class="ct-div-block" ></div><div id="div_block-1593-90" class="ct-div-block" ><div id="text_block-1594-90" class="ct-text-block" >Conseil Althos<br></div><div id="text_block-1595-90" class="ct-text-block" >Assureur<br></div><div id="text_block-1632-90" class="ct-text-block" >Dépositaire</div><div id="text_block-1596-90" class="ct-text-block" >Supports <br>d’investissements<br></div><div id="text_block-1597-90" class="ct-text-block" >Frais de gestion <br>annuels<br></div></div></div><div id="div_block-1598-90" class="ct-div-block" ><div id="div_block-1599-90" class="ct-div-block" ><div id="text_block-1600-90" class="ct-text-block" >Dès<br></div><div id="text_block-1601-90" class="ct-text-block" >50.000.000 €<br></div></div><div id="div_block-1602-90" class="ct-div-block" ><div id="text_block-1603-90" class="ct-text-block" >0,50 %<br></div><div id="text_block-1604-90" class="ct-text-block" >0,16 %<br></div><div id="text_block-1633-90" class="ct-text-block" >0,07 %<br></div><div id="text_block-1605-90" class="ct-text-block" >1,00 %<br><br></div><div id="text_block-1606-90" class="ct-text-block" >1,73 %<br></div></div></div></div></li><li><div id="slide-1634-90" class="ct-slide" ><div id="div_block-1635-90" class="ct-div-block" ><div id="div_block-1636-90" class="ct-div-block" ></div><div id="div_block-1637-90" class="ct-div-block" ><div id="text_block-1638-90" class="ct-text-block" >Conseil Althos<br></div><div id="text_block-1639-90" class="ct-text-block" >Assureur<br></div><div id="text_block-1640-90" class="ct-text-block" >Dépositaire</div><div id="text_block-1641-90" class="ct-text-block" >Supports <br>d’investissements<br></div><div id="text_block-1642-90" class="ct-text-block" >Frais de gestion <br>annuels<br></div></div></div><div id="div_block-1643-90" class="ct-div-block" ><div id="div_block-1644-90" class="ct-div-block" ><div id="text_block-1645-90" class="ct-text-block" >Dès<br></div><div id="text_block-1646-90" class="ct-text-block" >100.000.000 €<br></div></div><div id="div_block-1647-90" class="ct-div-block" ><div id="text_block-1648-90" class="ct-text-block" >0,45 %<br></div><div id="text_block-1649-90" class="ct-text-block" >0,15 %<br></div><div id="text_block-1650-90" class="ct-text-block" >0,07 %<br></div><div id="text_block-1651-90" class="ct-text-block" >1,00 %<br><br></div><div id="text_block-1652-90" class="ct-text-block" >1,67 %<br></div></div></div></div></li></ul></div></div><script class="ct-slider-script">jQuery(document).ready(function($){$('#slider-1521-90.ct_unique_slider_4792 .oxygen-unslider-container:not(.unslider-horizontal,.unslider-fade)').unslider({autoplay: false, delay: 3000, animation: 'horizontal', speed : 750, arrows: true, nav: true, infinite: false})});</script></div></section><section id="section-1466-90" class=" ct-section cta" ><div class="ct-section-inner-wrap"><div id="div_block-1497-90" class="ct-div-block width--xxl" ><div id="div_block-1498-90" class="ct-div-block pad--m" ><div id="div_block-1499-90" class="ct-div-block bg--white pad--s grid--4 grid--l-2 gap--m width--l" ><div id="div_block-1500-90" class="ct-div-block" ><img id="image-1501-90" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/key.svg" class="ct-image" srcset="" sizes="(max-width: 512px) 100vw, 512px" /><div id="text_block-1502-90" class="ct-text-block" >0€</div><div id="text_block-1503-90" class="ct-text-block" >de frais d'entrée</div></div><div id="div_block-1504-90" class="ct-div-block" ><img id="image-1505-90" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/contract.svg" class="ct-image" srcset="" sizes="(max-width: 512px) 100vw, 512px" /><div id="text_block-1506-90" class="ct-text-block" >0€</div><div id="text_block-1507-90" class="ct-text-block" >de frais de dossier</div></div><div id="div_block-1508-90" class="ct-div-block" ><img id="image-1509-90" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/money-bag.svg" class="ct-image" srcset="" sizes="(max-width: 510px) 100vw, 510px" /><div id="text_block-1510-90" class="ct-text-block" >0€</div><div id="text_block-1511-90" class="ct-text-block" >de frais de versement</div></div><div id="div_block-1512-90" class="ct-div-block" ><img id="image-1513-90" alt="" src="https://www.althos-patrimoine.com/wp-content/uploads/2022/08/scale.svg" class="ct-image" srcset="" sizes="(max-width: 510px) 100vw, 510px" /><div id="text_block-1514-90" class="ct-text-block" >0€</div><div id="text_block-1515-90" class="ct-text-block " >de frais de mandat de gestion</div></div></div></div></div><a id="link-1516-90" class="ct-link oxel_icon_button__container cta" href="https://www.althos-patrimoine.com/modal/?source=LP&utm_campaign=&matchtype=&deviceF=&fbclid=&msclkid=&gclid=" target="_self" role="button"><div id="fancy_icon-1517-90" class="ct-fancy-icon oxel_icon_button_icon" ><svg id="svg-fancy_icon-1517-90"><use xlink:href="#Lineariconsicon-arrow-right"></use></svg></div><div id="text_block-1518-90" class="ct-text-block oxel_icon_button_text" >Découvrir nos portefeuilles</div></a></div></section><section id="section-10-17" class=" ct-section ct-section-with-shape-divider" ><div class="ct-section-inner-wrap"><h2 id="headline-880-90" class="ct-headline "><b>Une équipe dédiée</b> au service de votre patrimoine<b></b></h2><div id="text_block-886-90" class="ct-text-block iconlist__text-medium" >En tant que client Althos, vous bénéficiez d'une équipe de professionnels dédiés pour définir et mener à bien votre stratégie patrimoniale.</div><div id="div_block-403-17" class="ct-div-block grid--4 team--wrapper grid--l-2 mw-1590" ><div id="div_block-404-17" class="ct-div-block team__block-wrapper" ><div id="text_block-889-90" class="ct-text-block" >1</div><div id="div_block-427-17" class="ct-div-block team__block-content" ><h3 id="headline-407-17" class="ct-headline team__block-heading">Votre conseiller <br>patrimonial<br></h3><div id="_rich_text-408-17" class="oxy-rich-text team__block-text" ><p>Véritable chef d’orchestre de votre équipe d’experts, il établit avec vous une relation de confiance pour vous conseiller dans l'ensemble de vos projets patrimoniaux, privés ou professionnels.</p></div></div></div><div id="div_block-431-17" class="ct-div-block team__block-wrapper" ><div id="text_block-432-17" class="ct-text-block team__block-number" >2</div><div id="div_block-433-17" class="ct-div-block team__block-content" ><h3 id="headline-434-17" class="ct-headline team__block-heading">Votre ingénieur<br>patrimonial<br></h3><div id="_rich_text-435-17" class="oxy-rich-text team__block-text" ><p>Structure et optimise continuellement votre patrimoine pour vous permettre d'atteindre vos objectifs à court, moyen et long terme.</p></div></div></div><div id="div_block-436-17" class="ct-div-block team__block-wrapper" ><div id="text_block-437-17" class="ct-text-block team__block-number" >3</div><div id="div_block-438-17" class="ct-div-block team__block-content" ><h3 id="headline-439-17" class="ct-headline team__block-heading">Notre pôle<br>investissement<br></h3><div id="_rich_text-440-17" class="oxy-rich-text team__block-text" ><p>Élabore pour vous un portefeuille d’investissements sur-mesure sur l’ensemble des classes d’actifs.</p></div></div></div><div id="div_block-441-17" class="ct-div-block team__block-wrapper" ><div id="text_block-442-17" class="ct-text-block team__block-number" >4</div><div id="div_block-443-17" class="ct-div-block team__block-content" ><h3 id="headline-444-17" class="ct-headline team__block-heading">Votre assistant<br>patrimonial<br></h3><div id="_rich_text-445-17" class="oxy-rich-text team__block-text" ><p>Vous accompagne dans vos démarches administratives liées à la mise en place de nos recommandations d’investissement tout au long de notre collaboration.</p></div></div></div></div><div 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var time = parseInt( $modal.data( 'close-after-time' ) );
if( $modal.data( 'close-after-time-unit' ) == 'seconds' ) {
time = parseInt( parseFloat( $modal.data( 'close-after-time' ) ) * 1000 );
}
setTimeout( function(){
hideModal(modal);
}, time );
}
// close modal automatically after form submit (Non-AJAX)
if( $modal.data( 'close-after-form-submit' ) == 'yes' && $modal.data("trigger") == "after_specified_time" ) {
// WPForms
// WPForms replaces the form with a confirmation message on page refresh
if( $modal.find(".wpforms-confirmation-container-full").length > 0 ) {
setTimeout(function () {
hideModal(modal);
}, 3000);
}
// Formidable Forms
// Formidable Forms replaces the form with a confirmation message on page refresh
if( $modal.find(".frm_message").length > 0 ) {
setTimeout(function () {
hideModal(modal);
}, 3000);
}
// Caldera Forms
// Caldera Forms replaces the form with a confirmation message on page refresh
if( $modal.find(".caldera-grid .alert-success").length > 0 ) {
setTimeout(function () {
hideModal(modal);
}, 3000);
}
}
}
window.oxyShowModal = showModal;
var hideModal = function ( modal ) {
// Body manipulation for scroll prevention and maintaining scroll position
var scrollY = document.querySelector('body').style.top;
document.querySelector('body').classList.remove('oxy-modal-active');
document.querySelector('body').style.top = '';
window.scrollTo(0, parseInt(scrollY || '0') * -1);
// The function may be called by third party code, without argument, so we must close the first visible modal
if( typeof modal === 'undefined' ) {
var openModals = jQuery(".oxy-modal-backdrop.live");
if( openModals.length == 0 ) return;
modal = openModals[0];
}
var $modal = jQuery( modal );
// refresh any iframe so media embedded this way is stopped
$modal.find( 'iframe').each(function(index){
this.src = this.src;
});
// HTML5 videos can be stopped easily
$modal.find( 'video' ).each(function(index){
this.pause();
});
// If there are any forms in the modal, reset them
$modal.find("form").each(function(index){
this.reset();
});
$modal.find(".aos-animate").removeClass("aos-animate").addClass("aos-animate-disabled");
$modal.fadeOut(400, function(){
$modal.removeClass("live");
$modal.find(".aos-animate-disabled").removeClass("aos-animate-disabled").addClass("aos-animate");
});
};
window.oxyCloseModal = hideModal;
jQuery( ".oxy-modal-backdrop" ).each(function( index ) {
var modal = this;
(function( modal ){
var $modal = jQuery( modal );
var exitIntentFunction = function( e ){
if( e.target.tagName == 'SELECT' ) { return; }
if( e.clientY <= 0 ) {
showModal( modal );
document.removeEventListener( "mouseleave", exitIntentFunction );
document.removeEventListener( "mouseout", exitIntentFunction );
}
}
switch ( jQuery( modal ).data("trigger") ) {
case "on_exit_intent":
document.addEventListener( "mouseleave", exitIntentFunction, false);
document.addEventListener( "mouseout", exitIntentFunction, false);
break;
case "user_clicks_element":
jQuery( jQuery( modal ).data( 'trigger-selector' ) ).click( function( event ) {
showModal( modal );
event.preventDefault();
} );
break;
case "after_specified_time":
var time = parseInt( jQuery( modal ).data( 'trigger-time' ) );
if( jQuery( modal ).data( 'trigger-time-unit' ) == 'seconds' ) {
time = parseInt( parseFloat( jQuery( modal ).data( 'trigger-time' ) ) * 1000 );
}
setTimeout( function(){
showModal( modal );
}, time );
break;
case "after_scrolled_amount":
window.addEventListener("scroll", function scrollDetection(){
var winheight= window.innerHeight || (document.documentElement || document.body).clientHeight;
var docheight = jQuery(document).height();
var scrollTop = window.pageYOffset || (document.documentElement || document.body.parentNode || document.body).scrollTop;
var isScrollUp = false;
var oxyPreviousScrollTop = parseInt( jQuery( modal ).data( 'previous_scroll_top' ) );
if( !isNaN( oxyPreviousScrollTop ) ) {
if( oxyPreviousScrollTop > scrollTop) isScrollUp = true;
}
jQuery( modal ).data( 'previous_scroll_top', scrollTop );
var trackLength = docheight - winheight;
var pctScrolled = Math.floor(scrollTop/trackLength * 100);
if( isNaN( pctScrolled ) ) pctScrolled = 0;
if(
( isScrollUp && jQuery( modal ).data( 'trigger_scroll_direction' ) == 'up' ) ||
( !isScrollUp && jQuery( modal ).data( 'trigger_scroll_direction' ) == 'down' && pctScrolled >= parseInt( jQuery( modal ).data( 'trigger_scroll_amount' ) ) )
) {
showModal( modal );
window.removeEventListener( "scroll", scrollDetection );
}
}, false);
break;
case "on_scroll_to_element":
window.addEventListener("scroll", function scrollDetection(){
var $element = jQuery( jQuery( modal ).data( 'scroll_to_selector' ) );
if( $element.length == 0 ) {
window.removeEventListener( "scroll", scrollDetection );
return;
}
var top_of_element = $element.offset().top;
var bottom_of_element = $element.offset().top + $element.outerHeight();
var bottom_of_screen = jQuery(window).scrollTop() + jQuery(window).innerHeight();
var top_of_screen = jQuery(window).scrollTop();
if ((bottom_of_screen > bottom_of_element - $element.outerHeight() /2 ) && (top_of_screen < top_of_element + $element.outerHeight() /2 )){
showModal( modal );
window.removeEventListener( "scroll", scrollDetection );
}
}, false);
break;
case "after_number_of_clicks":
document.addEventListener("click", function clickDetection(){
var number_of_clicks = parseInt( jQuery( modal ).data( 'number_of_clicks' ) );
var clicks_performed = isNaN( parseInt( jQuery( modal ).data( 'clicks_performed' ) ) ) ? 1 : parseInt( jQuery( modal ).data( 'clicks_performed' ) ) + 1;
jQuery( modal ).data( 'clicks_performed', clicks_performed );
if ( clicks_performed == number_of_clicks ){
showModal( modal );
document.removeEventListener( "click", clickDetection );
}
}, false);
break;
case "after_time_inactive":
var time = parseInt( jQuery( modal ).data( 'time_inactive' ) );
if( jQuery( modal ).data( 'time-inactive-unit' ) == 'seconds' ) {
time = parseInt( parseFloat( jQuery( modal ).data( 'time_inactive' ) ) * 1000 );
}
var activityDetected = function(){
jQuery( modal ).data( 'millis_idle', 0 );
};
document.addEventListener( "click", activityDetected);
document.addEventListener( "mousemove", activityDetected);
document.addEventListener( "keypress", activityDetected);
document.addEventListener( "scroll", activityDetected);
var idleInterval = setInterval(function(){
var millis_idle = isNaN( parseInt( jQuery( modal ).data( 'millis_idle' ) ) ) ? 100 : parseInt( jQuery( modal ).data( 'millis_idle' ) ) + 100;
jQuery( modal ).data( 'millis_idle', millis_idle );
if( millis_idle > time ){
clearInterval( idleInterval );
document.removeEventListener( "click", activityDetected );
document.removeEventListener( "mousemove", activityDetected );
document.removeEventListener( "keypress", activityDetected );
document.removeEventListener( "scroll", activityDetected );
showModal( modal );
}
}, 100);
break;
case "after_number_of_page_views":
var modalId = modal.querySelector('.ct-modal').id;
var pageViews = localStorage && localStorage['oxy-' + modalId + '-page-views'] ? parseInt( localStorage['oxy-' + modalId + '-page-views'] ) : 0;
pageViews++;
if( localStorage ) localStorage['oxy-' + modalId + '-page-views'] = pageViews;
if( parseInt( jQuery( modal ).data( 'number_of_page_views' ) ) == pageViews ) {
if( localStorage ) localStorage['oxy-' + modalId + '-page-views'] = 0;
showModal( modal );
}
break;
}
// add event handler to close modal automatically after AJAX form submit
if( $modal.data( 'close-after-form-submit' ) == 'yes' ) {
// Contact Form 7
if (typeof wpcf7 !== 'undefined') {
$modal.find('div.wpcf7').each(function () {
var $form = jQuery(this).find('form');
this.addEventListener('wpcf7submit', function (event) {
if (event.detail.contactFormId == $form.attr("id")) {
setTimeout(function () {
hideModal(modal);
}, 3000);
}
}, false);
});
}
// Caldera Forms
document.addEventListener( "cf.submission", function(event){
// Pending, Caldera AJAX form submissions aren't working since Oxygen 2.2, see: https://github.com/soflyy/oxygen/issues/1638
});
// Ninja Forms
jQuery(document).on("nfFormSubmitResponse", function(event, response){
// Only close the modal if the event was triggered from a Ninja Form inside the modal
if( $modal.find("#nf-form-" + response.id + "-cont").length > 0 ) {
setTimeout(function () {
hideModal(modal);
}, 3000);
}
});
}
})( modal );
});
// handle clicks on modal backdrop and on .oxy-close-modal
jQuery("body").on('click touchend', '.oxy-modal-backdrop, .oxy-close-modal', function( event ) {
var $this = jQuery( this );
var $target = jQuery( event.target );
// Click event in the modal div and it's children is propagated to the backdrop
if( !$target.hasClass( 'oxy-modal-backdrop' ) && !$this.hasClass( 'oxy-close-modal' ) ) {
//event.stopPropagation();
return;
}
if( $target.hasClass( 'oxy-modal-backdrop' ) && $this.hasClass( 'oxy-not-closable' ) ) {
return;
}
if( $this.hasClass( 'oxy-close-modal' ) ) event.preventDefault();
var $modal = $this.hasClass( 'oxy-close-modal' ) ? $this.closest('.oxy-modal-backdrop') : $this;
hideModal( $modal[0] );
});
jQuery(document).keyup( function(e){
if( e.key == 'Escape' ){
jQuery(".oxy-modal-backdrop:visible").each(function(index){
if( jQuery(this).data("close_on_esc") == 'on' ) hideModal(this);
});
}
} );
});
</script>
<link rel='stylesheet' id='oxygen-aos-css' href='https://www.althos-patrimoine.com/wp-content/plugins/oxygen/component-framework/vendor/aos/aos.css?ver=6.8.2' type='text/css' media='all' />
<script type="text/javascript" src="https://www.althos-patrimoine.com/wp-content/plugins/pixelyoursite-pro/dist/scripts/sha256.js?ver=0.11.0" id="js-sha256-js"></script>
<script type="text/javascript" src="https://www.althos-patrimoine.com/wp-content/plugins/oxygen/component-framework/vendor/aos/aos.js?ver=1" id="oxygen-aos-js"></script>
<script type="text/javascript" src="https://www.althos-patrimoine.com/wp-content/plugins/oxygen/component-framework/vendor/unslider/unslider-min.js?ver=6.8.2" id="oxygen-unslider-js"></script>
<script type="text/javascript" src="https://www.althos-patrimoine.com/wp-content/plugins/oxygen/component-framework/vendor/unslider/jquery.event.move.js?ver=6.8.2" id="oxygen-event-move-js"></script>
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<script type="text/javascript" id="ct-footer-js">
AOS.init({
})
jQuery('body').addClass('oxygen-aos-enabled');
</script><script type="text/javascript" id="ct_code_block_js_539"> var tabOrder = 0;
var tabs = document.querySelectorAll('.oxy-tab');
var tabContents = document.querySelectorAll('.oxy-tab-content');
// loop through each tab
tabs.forEach(tab => {
// get tab parent
var parent = tab.parentNode;
// get index (order number) of each tab
let index = Array.prototype.indexOf.call(parent.children, tab);
if (index == 0){
tabOrder = index;
} else {
tabOrder = index * 2;
}
tab.style.order = tabOrder;
})
// loop through each tab content
tabContents.forEach(tabContent => {
// get tab parent
var parent = tabContent.parentNode;
// get index (order number) of each tab
let index = Array.prototype.indexOf.call(parent.children, tabContent);
if (index == 0){
tabOrder = index + 1;
} else {
tabOrder = (index * 2) + 1;
}
tabContent.style.order = tabOrder;
})
</script>
<style type="text/css" id="ct_code_block_css_539">
.wp-block-presto-player-reusable-edit {
padding: 0px !important;
width: 100% !important;
}
div#div_block-1163-90 {
width: 100% !important;
}
/*@media (min-width:521px) {
.oxy-tab-content {
animation: fade-in-zoom 0.6s cubic-bezier(0.390, 0.575, 0.565, 1.000) both;
overflow: hidden;
}
@keyframes fade-in-zoom {
0% {
opacity: 0.9;
transform: scale(0.97)
}
100% {
opacity: 1;
transform: scale(1)
}
}
}
@media (max-width:520px) {
#tab_wrapper{
gap: .3rem
}
.oxy-tabs-contents-wrapper, .oxy-tabs-wrapper {
display: contents !important;
}
.oxy-tab, .oxy-tab-content {
width: 100%;
}
.oxy-tab-content {
margin-top: -0.3rem;
max-height: 1000px;
transition: max-height .4s;
overflow: hidden;
}
.oxy-tabs-contents-content-hidden {
display: flex !important;
max-height: 0 !important;
overflow: hidden !important;
padding: 0 20px;
}
.oxy-tab-content > * {
transition: opacity 2s;
}
.oxy-tabs-contents-content-hidden > * {
opacity:0 !important;
transition: opacity 0.4s;
}
}
*/</style>
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